Olive Branch
Investment Analysis

Olive Branch, MS
Investor Report

Comprehensive real estate investment analysis with cap rates, rental yields, and risk assessment.

Share:
44
Investment Score
Rent
Cap Rate (Est.)
1.6%
Gross Yield
2.7%
P/R Ratio
27.7x
YoY Growth
-0.1%
Median Home Price
$343,750
Average Rent (1BR)
$785/mo
Median Income
$98,421
Population
46,538

Investment Breakdown

17
Value Score
49
Growth Score
71
Safety Score
58
Afford Score

Olive Branch has a price-to-rent ratio of 27.7x, which indicates renting is more favorable than buying.

The estimated cap rate of 1.6% is below average, typical of appreciation-focused markets.

Year-over-year price growth of -0.1% suggests a cooling market.

Rental Cash Flow Analysis

Monthly Income

Gross Rent $785
Annual Gross $9,420

Est. Monthly Expenses

Property Tax (~1.5%) -$430
Insurance (~0.5%) -$143
Maintenance (~1%) -$286
Est. Net Cash Flow -$74/mo

Price Forecast 2026โ€“2028

๐Ÿ”ฎ Olive Branch Price Forecast 2026โ€“2028

Based on 5-year Zillow ZHVI trend analysis ยท Statistical projection
๐Ÿ“ˆ Upward Trend
PROJECTEDNOW$327K2027$348Kโ–ฒ 6.6%2028$357Kโ–ฒ 9.4%20232024Now
$375K$306K
Current
$344K
2026
Projected
$348K
โ†‘ 6.6% by 2027
Projected
$357K
โ†‘ 9.4% by 2028
5yr CAGR:+4.4%
Confidence:Moderate
Rยฒ:0.52
โ–ผ

The Olive Branch housing market forecast for 2026-2028 suggests a period of moderation rather than the rapid appreciation seen in prior years. With a median home price of $326,579 and a price-to-rent ratio of 30.8x, the market is significantly stretched compared to the national average, signaling that buying is expensive relative to renting. The recent YoY price change of -0.1% and a market temperature of 63/100 indicate a cooling phase, likely driven by affordability constraints and higher interest rates. While the 5-year price change remains strong at 25.2%, the deceleration is evident. For those asking will Olive Branch home prices drop, the data implies stability or slight softening rather than a sharp decline, supported by a low risk grade of A and relatively quick sales with 39 days on market.

Local economic factors will play a crucial role, particularly the ongoing expansion in logistics and distribution along the I-22 corridor, which supports job growth but may not immediately offset affordability issues for buyers. The low median rent of $785/mo makes renting an attractive alternative, reinforcing the "RENT" verdict for now. However, as population growth continues from the Memphis metro spillover, demand for single-family homes should provide a floor for prices. Olive Branch real estate Olive Branch 2027 may see a return to modest growth if interest rates stabilize and new construction eases inventory pressures. The 5-year CAGR of 4.5% suggests a sustainable long-term trend. Ultimately, while the market is cooling, the area's economic fundamentals and risk profile point to resilience rather than a downturn, making it a balanced environment for both investors and residents.

Projected Cap Rate (2027)
1.7%
5yr CAGR
+4.4%

Job Market

Unemployment 3.8%
National avg: 3.7%
Job Growth (YoY) +0.5%

Healthcare

58
Score
Below Avg

Risk Factors

Overvalued Market
Declining Prices

Market Activity

Source: Redfin ยท 2026-01-31
Sale-to-List 97.9%
Months Supply 6.0
Price Drops 28%
Gone in 2 Wks 36%

Market Position

Affordability Below Avg
Safety Very Safe

ROI Projector Estimate your total return

Adjust the sliders to model different investment scenarios for Olive Branch.

Total ROI
-160%
on $68,750 invested
Annual ROI
NaN%
compounded
Total Return
-$110,193
appreciation + cashflow
Mo. Cash Flow
-$1,906
year 1 estimate
Equity Growth Over 5 Years
Y172kY275kY378kY481kY585k
Appreciation
$0
Cash Flow
-$110,193
Final Equity
$84,865

* Estimates based on 0.0% annual appreciation, 3% rent growth, 5% vacancy. Does not include closing costs, tax benefits, or capital gains tax. For illustrative purposes only.

Rental Investment Calculator Estimate your monthly cashflow

Rental Income Estimator

Pre-filled for Olive Branch

Property

Purchase Price$343,750
Monthly Rent$785
Down Payment20%

Financing

Interest Rate6.5%

Expenses

Property Tax1.2%
Insurance (Annual)$1,500
Maintenance Reserve1%
Vacancy Rate5%
Property Management0%
HOA (Monthly)$0
-$1,748
Monthly Cash Flow
-$20,972/ year
-30.5%
Cash-on-Cash
-0.0%
Cap Rate

Monthly Breakdown

+ Rental Income$785
โˆ’ Mortgage (P&I)$1,738
โˆ’ Property Tax$344
โˆ’ Insurance$125
โˆ’ Maintenance$286
โˆ’ Vacancy Loss$39
= Net Cash Flow-$1,748

Investment Summary

Down Payment
$68,750
Loan Amount
$275,000
Total Monthly Expenses
$2,533
Gross Yield
2.7%

Disclaimer: This analysis is for informational purposes only and should not be considered financial advice. Investment decisions should be made after consulting with qualified professionals. Data sources include Zillow, Census Bureau, and BLS. Cap rates and yields are estimates based on available data.

Last updated: March 2026