Median Salary
$130,520
Vs National Avg
Hourly Wage
$62.75
Dollars / Hr
Workforce
0.1k
Total Jobs
Growth
-3%
10-Year Outlook
Of course. Here is a comprehensive career guide for pharmacists considering Pine Bluff, Arkansas.
The Pharmacist's Guide to Pine Bluff, Arkansas
Welcome to Pine Bluff. If you're considering a move here, you're likely looking for a place where your salary goes further, where the pace is a bit slower, and where a community still values personal connections. As a career analyst who knows this region well, I can tell you that Pine Bluff offers a unique value proposition for healthcare professionals. It's not a booming metropolis, but for the right pharmacist, it can be a stable, affordable, and rewarding place to build a career and a life.
This guide is built on hard data and local insight. We'll break down the numbers, the neighborhoods, and the real-world lifestyle so you can make an informed decision.
The Salary Picture: Where Pine Bluff Stands
Let's start with the most critical data. According to the U.S. Bureau of Labor Statistics (BLS) and local market analysis, the financial landscape for pharmacists in Pine Bluff is defined by a lower-than-national-average salary that is significantly offset by an extremely low cost of living.
The median annual salary for a pharmacist in the Pine Bluff metro area is $130,520, which translates to an hourly rate of $62.75. This is about 4% lower than the national average of $136,030. However, this raw number doesn't tell the full story. The local job market is small, with only 80 total pharmacist positions in the metro area. The 10-year job growth is projected at -3%, indicating a stable but not expanding field. This means opportunities are limited and competitive, but turnover is generally low.
Experience-Level Breakdown
Salaries in Pine Bluff follow a predictable progression based on experience. Hereโs how they typically break down:
| Experience Level | Estimated Annual Salary | Key Responsibilities |
|---|---|---|
| Entry-Level (0-2 years) | $115,000 - $125,000 | Dispensing medications, patient counseling, insurance verification, basic workflow management. |
| Mid-Career (3-9 years) | $128,000 - $135,000 | Managing pharmacy operations, training new staff, complex insurance adjudication, clinical services (vaccinations, MTM). |
| Senior-Level (10-19 years) | $135,000 - $145,000 | Supervisory roles, inventory management, compliance, specialized clinical services, corporate/project-based work. |
| Expert/Managerial (20+ years) | $145,000+ | Pharmacy Manager/Director, regional oversight, pharmacy ownership, specialized institutional roles (hospital, compounding). |
Note: These are estimates based on regional data and local job postings. Actual offers can vary by employer and specific role.
Comparison to Other Arkansas Cities
To put Pine Bluff's salary in a state context, it's helpful to compare it to other Arkansas metros. While it's not the highest-paying city in the state, its cost of living advantage is substantial.
| City | Metro Population | Median Pharmacist Salary | Cost of Living Index (US Avg=100) |
|---|---|---|---|
| Pine Bluff | 40,436 | $130,520 | 86.5 |
| Little Rock | 700,000+ | $132,100 | 88.0 |
| Fayetteville-Springdale-Rogers | 560,000+ | $134,800 | 92.5 |
| Jonesboro | 80,000+ | $129,900 | 85.0 |
As you can see, Pine Bluff's salary is competitive with other mid-sized Arkansas cities, but its cost of living is among the lowest. The real financial power comes from the combination of a solid salary and affordable living expenses.
๐ Compensation Analysis
๐ Earning Potential
Wage War Room
Real purchasing power breakdown
Select a city above to see who really wins the salary war.
The Real Take-Home: After Taxes and Rent
A salary is just a number until you see what it means for your monthly budget. Let's model a take-home scenario for a mid-career pharmacist earning the median salary of $130,520.
Assumptions:
- Gross Annual Salary: $130,520
- Estimated Taxes (Federal, State, FICA @ ~25%): $32,630
- Net Annual Income: $97,890
- Net Monthly Income: $8,158
- Average 1BR Rent: $690/month
Monthly Budget Breakdown
| Expense Category | Estimated Monthly Cost | Notes |
|---|---|---|
| Housing (1BR Rent) | $690 | This is the city-wide average. |
| Utilities (Electric, Water, Gas, Internet) | $200 | Pine Bluff's climate leads to higher summer AC costs. |
| Groceries | $400 | |
| Transportation (Car Payment, Gas, Insurance) | $550 | A car is essential in Pine Bluff. |
| Health Insurance (Employee Share) | $300 | Varies by employer. |
| Student Loans (Avg. PharmD Debt) | $800 | A significant portion of take-home pay. |
| Retirement (401k, 10% of gross) | $1,088 | Critical for long-term wealth. |
| Discretionary/Savings | $3,130 | This is your leftover for entertainment, travel, and savings. |
Insider Tip: The biggest financial advantage in Pine Bluff is housing. A $690/month 1BR rent is a fraction of what you'd pay in Little Rock or Fayetteville. This frees up over $1,000 per month compared to those markets, which can be redirected to student loans, savings, or a higher quality of life.
