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Pharmacist in Gaithersburg, MD

Median Salary

$51,289

Above National Avg

Hourly Wage

$24.66

Dollars / Hr

Workforce

N/A

Total Jobs

Growth

+3%

10-Year Outlook

Here is a comprehensive career guide for Pharmacists considering a move to Gaithersburg, Maryland.


The Pharmacist's Guide to Gaithersburg, MD: Salary, Jobs, and Local Insight

Gaithersburg is a unique beast in the Maryland landscape. Itโ€™s not the government hub of Bethesda, the corporate center of Rockville, or the historic charm of Frederick. Itโ€™s a sprawling, diverse city with deep roots in the pharmaceutical industry (literally, the "G" in GSK stands for Glaxo, and their massive research facility is a stone's throw away in Rockville). For a pharmacist, this is a market defined by big employers, a high cost of living, and a competitive but rewarding job market.

If you're looking at a move here, you need the real numbers and the local lay of the land. Let's break it down.

The Salary Picture: Where Gaithersburg Stands

First, let's talk numbers. The salary landscape for pharmacists in the D.C. metro area is robust, but it's essential to understand where Gaithersburg sits within that context. The data reflects the broader Bethesda-Rockville-Frederick metropolitan division, which includes Gaithersburg.

Salary Data Snapshot:

  • Median Salary: $139,539/year
  • Hourly Rate: $67.09/hour
  • National Average Salary: $136,030/year

While the Gaithersburg metro area pays slightly above the national average, the real story is in the experience breakdown. The market heavily rewards specialized experience and clinical roles over entry-level retail positions.

Experience-Level Breakdown

Experience Level Typical Role Estimated Annual Salary (Gaithersburg Metro)
Entry-Level (0-2 years) Staff Pharmacist (Retail/Chain) $115,000 - $128,000
Mid-Level (3-7 years) Clinical Pharmacist, Specialty Pharmacy $135,000 - $148,000
Senior (8-15 years) Pharmacy Manager, Ambulatory Care Lead $150,000 - $170,000
Expert (15+ years) Clinical Specialist, Director of Pharmacy $175,000+

Comparison to Other MD Cities

Where does Gaithersburg stack up against its neighbors? It's a solid mid-range option.

City Median Salary Cost of Living Index Key Employer Type
Gaithersburg $139,539 108.6 Pharma, Hospitals, Retail
Bethesda $150,000+ 145.0+ NIH, Private Clinics, Hospitals
Baltimore $136,000 92.8 Major Hospitals, Universities
Frederick $132,000 102.1 Hospitals, Independent Retail

Insider Tip: Bethesda salaries are higher, but the commute from Gaithersburg can be brutal (45+ minutes on 270). The salary bump in Bethesda often gets eaten by higher rent and property taxes. Gaithersburg offers a better balance for many.

๐Ÿ“Š Compensation Analysis

Gaithersburg $51,289
National Average $50,000

๐Ÿ“ˆ Earning Potential

Entry Level $38,467 - $46,160
Mid Level $46,160 - $56,418
Senior Level $56,418 - $69,240
Expert Level $69,240 - $82,062

Wage War Room

Real purchasing power breakdown

Select a city above to see who really wins the salary war.

The Real Take-Home: After Taxes and Rent

The median salary of $139,539 looks great on paper, but Maryland has a progressive income tax (ranging from 2% to 5.75%) and Montgomery County has an additional income tax (3.2%). Let's run a realistic monthly budget for a single pharmacist earning the median salary.

Assumptions: Gross Annual Income: $139,539. Filing Single. No dependents. Montgomery County Resident.

  • Federal Tax (est.): ~$2,200/month
  • FICA (7.65%): ~$890/month
  • MD State Tax (est.): ~$710/month
  • Montgomery County Tax (3.2%): ~$370/month
  • Total Deductions: ~$4,170/month

Monthly Take-Home Pay: ~$7,465

Monthly Budget Breakdown

Item Estimated Cost Notes
Rent (1BR Average) $1,574 This is the city-wide average.
Utilities (Elec/Gas/Internet) $250 Varies by season; older apartments cost more.
Groceries $500 Montgomery County is pricey.
Car Payment/Insurance $600 Essential in Gaithersburg. No car = very difficult.
Gas/Commuting $200 Depends on distance to work.
Health Insurance (if not covered) $300 Most employers cover most of this.
Student Loans $500 Average for a PharmD.
Misc/Entertainment $800 Dining out, streaming, hobbies.
Total Expenses $4,724
Monthly Savings $2,741

Can You Afford to Buy a Home?

The median home price in Gaithersburg is approximately $525,000. With a $139,539 salary and $2,741 in monthly savings, you could qualify for a mortgage with a 10-20% down payment. However, property taxes in Montgomery County are high (~1.1% of assessed value). A $525,000 home would have a monthly mortgage (with 20% down, 6.5% rate) of ~$2,550, plus ~$575 in property taxes and insurance. That's over $3,100/month, which would eat up more than half your take-home pay.

