Edinburg
Investment Analysis

Edinburg, TX
Investor Report

Comprehensive real estate investment analysis with cap rates, rental yields, and risk assessment.

Share:
54
Investment Score
Buy
Cap Rate (Est.)
1.7%
Gross Yield
2.9%
P/R Ratio
18.0x
YoY Growth
-0.2%
Median Home Price
$323,000
Average Rent (1BR)
$781/mo
Median Income
$61,059
Population
105,803

Investment Breakdown

46
Value Score
48
Growth Score
66
Safety Score
64
Afford Score

Edinburg has a price-to-rent ratio of 18.0x, which indicates buying is moderately favorable.

The estimated cap rate of 1.7% is below average, typical of appreciation-focused markets.

Year-over-year price growth of -0.2% suggests a cooling market.

Rental Cash Flow Analysis

Monthly Income

Gross Rent $781
Annual Gross $9,372

Est. Monthly Expenses

Property Tax (~1.5%) -$404
Insurance (~0.5%) -$135
Maintenance (~1%) -$269
Est. Net Cash Flow -$27/mo

Price Forecast 2026โ€“2028

๐Ÿ”ฎ Edinburg Price Forecast 2026โ€“2028

Based on 5-year Zillow ZHVI trend analysis ยท Statistical projection
๐Ÿ“ˆ Upward Trend
PROJECTEDNOW$211K2027$233Kโ–ฒ 10.6%2028$244Kโ–ฒ 16.0%20232024Now
$257K$186K
Current
$323K
2026
Projected
$233K
โ†‘ 10.6% by 2027
Projected
$244K
โ†‘ 16.0% by 2028
5yr CAGR:+6.5%
Confidence:Moderate
Rยฒ:0.84
โ–ผ

For those evaluating an Edinburg housing market forecast through 2028, the data suggests a period of stabilization rather than breakout growth. The current median home price of $210,794 reflects a market that has cooled significantly, with a mere 0.2% YoY price change indicating flat momentum after a robust 5-year run. While the 5-year price change of 38.3% is impressive, the recent slowdown, combined with a Price-to-Rent Ratio of 20.0xโ€”above the national averageโ€”signals that purchasing power is stretched relative to local rental costs. With a Market Temperature score of 49/100, the area is leaning neutral, and the 87 Days on Market figure points to a more deliberate pace for buyers and sellers alike.

When asking will Edinburg home prices drop, the answer lies in the region's underlying economic fundamentals. Edinburg benefits from the expansion of the University of Texas Rio Grande Valley and the broader growth of the McAllen-Edinburg metropolitan area, which supports steady housing demand. However, affordability constraints and a high Price-to-Rent Ratio may cap appreciation rates, especially if interest rates remain elevated. The Risk Grade of A- suggests a stable investment environment, but the "Neutral" verdict indicates that now is not the time for speculative buying. Looking ahead to Edinburg real estate Edinburg 2027, expect modest gains driven by population growth and job creation, though likely at a slower CAGR than the historical 6.6%. The outlook remains balanced: the market is unlikely to crash but will likely see constrained growth as it digests recent gains and aligns more closely with regional affordability.

Projected Cap Rate (2027)
2.5%
5yr CAGR
+6.5%

Job Market

Unemployment 4.0%
National avg: 3.7%
Job Growth (YoY) +3.2%

Healthcare

70
Score
Good

Risk Factors

Declining Prices

Market Activity

Source: Redfin ยท 2026-01-31
Sale-to-List 97.6%
Months Supply 9.8
Price Drops 18%
Gone in 2 Wks 5%

Market Position

Affordability Below Avg
Safety Average

ROI Projector Estimate your total return

Adjust the sliders to model different investment scenarios for Edinburg.

Total ROI
-156%
on $64,600 invested
Annual ROI
NaN%
compounded
Total Return
-$100,837
appreciation + cashflow
Mo. Cash Flow
-$1,750
year 1 estimate
Equity Growth Over 5 Years
Y167kY270kY373kY476kY580k
Appreciation
$0
Cash Flow
-$100,837
Final Equity
$79,743

* Estimates based on 0.0% annual appreciation, 3% rent growth, 5% vacancy. Does not include closing costs, tax benefits, or capital gains tax. For illustrative purposes only.

Rental Investment Calculator Estimate your monthly cashflow

Rental Income Estimator

Pre-filled for Edinburg

Property

Purchase Price$323,000
Monthly Rent$781
Down Payment20%

Financing

Interest Rate6.5%

Expenses

Property Tax1.2%
Insurance (Annual)$1,500
Maintenance Reserve1%
Vacancy Rate5%
Property Management0%
HOA (Monthly)$0
-$1,608
Monthly Cash Flow
-$19,302/ year
-29.9%
Cash-on-Cash
0.1%
Cap Rate

Monthly Breakdown

+ Rental Income$781
โˆ’ Mortgage (P&I)$1,633
โˆ’ Property Tax$323
โˆ’ Insurance$125
โˆ’ Maintenance$269
โˆ’ Vacancy Loss$39
= Net Cash Flow-$1,608

Investment Summary

Down Payment
$64,600
Loan Amount
$258,400
Total Monthly Expenses
$2,389
Gross Yield
2.9%

Disclaimer: This analysis is for informational purposes only and should not be considered financial advice. Investment decisions should be made after consulting with qualified professionals. Data sources include Zillow, Census Bureau, and BLS. Cap rates and yields are estimates based on available data.

Last updated: March 2026