Washington
2026 Cost of Living Report

The 5 Cheapest Places
to Live in Washington

We analyzed housing markets, tax rates, and daily expenses across 18 cities to maximize your budget.

#1 Value Pick
Yakima
Lowest Cost Index
Cheapest Big City
Spokane
Best metro area value
Avg 1BR Rent
$997/mo
In top 5 affordable cities
#1
Yakima
Cost Index
98
1BR Rent
$997
Median Income
$62k
#2
Kennewick
Cost Index
99
1BR Rent
$1206
Median Income
$66k
#3
Pasco
Cost Index
99
1BR Rent
$1633
Median Income
$84k
#4
Spokane
Cost Index
101
1BR Rent
$1012
Median Income
$65k
#5
Spokane Valley
Cost Index
101
1BR Rent
$1666
Median Income
$75k

2026 Scientific Ranking: Best Places to Live in Washington

Methodology Brief
To determine the optimal living locations within Washington for 2026, Ocity.org conducted a hierarchical analysis of 18 cities. The final ranking is derived from a weighted algorithm quantifying three core metrics: Safety (40% weighting), Affordability (30% weighting), and Economic Output (30% weighting). Safety is defined by the inverse of the violent crime rate per 100,000 residents. Affordability is a composite score of median rent for a one-bedroom unit relative to median income. Economic Output is strictly measured by median household income. This methodology prioritizes statistical resilience over anecdotal sentiment, ensuring the rankings reflect high-yield conditions for residents.

Top 3 Winners Deep Dive

Rank #1: Bellevue
Bellevue secures the top position through a statistically significant convergence of high economic output and safety-optimized metrics. While its median rent of $2,269 is the highest in the top tier, it is offset by a median income of $158,253, the second-highest in the dataset. Crucially, Bellevue demonstrates superior safety metrics with a violent crime rate of only 178 per 100k, substantially lower than the state's major metropolitan averages. The data indicates that despite moderate affordability costs, the city’s economic yield—driven by its tech-adjacent economy—and safety profile create the highest aggregate score in the state.

Rank #2: Redmond
Redmond represents the apex of economic output among the analyzed cities, boasting a median income of $172,979. This figure is statistically distinct, offering a high-yield environment for professionals. The data reveals a trade-off: while Redmond delivers the highest financial return, it exhibits a higher violent crime rate of 372 per 100k compared to Bellevue and Kirkland. However, the city maintains a rent of $1,864, which is significantly more affordable than Bellevue’s. The algorithm weighted Redmond’s unmatched income potential heavily, positioning it as the premier choice for maximizing financial accumulation, provided the resident accepts a moderately elevated risk profile relative to the top-ranked city.

Rank #3: Kirkland
Kirkland offers a balanced, safety-optimized profile that secured the third position. It mirrors Bellevue’s favorable violent crime rate of 178 per 100k, establishing it as one of the safest municipalities in the dataset. Economically, Kirkland remains robust with a median income of $144,080. The city’s affordability is highly competitive; its rent of $1,864 is identical to Redmond’s but paired with a lower crime rate. The data suggests Kirkland provides a statistically safer alternative to Redmond with only a marginal reduction in median income, making it a high-value proposition for risk-averse earners.

The 'Hidden Gem'
The dataset identifies Pasco as the definitive "Hidden Gem" for pure value maximization. While it does not rank in the top three due to lower economic output, Pasco offers the optimal ratio of income to cost. It boasts a median income of $84,337 against the lowest rent in the top 10 at $1,633. This creates a favorable affordability index that outperforms higher-ranked cities like Auburn and Renton. Pasco’s violent crime rate of 372 per 100k is consistent with many mid-tier cities, presenting a viable, cost-effective alternative for those prioritizing disposable income over proximity to Seattle’s core economic hubs.

Full Rankings Table

Rank City Population Median Income Violent Crime (per 100k) Rent (1BR)
1 Bellevue 151,579 $158,253 178 $2,269
2 Redmond 80,275 $172,979 372 $1,864
3 Kirkland 91,190 $144,080 178 $1,864
4 Auburn 84,887 $92,824 372 $1,864
5 Renton 104,505 $100,237 456 $1,864
6 Marysville 72,922 $85,708 372 $1,864
7 Seattle 755,081 $120,608 729 $2,269
8 Pasco 81,415 $84,337 372 $1,633
9 Kent 133,381 $85,982 456 $1,864
10 Spokane Valley 108,232 $74,787 372 $1,666

📈 Cost Breakdown

📊 Top 5 Ranking

🎯 Elite Tier Comparison

Frequently Asked Questions

What is the best place to live in Washington?

Based on our 2026 analysis of safety, affordability, and economic opportunity, Yakima ranks as the #1 best place to live in Washington. Our scoring algorithm weighs violent crime rates (40%), cost of living (30%), and median household income (30%) to determine the best overall location.

What is the safest city in Washington?

Bellevue has the lowest violent crime rate among major cities in Washington, making it the safest option for families and individuals prioritizing security. The city's low crime statistics contribute significantly to its overall ranking.

What is the most affordable place to live in Washington?

Yakima offers the best value for residents in Washington, with a cost of living index below the state average. Housing costs, utilities, and everyday expenses are significantly lower here compared to other major cities.

Which city in Washington has the highest salaries?

Bellevue boasts the highest median household income in Washington, making it ideal for career-focused professionals. The strong job market and high earning potential offset the potentially higher cost of living.

How are the best places to live rankings calculated?

Our rankings use a weighted algorithm: Safety Score (40%) based on FBI violent crime data, Affordability Score (30%) based on cost of living indices, and Prosperity Score (30%) based on median household income from Census Bureau data. Each city receives a composite score out of 100.