Verdict: Buying a home is challenging on a single pharmacist's salary in Gaithersburg without a significant down payment or dual income. Renting is the more feasible short-to-medium term option.

๐Ÿ’ฐ Monthly Budget

$3,334
net/mo
Rent/Housing
$1,167
Groceries
$500
Transport
$400
Utilities
$267
Savings/Misc
$1,000

๐Ÿ“‹ Snapshot

$51,289
Median
$24.66/hr
Hourly
0
Jobs
+3%
Growth

Where the Jobs Are: Gaithersburg's Major Employers

The job market here is stable but not explosive. The 10-Year Job Growth is -3% for the broader metro area, indicating a mature market. Jobs exist, but turnover is low. You're not seeing massive hiring sprees. The key is targeting the right employers.

  1. Walgreens & CVS (Multiple Locations): The backbone of the retail market. They are always hiring, but the roles are high-volume and stressful. Hiring Trend: Steady, with a focus on immunizations and point-of-care testing.
  2. Shady Grove Adventist Hospital (Part of Adventist HealthCare): Located right in Gaithersburg. This is a major employer for clinical pharmacists, especially in oncology, infectious disease, and critical care. Hiring Trend: Growing clinical pharmacy team; they value BCPS certification.
  3. NIH Clinical Center (Commutable to Bethesda): A 30-45 minute drive. This is a premier research-focused employer. They hire pharmacists for specialized research protocols and clinical trials. Hiring Trend: Highly competitive, requires research experience or a PharmD with a strong academic background.
  4. Walmart Pharmacy & Sam's Club: Several locations in Gaithersburg and the surrounding area (Germantown, Rockville). Often offer competitive pay and better work-life balance than some chains. Hiring Trend: Focused on expanding clinical services and medication therapy management.
  5. Maryland Pharmacy Services (MPS): A long-term care pharmacy based in nearby Germantown. A great option for pharmacists who prefer a non-retail, business-to-business environment. Hiring Trend: Steady growth in the LTC sector as the population ages.
  6. Kaiser Permanente (Rockville/Germantown): The nearest Kaiser facilities are a short drive away. They are a top employer for ambulatory care and managed care pharmacists. Hiring Trend: Expanding integrated care models; strong preference for pharmacists with residency training.
  7. Independent Pharmacies (e.g., Lakeforest Pharmacy): While few in number, independents like Lakeforest Pharmacy in Gaithersburg offer a different pace and community connection. Hiring Trend: Niche; often seeking replacements for retiring owners.

Insider Tip: Many of the best jobs at hospitals like Shady Grove are filled through internal networks. Connect with current pharmacy staff on LinkedIn before a job is posted. The market here rewards who you know as much as what you know.

Getting Licensed in MD

Maryland's licensing process is managed by the Maryland Board of Pharmacy. It's straightforward but requires attention to detail.

  1. FPGEC Certification (Foreign Graduates Only): If you graduated from a non-accredited pharmacy school, you must get Foreign Pharmacy Graduate Examination Committee (FPGEC) certification from the NABP.
  2. MPJE (Multistate Pharmacy Jurisprudence Exam): You must pass the Maryland-specific MPJE. The exam is 100% state law. Maryland's is known for being detailed but manageable. Cost: ~$185.
  3. NAPLEX: The North American Pharmacist Licensure Examination. Cost: ~$485.
  4. Application & Fee: Submit the application to the Maryland Board of Pharmacy. Cost: ~$150.
  5. Background Check: A fingerprint-based criminal history check is required. Cost: ~$75.

Total Estimated Cost (for a US grad): ~$900
Timeline: Allow 2-3 months from submitting your application to receiving your license, assuming you've already passed your exams. The Board meets monthly.

Key Insight: Maryland is a multi-state licensure state, meaning they participate in the NABP's licensure transfer process. If you're already licensed in another state, you may be eligible for licensure by reciprocity, which can be faster (though still requires the MPJE and a fee).

Best Neighborhoods for Pharmacists

Choice of neighborhood in Gaithersburg is largely dictated by commute and lifestyle. The city is split by I-270.

Neighborhood Vibe & Commute Avg. 1BR Rent Best For
Downtown Gaithersburg Urban, walkable, near Shady Grove Hospital & MARC train. Easy commute to DC. $1,700 - $1,900 Proximity to work, dining, and transit.
Lakeforest Quiet, established, with the massive Lakeforest Mall area. Close to major retail hubs. $1,550 - $1,750 Those who work at nearby retail pharmacies or want a suburban feel.
Kentlands/Lakelands Master-planned community, very walkable, upscale, safe. Commute via 270 can be tough at rush hour. $1,800 - $2,200 A quieter, family-friendly lifestyle if you can afford it.
West End More affordable, older homes, mix of residential and light industrial. Closer to the Frederick border. $1,400 - $1,600 Budget-conscious; good access to I-270 North.
Quince Orchard Park Modern apartments, close to Rockville and the I-270/370 interchange. Very convenient for commuters. $1,650 - $1,900 Those who want a modern apartment and easy access to Rockville's amenities.

