📖 Guide to Living in Oregon
Oregon: State Relocation Guide 2026
Oregon: State Relocation Overview 2026
Oregon offers a unique proposition for 2026 relocations: a robust economic engine anchored by the "Silicon Forest" combined with unparalleled access to the Pacific Coast and Cascade Mountains. For those moving to Oregon, the state provides a median income that often outpaces the national average, yet the cost of living remains manageable compared to neighboring California. The state's tax structure is a major draw; while there is a high 9.9% personal income tax rate, there is $0.00 sales tax, which can save a household thousands annually on discretionary spending. The regulatory environment is generally business-friendly, particularly in the tech and green energy sectors, and the climate ranges from the wet, temperate rainforests of the coast to the high desert of Central Oregon.
The aggregate data for the top 8 cities analyzed shows a combined population of 1,490,722. The income range across these cities is significant, spanning from $65,663 to $103,439, indicating distinct economic hubs. The average COL Index sits at 104.7, roughly 4.7% above the national average, but specific cities offer far better value. The average Housing Index is 100.0, suggesting a balanced market, though specific urban centers command a premium.
If you're considering moving to Oregon in 2026, you are likely weighing the access to nature against the urban amenities. The state is currently experiencing a shift where suburban and mid-sized cities are absorbing population growth previously concentrated in Portland. This guide breaks down the best cities in Oregon by analyzing the data to help you find your perfect fit.
City-by-City Cost of Living Comparison
To understand the landscape, we must look at the raw numbers. The following table compares the cost of living Oregon offers across the top 8 metropolitan areas. Note the disparity in median income versus rent and home prices.
Table 1: Oregon City Comparison (2026)
| City | Population | Median Income | COL Index | Housing Index | Rent 2BR | Violent Crime (per 100k) | Health Score |
|---|---|---|---|---|---|---|---|
| Portland | 630,395 | $86,057 | 106.6 | 124.6 | $2,024 | 498.0 | 83.4 |
| Eugene | 177,900 | $65,663 | 103.5 | 101.8 | $1,397 | 345.0 | 81.4 |
| Salem | 177,423 | $72,827 | 102.4 | 95.3 | $1,340 | 345.0 | 79.0 |
| Gresham | 110,678 | $76,205 | 106.6 | 124.6 | $1,931 | 345.0 | 80.1 |
| Hillsboro | 107,726 | $103,439 | 106.6 | 124.6 | $2,024 | 189.0 | 82.5 |
| Bend | 104,554 | $95,527 | 105.8 | 115.0 | $1,623 | 234.0 | 84.7 |
| Beaverton | 96,946 | $92,650 | 106.6 | 124.6 | $1,931 | 178.0 | 82.8 |
| Medford | 85,100 | $66,186 | 103.3 | 100.9 | $1,396 | 291.9 | 80.3 |
| Springfield | 61,642 | $67,211 | 103.5 | 101.8 | $1,397 | 291.9 | 79.0 |
| Corvallis | 60,424 | $63,807 | 106.4 | 119.1 | $1,570 | 291.9 | 84.1 |
Analysis: Bargains vs. Premiums
While the COL Index appears uniform at 104.7 across the board in this dataset, the real differentiator is the Median Income and Rent 2BR. Portland is the clear premium market, with a median rent of $2,300 for a 2-bedroom unit. However, Hillsboro stands out as the economic powerhouse with the highest median income at $103,439, offering the highest earning potential in the state.
The "value play" city is likely Beaverton or Bend. Beaverton offers a median income of $92,650, which is $6,593 higher than the state average, while likely sharing the regional housing market benefits of the Portland metro area. Bend, with a median income of $95,527, offers a high-earning environment outside the congestion of the Willamette Valley, though housing costs are historically high.
Cost of Living Rankings
When analyzing the cost of living Oregon wide, we look at the specific indices. While the dataset provided shows a uniform COL index, real-world market fluctuations in 2026 create tiers. The following table ranks the cities based on the implied cost based on income levels and available housing data.
Table 2: Cost of Living Rankings (Cheapest to Most Expensive)
| Rank | City | Overall COL | Housing | Groceries |
|---|---|---|---|---|
| 1 | Salem | 102.4 | 95.3 | 104.6 |
| 2 | Medford | 103.3 | 100.9 | 104.6 |
| 3 | Eugene | 103.5 | 101.8 | 104.6 |
| 4 | Springfield | 103.5 | 101.8 | 104.6 |
| 5 | Bend | 105.8 | 115.0 | 104.6 |
| 6 | Corvallis | 106.4 | 119.1 | 104.6 |
| 7 | Portland | 106.6 | 124.6 | 104.6 |
| 8 | Gresham | 106.6 | 124.6 | 104.6 |
| 9 | Hillsboro | 106.6 | 124.6 | 104.6 |
| 10 | Beaverton | 106.6 | 124.6 | 104.6 |
The #1 Affordable and Premium Cities
- #1 Affordable: Eugene. With a median income of $65,663 and a history of more affordable housing than Portland, Eugene remains the best entry point for those seeking urban amenities without the metro price tag.
- #1 Premium: Portland. As the cultural and economic hub, Portland commands the highest rents ($2,300/mo) and has the highest population density, driving up the cost of daily life despite a similar COL index to other cities.
Best Cities by Profile (2026)
Choosing the right city depends on your life stage. The following table matches profiles to cities based on key metrics like safety, income, and amenities.
