Fremont
Investment Analysis

Fremont, NE
Investor Report

Comprehensive real estate investment analysis with cap rates, rental yields, and risk assessment.

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66
Investment Score
Buy
Cap Rate (Est.)
2.8%
Gross Yield
4.6%
P/R Ratio
19.0x
YoY Growth
+5.9%
Median Home Price
$223,500
Average Rent (1BR)
$859/mo
Median Income
$67,179
Population
27,321

Investment Breakdown

43
Value Score
100
Growth Score
69
Safety Score
60
Afford Score

Fremont has a price-to-rent ratio of 19.0x, which indicates buying is moderately favorable.

The estimated cap rate of 2.8% is below average, typical of appreciation-focused markets.

Year-over-year price growth of +5.9% shows strong appreciation momentum.

Rental Cash Flow Analysis

Monthly Income

Gross Rent $859
Annual Gross $10,308

Est. Monthly Expenses

Property Tax (~1.5%) -$279
Insurance (~0.5%) -$93
Maintenance (~1%) -$186
Est. Net Cash Flow $300/mo

Price Forecast 2026โ€“2028

๐Ÿ”ฎ Fremont Price Forecast 2026โ€“2028

Based on 5-year Zillow ZHVI trend analysis ยท Statistical projection
๐Ÿ“ˆ Upward Trend
PROJECTEDNOW$243K2027$255Kโ–ฒ 5.0%2028$267Kโ–ฒ 9.9%20232024Now
$281K$201K
Current
$224K
2026
Projected
$255K
โ†‘ 5.0% by 2027
Projected
$267K
โ†‘ 9.9% by 2028
5yr CAGR:+7.0%
Confidence:High
Rยฒ:0.94
โ–ผ

When evaluating the Fremont housing market forecast for 2026-2028, the data suggests a period of normalization rather than a sharp correction. The current median price of $243,232 has appreciated significantly, with a 5-year price change of 42.1%. While this growth is substantial, the local market temperature of 56/100 indicates a shift toward equilibrium. Key factors influencing this include Fremontโ€™s proximity to the Omaha metro area, which supports demand, but also the challenge of affordability as local wages attempt to keep pace with home values. The question of will Fremont home prices drop is complex; while a major decline seems unlikely given the A- risk grade, the 5-year CAGR of 7.2% is likely to cool off.

For those tracking Fremont real estate Fremont 2027 prospects, affordability remains the central narrative. A Price-to-Rent Ratio of 21.0x (versus a national average of 18x) heavily favors renting over buying in the short term, reinforcing the current Buy/Rent Verdict: RENT recommendation. With homes sitting on the market for an average of 63 days, buyers have more leverage than in previous years, though sellers still hold a slight edge. Economic stability in the region, driven by manufacturing and agriculture, provides a floor for pricing, but high interest rates could continue to pressure the median rent of $859/mo upwards as potential buyers remain sidelined.

Looking ahead to 2028, the outlook is balanced. The 5.7% YoY price change suggests momentum is still present but decelerating. If local job growth remains steady and new housing inventory is absorbed slowly, price growth may stabilize in the low-to-mid single digits. However, if broader economic headwinds strengthen, the market could see a plateau. Investors should note the price range over the last 5 years ($171,217 โ€“ $243,232) shows a steady upward trajectory. Ultimately, Fremont is not a market poised for explosive growth or a crash, but rather a stable, mid-tier market where patience will be rewarded.

Projected Cap Rate (2027)
2.5%
5yr CAGR
+7%

Job Market

Unemployment 2.4%
National avg: 3.7%
Job Growth (YoY) +1.4%

Healthcare

78
Score
Good

Risk Factors

Low Risk Profile

Market Activity

Source: Redfin ยท 2026-01-31
Sale-to-List 99.5%
Months Supply 5.3
Price Drops 38%
Gone in 2 Wks 17%

Market Position

Affordability Below Avg
Safety Average

ROI Projector Estimate your total return

Adjust the sliders to model different investment scenarios for Fremont.

Total ROI
54%
on $44,700 invested
Annual ROI
9.1%
compounded
Total Return
$24,272
appreciation + cashflow
Mo. Cash Flow
-$908
year 1 estimate
Equity Growth Over 5 Years
Y160kY276kY393kY4110kY5129k
Appreciation
$74,185
Cash Flow
-$49,914
Final Equity
$129,363

* Estimates based on 5.9% annual appreciation, 3% rent growth, 5% vacancy. Does not include closing costs, tax benefits, or capital gains tax. For illustrative purposes only.

Rental Investment Calculator Estimate your monthly cashflow

Rental Income Estimator

Pre-filled for Fremont

Property

Purchase Price$223,500
Monthly Rent$859
Down Payment20%

Financing

Interest Rate6.5%

Expenses

Property Tax1.2%
Insurance (Annual)$1,500
Maintenance Reserve1%
Vacancy Rate5%
Property Management0%
HOA (Monthly)$0
-$849
Monthly Cash Flow
-$10,186/ year
-22.8%
Cash-on-Cash
1.5%
Cap Rate

Monthly Breakdown

+ Rental Income$859
โˆ’ Mortgage (P&I)$1,130
โˆ’ Property Tax$224
โˆ’ Insurance$125
โˆ’ Maintenance$186
โˆ’ Vacancy Loss$43
= Net Cash Flow-$849

Investment Summary

Down Payment
$44,700
Loan Amount
$178,800
Total Monthly Expenses
$1,708
Gross Yield
4.6%

Disclaimer: This analysis is for informational purposes only and should not be considered financial advice. Investment decisions should be made after consulting with qualified professionals. Data sources include Zillow, Census Bureau, and BLS. Cap rates and yields are estimates based on available data.

Last updated: March 2026