College Station
Investment Analysis

College Station, TX
Investor Report

Comprehensive real estate investment analysis with cap rates, rental yields, and risk assessment.

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47
Investment Score
Rent
Cap Rate (Est.)
1.8%
Gross Yield
3.0%
P/R Ratio
25.0x
YoY Growth
+0.4%
Median Home Price
$399,950
Average Rent (1BR)
$1,015/mo
Median Income
$47,632
Population
125,199

Investment Breakdown

25
Value Score
54
Growth Score
66
Safety Score
59
Afford Score

College Station has a price-to-rent ratio of 25.0x, which indicates renting is more favorable than buying.

The estimated cap rate of 1.8% is below average, typical of appreciation-focused markets.

Year-over-year price growth of +0.4% indicates stable market conditions.

Rental Cash Flow Analysis

Monthly Income

Gross Rent $1,015
Annual Gross $12,180

Est. Monthly Expenses

Property Tax (~1.5%) -$500
Insurance (~0.5%) -$167
Maintenance (~1%) -$333
Est. Net Cash Flow $15/mo

Price Forecast 2026–2028

🔮 College Station Price Forecast 20262028

Based on 5-year Zillow ZHVI trend analysis · Statistical projection
📈 Upward Trend
PROJECTEDNOW$340K2027$370K 8.7%2028$384K 12.9%20232024Now
$403K$309K
Current
$400K
2026
Projected
$370K
8.7% by 2027
Projected
$384K
12.9% by 2028
5yr CAGR:+4.6%
Confidence:Moderate
R²:0.83

For anyone evaluating the College Station housing market forecast through 2028, the central tension is affordability versus stability. Current median home prices sit at $340,332, while the price-to-rent ratio of 26.3x—well above the national avg: 18x—strongly signals that renting remains the financially prudent choice for most residents. With a Buy/Rent Verdict: RENT, the rental market offers better value, particularly for those not tied to long-term roots in the area. The market’s Risk Grade: A indicates a stable environment, but the Market Temperature: 58/100 suggests moderate demand rather than the explosive growth seen in hotter Texas metros.

Looking ahead, the local economy remains anchored by Texas A&M University and its associated research and healthcare sectors, which provide a consistent employment floor and steady rental demand. However, this institutional dominance also caps the ceiling on rapid appreciation. With a YoY Price Change: 0.2% and a 5-Year CAGR: 4.6%, growth is modest and deliberate. The Days on Market: 56 indicates a balanced, if slightly slow, sales environment. The key question—will College Station home prices drop?—seems unlikely given the stable fundamentals, but significant appreciation is also constrained by the area’s income levels and the high price-to-rent ratio. This points toward a period of flat-to-modest growth rather than a correction.

The College Station real estate College Station 2027 outlook will likely be defined by this stability. The 5-year price range of $270,319 – $340,685 suggests a well-established floor, but without a major catalyst like a corporate influx or a significant shift in university enrollment, prices are unlikely to break out dramatically. For investors, the high rent ratio makes cash flow challenging on purchases near the current median. For prospective buyers, the 0.2% YoY change indicates no urgency to purchase, as the market is not rapidly appreciating. The forecast is for a stable, low-volatility market where price growth likely tracks inflation and local wage gains, making it a safe but not particularly high-growth environment.

Projected Cap Rate (2027)
2.0%
5yr CAGR
+4.6%

Job Market

Unemployment 4.0%
National avg: 3.7%
Job Growth (YoY) +3.2%

Healthcare

70
Score
Good

Risk Factors

Low Risk Profile

Market Activity

Source: Redfin · 2026-01-31
Sale-to-List 97.1%
Months Supply 6.3
Price Drops 18%
Gone in 2 Wks 22%

Market Position

Affordability Below Avg
Safety Average

ROI Projector Estimate your total return

Adjust the sliders to model different investment scenarios for College Station.

Total ROI
-143%
on $79,990 invested
Annual ROI
NaN%
compounded
Total Return
-$114,417
appreciation + cashflow
Mo. Cash Flow
-$2,122
year 1 estimate
Equity Growth Over 5 Years
Y185kY290kY395kY4100kY5106k
Appreciation
$7,454
Cash Flow
-$121,872
Final Equity
$106,194

* Estimates based on 0.4% annual appreciation, 3% rent growth, 5% vacancy. Does not include closing costs, tax benefits, or capital gains tax. For illustrative purposes only.

Rental Investment Calculator Estimate your monthly cashflow

Rental Income Estimator

Pre-filled for College Station

Property

Purchase Price$399,950
Monthly Rent$1,015
Down Payment20%

Financing

Interest Rate6.5%

Expenses

Property Tax1.2%
Insurance (Annual)$1,500
Maintenance Reserve1%
Vacancy Rate5%
Property Management0%
HOA (Monthly)$0
-$1,916
Monthly Cash Flow
-$22,996/ year
-28.7%
Cash-on-Cash
0.3%
Cap Rate

Monthly Breakdown

+ Rental Income$1,015
− Mortgage (P&I)$2,022
− Property Tax$400
− Insurance$125
− Maintenance$333
− Vacancy Loss$51
= Net Cash Flow-$1,916

Investment Summary

Down Payment
$79,990
Loan Amount
$319,960
Total Monthly Expenses
$2,931
Gross Yield
3.0%

Disclaimer: This analysis is for informational purposes only and should not be considered financial advice. Investment decisions should be made after consulting with qualified professionals. Data sources include Zillow, Census Bureau, and BLS. Cap rates and yields are estimates based on available data.

Last updated: March 2026