Can They Afford to Buy a Home?
Absolutely. This is where Pine Bluff truly shines for a professional on a pharmacist's salary. The median home price in Pine Bluff is approximately $140,000.
- 20% Down Payment: $28,000
- Loan Amount: $112,000
- Estimated Monthly Mortgage (30-year, 6.5%): ~$708
- Total Housing Cost (Mortgage + Insurance + Taxes): ~$950/month
Even after accounting for homeowners insurance and property taxes, your monthly housing cost as a homeowner could be comparable to the average rent. This makes building equity a very attainable goal.
๐ฐ Monthly Budget
๐ Snapshot
Where the Jobs Are: Pine Bluff's Major Employers
With only 80 pharmacist jobs in the metro, knowing the key players is essential. Opportunities are concentrated in a few major institutions.
Jefferson Regional Medical Center (JRMC): The largest employer in the area. Their outpatient and inpatient pharmacy services are the primary source of institutional pharmacy jobs. JRMC is constantly looking for pharmacists with hospital experience, especially for overnight and weekend shifts, which often come with a shift differential.
Walmart Pharmacy (Multiple Locations): As in much of rural America, Walmart is a cornerstone of community pharmacy. The Pine Bluff Supercenter on S. Olive St. and the store on W. 28th Ave. are major employers. They offer structured career paths and opportunities for advancement into management or corporate roles.
CVS Pharmacy (Multiple Locations): CVS has a strong presence in Pine Bluff, with several locations along the main thoroughfares like S. Olive St. and W. 7th St. They are a frequent source of both full-time and part-time positions, particularly for new graduates looking to gain experience.
The Medicine Shoppe (Independent): This locally-owned independent pharmacy offers a different work environment from the large chains. It's a place for pharmacists who value a close relationship with patients and a more traditional, community-focused pharmacy practice. Hiring is less frequent but often leads to long-term positions.
University of Arkansas at Pine Bluff (UAPB): The university's campus health center and its partnership with regional healthcare providers can sometimes create specialized pharmacy roles, often with a focus on student and community health initiatives.
Arkansas Department of Health (ADH): The local ADH office may have occasional openings for public health pharmacy roles, focusing on immunization programs, medication assistance programs, and public health preparedness.
Hiring Trends: The market is stable. Most openings occur due to retirement or relocation, not new position creation. Networking is crucial. Building relationships with pharmacy managers at JRMC, Walmart, and CVS is the most effective way to learn about opportunities before they are publicly posted.
Getting Licensed in AR
If you're moving from another state, you'll need to secure an Arkansas pharmacist license. The process is managed by the Arkansas State Board of Pharmacy.
Key Requirements:
- Graduation from an ACPE-accredited Pharm.D. program.
- Passing the North American Pharmacist Licensure Examination (NAPLEX).
- Passing the Multistate Pharmacy Jurisprudence Examination (MPJE) for Arkansas.
- Completion of a minimum of 1,500 hours of internship (typically completed during your Pharm.D. program).
- A background check.
Timeline and Costs:
- Timeline: If you are already licensed in another state, you can apply for licensure by reciprocity. The process typically takes 8-12 weeks from the time you submit a complete application to receiving your Arkansas license.
- Costs:
- Application Fee: ~$200
- NAPLEX Fee: $485 (if you haven't taken it yet)
- MPJE Fee: $200
- Background Check: ~$75
- Total Estimated Cost: $760 - $960
Insider Tip: Start the application process with the Arkansas State Board of Pharmacy before you move. You can often secure a job offer contingent on receiving your license, but having your application in the system shows seriousness to potential employers.
Best Neighborhoods for Pharmacists
Pine Bluff is a city of distinct neighborhoods, each with its own character and commute time to the major employers (JRMC, Walmart, CVS).
The Historic District (Downtown):
- Vibe: Walkable, charming, with beautifully restored early 20th-century homes. You're close to local restaurants and the Arts & Science Center.
- Commute: 5-10 minutes to JRMC and downtown businesses.
- Rent Estimate: A 1BR in a historic building might run $750 - $900/month.
South Pine Bluff (Near JRMC):
- Vibe: Established, quiet residential area with a mix of older ranch-style homes and newer builds. This is the most convenient location for JRMC employees.
- Commute: 5 minutes or less to the hospital.
- Rent Estimate: Very affordable 1BR apartments and small houses can be found for $600 - $750/month.
The "Walmart Corridor" (W. 28th Ave / S. Olive St. Area):
- Vibe: Commercial and residential mix. This is the retail hub of the city, so you're close to shopping, dining, and the major chain pharmacies.