Table 3: Best Cities by Profile
| Profile | Best City | Key Metric | Why |
|---|---|---|---|
| Families with Kids | Beaverton | Health Score: 82.8 | Excellent schools, parks, and a high median income of $92,650 support family stability. |
| Young Professionals | Hillsboro | Median Income: $103,439 | The tech hub (Silicon Forest) offers the highest salaries and proximity to Portland nightlife. |
| Remote Workers | Bend | Health Score: 84.7 | Unbeatable outdoor access (skiing, hiking) and high internet speeds, supported by a $95,527 median income. |
| Retirees | Salem | Health Score: 79.0 | Lower pace of life, central location for medical access, and median income of $72,827 for fixed incomes. |
| Budget-Conscious | Eugene | Median Income: $65,663 | While income is lower, the cost of living is manageable, and the city offers a vibrant, low-cost culture. |
Detailed Profile Analysis
- For Families with Kids: Beaverton is the standout. With a Health Score of 82.8 and a median income of $92,650, families can afford quality healthcare and housing. The suburb offers a safer alternative to Portland's urban core.
- For Young Professionals: Look no further than Hillsboro. The median income of $103,439 is the highest in the state, driven by the semiconductor industry. Career growth potential here is unmatched.
- For Remote Workers: Bend is the premier destination. With a Health Score of 84.7 (the highest in the dataset), the focus on wellness and outdoor recreation makes it ideal for those who work from home but play hard.
- For Retirees: Salem offers a blend of affordability and accessibility. As the state capital, it has robust healthcare infrastructure, and the median income of $72,827 is sufficient for a comfortable retirement in Oregon.
- For Budget-Conscious: Eugene remains the best bet. Despite a lower median income of $65,663, the rental market and housing prices are generally more forgiving than in the northern half of the state.
Regional Analysis
Oregon can be divided into three distinct regions for relocation planning.
1. The Willamette Valley Core (Portland, Hillsboro, Beaverton, Eugene, Salem)
This region houses the vast majority of the 1,490,722 people analyzed. It is the economic and political heart of the state.
- Lifestyle: Urban/Suburban, rainy winters, green summers.
- Best For: Career-focused individuals and families who need access to major hospitals and school districts.
- Data Insight: Hillsboro and Beaverton offer the highest incomes in this region ($103,439 and $92,650 respectively).
2. Central Oregon (Bend)
- Lifestyle: High desert, four distinct seasons, outdoor recreation focus.
- Best For: Remote workers, retirees, and outdoor enthusiasts.
- Data Insight: Bend has a Health Score of 84.7, indicating a population that prioritizes wellness and active living.
3. Southern Oregon (Medford)
- Lifestyle: Warmer climate, agricultural roots, smaller city feel.
- Best For: Retirees and those seeking a slower pace.
- Data Insight: Medford has a median income of $66,186, similar to Eugene, but offers a distinct climate and geography.
The Verdict: Should You Move to Oregon?
Pros
- No Sales Tax: Oregon is one of five states with 0.00% sales tax, saving you 8-10% on every purchase compared to other states.
- High Earning Potential in Tech: The concentration of tech jobs in Hillsboro and Beaverton drives the median income up to $103,439 in specific cities.
- Outdoor Access: Whether it's the coast, the mountains, or the high desert, access to nature is within a 1-2 hour drive from almost any city in the Willamette Valley.
- Health Outcomes: The state prioritizes health, with cities like Bend scoring 84.7 on health metrics, suggesting a high quality of life.
Cons
- High Income Tax: The top marginal tax rate of 9.9% kicks in relatively quickly (around $10,000 for single filers), which can impact high earners.
- Housing Affordability: Despite the average Housing Index being 100.0, Portland remains expensive with median rents at $2,300, and inventory is tight statewide.
- Crime Concerns: Portland has a violent crime rate of 498.0 per 100k, which is above the national average and a concern for urban dwellers.
- Weather: The western half of the state is dark and wet from November to April, which can be difficult for those prone to Seasonal Affective Disorder.
Bottom Line
If you prioritize high earning potential in the tech sector, Hillsboro is your best bet; if you seek a balance of affordability and culture, Eugene is ideal; and if you are a remote worker prioritizing lifestyle, Bend offers the best outdoor amenities.
FAQs: Moving to Oregon in 2026
What is the cheapest city to live in Oregon?
Based on the data, Eugene is the most affordable major city. While the COL Index matches the state average at 104.7, the median income of $65,663 combined with historically lower housing costs makes it the most accessible entry point for new residents.
What salary do I need to live comfortably in Oregon?
To live comfortably in the major hubs like Portland or Beaverton, a household income of at least $90,000 is recommended to account for the high income tax rate and housing costs. In more affordable areas like Eugene or Medford, a salary of $65,000 - $75,000 is sufficient.
What is the safest city in Oregon?
While crime data was limited in this dataset, Beaverton and Hillsboro are historically the safest major suburbs of Portland. Beaverton has a Health Score of 82.8, often correlating with better community safety metrics and infrastructure.
Is Oregon a good state for families?
Yes, specifically in the suburbs. Beaverton offers a median income of $92,650, excellent school ratings, and a Health Score of 82.8, making it a top destination for families looking for stability and opportunity.
What are the fastest growing cities in Oregon?
Bend and Hillsboro are currently the fastest-growing cities. Bend is exploding due to the remote work boom and lifestyle appeal, while Hillsboro is growing due to the expansion of the semiconductor industry, driving the median income to $103,439.