Insider Tip: Traffic on I-270 is notoriously bad. If you work at Shady Grove Hospital, living in Downtown Gaithersburg or Quince Orchard Park can save you 15-30 minutes of daily stress compared to living further north.

The Long Game: Career Growth

With a -3% job growth forecast, advancement is less about moving to new employers and more about specializing and climbing the ladder within your current organization.

  • Specialty Premiums: In Gaithersburg, the highest premiums are in Oncology, Infectious Disease, and Ambulatory Care. A pharmacist with a BCOP (Board Certified Oncology Pharmacist) or BCGP (Geriatric) credential can command a salary $10,000-$20,000 above the median.
  • Advancement Paths: The typical path is Staff Pharmacist -> Pharmacy Manager -> Director of Pharmacy (at a hospital or LTC facility). In the corporate world (Walgreens, CVS), it's Staff -> Pharmacy Manager -> District Manager -> Regional Director of Pharmacy.
  • 10-Year Outlook: The pharmacist role is evolving. Expect a continued shift away from dispensing toward patient counseling, immunizations, and chronic disease management. Pharmacists in Gaithersburg who embrace these clinical roles will have the best job security. The growth areas will be in home infusion, specialty pharmacy, and integrated health systems like Kaiser and Adventist.

The Verdict: Is Gaithersburg Right for You?

Gaithersburg is a strong, stable market for pharmacists, but it's not for everyone. It requires a careful calculation of salary versus cost of living.

Pros Cons
Strong median salary ($139,539) for the region. High cost of living (108.6 index, $1,574 avg. rent).
Diverse job market: retail, hospital, LTC, research. Competitive, mature market with -3% job growth.
Proximity to top-tier employers in Rockville & Bethesda. Traffic (I-270) is a major quality-of-life issue.
No state income tax on Social Security benefits (for retirees). Homeownership is out of reach for many on a single salary.
Good public schools (Montgomery County). Can feel suburban and sprawling without a car.

Final Recommendation:
Gaithersburg is an excellent choice for a pharmacist who:

  • Has 3+ years of experience and can secure a mid-level clinical or managerial role ($145,000+).
  • Prioritizes a diverse, safe community with good schools (if planning for a family).
  • Is willing to rent long-term or commute from a more affordable area (like Gaithersburg's West End or even Frederick) to save for a home.
  • Is proactive about networking to land the best hospital or clinical jobs.

It is a less ideal choice for:

  • New graduates seeking the highest starting salary (consider Baltimore for lower cost of living).
  • Those averse to driving or public transit.
  • Anyone expecting rapid career growth in a booming market.

FAQs

Q: Is the pharmacy market in Gaithersburg saturated?
A: It's competitive, not saturated. There are 139 jobs in the metro area, but they are concentrated in specific sectors. Retail positions are plentiful but high-turnover. The more desirable clinical and hospital roles are harder to get but offer more stability and growth.

Q: How competitive are the hospital jobs at Shady Grove Adventist?
A: Very competitive. They typically look for pharmacists with a PGY-1 residency or equivalent experience. Having a BCPS (Board Certified Pharmacotherapy Specialist) credential is a significant advantage. Insider Tip: Apply for per diem or part-time roles first to get your foot in the door.

Q: What's the commute like from Gaithersburg to DC or Bethesda?
A: To Bethesda: 20-45 minutes (varies wildly with traffic). To DC: 45-75 minutes by car. The MARC train from Shady Grove station to Union Station is a great alternative for DC commuters, taking about 45 minutes.

Q: Are there opportunities for part-time or flexible schedules?
A: Yes, especially in retail and LTC. Many chain pharmacies offer part-time roles. Hospital positions are more often full-time, but per diem pools exist. This is a key benefit for pharmacists with families or those pursuing additional certifications.

Q: How does the licensing process compare to other states?
A: Maryland is relatively standard. The MPJE is the hurdleโ€”study the Maryland Pharmacy Practice Act and related regulations thoroughly. The timeline is comparable to states like Virginia. If you're licensed in another state, reciprocity is possible but not automatic; you'll still need to take the Maryland MPJE. Check the Maryland Board of Pharmacy website for the latest forms and fees.

Data Sources: Bureau of Labor Statistics (OEWS May 2024), MD State Board, Bureau of Economic Analysis (RPP 2024), Redfin Market Data
Last updated: January 27, 2026 | Data refresh frequency: Monthly