- Commute: 5-10 minutes to the Walmart and CVS locations.
- Rent Estimate: Modern apartment complexes are available here; expect to pay $700 - $850/month for a 1BR.
Lake Saracen & Holiday Park:
- Vibe: Suburban, family-oriented, and scenic. This area offers larger homes and yards, with easy access to the lake for recreation.
- Commute: 10-15 minutes to most major employers.
- Rent Estimate: For a 1BR, you might find a small guest house or an apartment for $650 - $800/month. This area is more known for single-family home purchases.
The Long Game: Career Growth
With a -3% job growth projection, advancement in Pine Bluff is less about climbing a corporate ladder and more about deepening your expertise.
- Specialty Premiums: You can increase your earning potential by developing specialized skills. Pharmacists with experience in compounding, geriatric care (a growing need in this demographic), or clinical services like point-of-care testing and immunizations are highly valued. Hospital pharmacists at JRMC with oncology or critical care experience can command salaries at the higher end of the spectrum.
- Advancement Paths: The most common paths are:
- Retail Management: Moving from a staff pharmacist to a Pharmacy Manager and potentially a District Manager for a chain like CVS or Walmart.
- Institutional Leadership: Becoming a Clinical Coordinator or Pharmacy Manager at JRMC.
- Ownership: Purchasing an independent pharmacy like The Medicine Shoppe is a long-term goal for some, though it requires significant capital and business acumen.
- 10-Year Outlook: The outlook is one of stability, not rapid growth. The demand will be for replacement as current pharmacists retire. Technological advancements (e.g., robotic dispensing) may slightly reduce the need for dispensing-focused roles, increasing the value of pharmacists who can provide direct patient care and clinical services. Your job security will depend on your adaptability and willingness to take on these more advanced roles.
The Verdict: Is Pine Bluff Right for You?
Deciding on Pine Bluff requires weighing its unique strengths against its limitations.
| Pros | Cons |
|---|---|
| Extremely Low Cost of Living: Your salary stretches much further, making homeownership easy. | Limited Job Market: Only 80 positions and negative growth mean fewer opportunities. |
| Short Commutes: You can get almost anywhere in the city in under 15 minutes. | Limited Professional Networking: Fewer pharmacists in the area means smaller professional circles. |
| Strong Sense of Community: Easier to build relationships with patients and colleagues. | Fewer Cultural Amenities: Less diverse dining, shopping, and entertainment than larger cities. |
| Stable, Predictable Employment: The jobs that exist are often long-term. | Economic Challenges: The city has faced economic decline; some areas show it. |
| Access to Outdoor Recreation: Easy access to the Arkansas River, Lake Saracen, and nearby state parks. | Distance to Major Hubs: 1 hour to Little Rock for major flights, concerts, and specialized healthcare. |
Final Recommendation:
Pine Bluff is an excellent choice for a pharmacist who prioritizes financial stability, quality of life, and a slower pace. It is ideal for:
- New Graduates: Who want to aggressively pay down student loans in a low-cost environment.
- Mid-Career Professionals: Seeking a better work-life balance and the ability to buy a home.
- Those nearing retirement: Looking for a quiet, affordable place to work part-time or retire.
It is likely not the right fit for:
- Pharmacists seeking rapid career advancement in a large corporate structure.
- Those who thrive on the constant energy and amenities of a major metropolitan area.
- Specialists in highly niche fields not represented by JRMC.
FAQs
1. Is it difficult to find a job as a pharmacist in Pine Bluff?
It can be. The market is small and competitive. Most jobs are filled through networking or by applying directly to the major employers (JRMC, Walmart, CVS). Being flexible on shift times (especially overnights) and having experience can significantly improve your chances.
2. How does the low job growth affect my long-term security?
The -3% growth indicates a replacement market, not an expanding one. This means job security is high once you're in a position, but mobility between jobs is limited. You should plan to stay with an employer for several years. Your security will come from being an invaluable, multi-skilled team member.
3. What is the pharmacy community like in a small city?
It's tight-knit. You'll likely know pharmacists at other stores and the hospital. This can be a huge advantage for collaboration and professional support. The downside is that everyone knows everyone, so your professional reputation is paramount.
4. Do I absolutely need a car in Pine Bluff?
Yes. Public transportation is extremely limited. A car is a non-negotiable necessity for getting to work, shopping, and accessing amenities. Factor car payments, insurance, and gas into your budget from day one.
5. How does the cost of living really compare?
The Cost of Living Index of 86.5 means Pine Bluff is 13.5% cheaper than the national average. The biggest savings are in housing. For example, a $130,520 salary in Pine Bluff provides a similar or better quality of life than a $155,000 salary in a city with a 100 index (like the national average). This financial freedom is the city's primary draw.
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