Cost of Living in
Sunrise Manor CDP, NV

The Real Cost of Living in Sunrise Manor CDP (2026): A Financial Autopsy

The median household income in Sunrise Manor CDP sits at $52,496, but that number is a mirage for a single income earner. If you are looking at this area with a single paycheck, you are looking at a baseline of approximately $28,872 just to survive the year. That is the reality of the "comfort" level here—a level defined not by savings, but by the absence of overdraft fees. A Cost of Living Index of 97.4 suggests you are getting a bargain compared to the national average of 100, but that aggregate number hides the sharp edges of specific expenses that will nickel and dime you until you wonder where the money went. To understand this market, you have to ignore the averages and look at the bleed.

The Big Items

Housing: The Equity Trap vs. The Rental Void
Housing is where the math breaks for most people moving into the area. The median home price is listed at $329,700. For a single earner making roughly $28,872, buying that home is mathematically impossible without a massive down payment to offset a debt-to-income ratio that would get laughed out of a bank. A 30-year mortgage at current rates (hovering around 6.5-7%) on a $329,700 home results in a monthly principal and interest payment of roughly $2,100 to $2,200, before adding property taxes and insurance. That monthly nut requires an annual income of at least $75,000 to be considered "safe" by lending standards. For the single earner at $28,872, the only viable path is renting. However, the data provided lists specific 1BR/2BR rents as "None," which is a red flag. In this market, that usually indicates a housing stock dominated by older multi-family units or rooms for rent, rather than standard apartment complexes. The "market heat" here comes from the proximity to Las Vegas; prices are suppressed in Sunrise Manor specifically because it lacks the amenities of the Strip, but that also means inventory moves fast when Vegas prices spike. If you are looking to buy, the $329,700 entry point is a trap if you don't have a second income stream, forcing you into the rental market where you build no equity.

Taxes: The Nevada Mirage and The Hidden Bite
Nevada loves to brag about having no state income tax, and that is true. You keep every cent of your $28,872 paycheck without the state taking a slice. Do not get comfortable, though. The state makes up for it elsewhere, specifically in your wallet every time you buy something. Nevada has one of the highest sales tax rates in the country, sitting at 6.85% statewide, and local districts can push that higher. If you spend $1,000 a month on goods, you are handing the government $68.50 in tax alone. The real "bite," however, is property tax. While Nevada has a low property tax rate (approx. 0.53% for the county), it is applied to the rising assessed value of the home. On that median $329,700 home, you are looking at roughly $1,750 to $2,000 annually in property tax. It sounds low, but it is a fixed cost that rises with assessments. The "hidden" tax is also the fees: vehicle registration in Clark County is expensive, and the "blight tax" (fines for code violations) is a common revenue stream for local municipalities. You aren't paying income tax, but you are paying a premium to exist here in every transaction.

Groceries & Gas: The Desert Premium
Never assume the "97.4" index applies to your grocery cart. We are in a desert. Almost all fresh produce is trucked in from California or Arizona. This adds a logistics premium to every apple and loaf of bread. Expect to pay 8% to 12% more for basic groceries than the national baseline. A standard bag of groceries that costs $100 in a central US state will likely run you $108 to $112 here. Gas is the other killer. Because of the tourism volume and the distance from major refineries, gas prices in the Sunrise Manor area fluctuate wildly but consistently trend higher than the US average. You are looking at paying roughly $0.20 to $0.40 per gallon over the national average. For a commuter driving 15 miles to work (one way), that adds up fast. The local variance is massive; gas stations right off the I-15 corridor will gouge you, while driving five miles deeper into the residential grid can save you $0.15 per gallon. You have to play the game to keep costs down.

Hidden 'Gotcha' Costs

This area is a minefield of unadvertised expenses that will drain your bank account if you aren't hyper-vigilant.

• HOA Fees: If you manage to buy a condo or a home in one of the many planned developments, you are subject to Homeowners Association fees. These are not optional. In Sunrise Manor, these can range from $150 to $300 per month. That is $1,800 to $3,600 a year in cash that offers zero return on investment, often just for maintaining a sign at the entrance and a patch of dirt.
• Insurance (Fire/Flood): Do not let the lack of rain fool you. Fire insurance is a massive expense in the valley fringe. If you are on the edges of the CDP near the mountains, your insurance premium will be double or triple the national average. Flood insurance is also a distinct possibility; the washes in the area can flood rapidly during monsoon season.
• Toll Roads: There are very few toll roads inside Sunrise Manor itself, but if you drive anywhere near the Las Vegas Strip or the airport, you will hit the High Occupancy Toll (HOT) lanes. If you drive alone, you pay. The cost fluctuates based on traffic but can hit $5 to $9 per trip during peak hours. It is a sneaky expense that adds $100+ a month to a commute if you aren't careful.
• Parking Costs: If you venture into Las Vegas for work or entertainment, parking is rarely free. A metered spot or a basic garage can run $10 to $20 per day. If you live here but work on the Strip, you are likely paying a monthly parking fee of $50 to $150 on top of your commute costs.
• Water/Sewer: As a desert community, water rates are higher than average. While typically bundled, expect a monthly utility bill that fluctuates seasonally, with summer spikes due to AC usage and landscaping, easily hitting $150+ in peak heat.

Lifestyle Inflation

The cost of living isn't just rent and food; it is the cost of not losing your mind. However, "fun" here has a price tag that scales aggressively with the tourist economy.

• A Night Out: A basic burger and two beers at a local, non-strip bar will cost you roughly $35 per person including tip. If you want a steak dinner, you are easily looking at $100+ per person. A movie ticket is hovering around $16.
• Coffee: A standard latte at a local coffee shop is $6.00. A fancy espresso drink can easily hit $8.00. This is a direct reflection of the commercial rent costs passed down to the consumer.
• Gym Membership: A standard chain gym membership (like Planet Fitness) is usually $10 to $25 per month. However, a boutique fitness class or a full-service gym with amenities will run $80 to $120 per month.
• Streaming/Internet: High-speed internet is a necessity due to the heat (you need to be able to work from home when it is 115°F). Expect to pay $70 to $90 per month for decent speeds, as the provider options are often limited to Cox or CenturyLink with little competition.

Salary Scenarios

The following table breaks down what you actually need to survive versus just getting by.

Frugal Analysis ($35k Single / $65k Family):
This is survival mode. For a single earner at $35,000, you are taking home roughly $2,200 after taxes (or roughly $2,700 if you have zero deductions). You are renting a room or a very small, older apartment. You are driving a paid-off car with liability-only insurance. You are cooking 95% of your meals at home. You are not saving for retirement. You are strictly paying bills and buying groceries. For a family at $65,000, this is tight. You are likely in a 2-bedroom apartment, and childcare costs will destroy this budget immediately unless one parent stays home. You are one emergency car repair away from financial ruin.

Moderate Analysis ($55k Single / $95k Family):
This is the "I'm not stressed about gas prices but I can't buy a house" level. For the single earner at $55,000, you have roughly $3,500 monthly take-home. You can afford a decent 1BR apartment, maybe even a small 2BR if you budget well. You have a car payment, full coverage insurance, and you can go out to eat twice a week. You are likely contributing a small amount to a 401k. For the family at $95,000, you are roughly $6,000 monthly take-home. This is the middle class struggle. You can afford a decent rental house, but buying that $329,700 home is a stretch with the current interest rates. You have to watch the budget, especially with kids, but you aren't panicking over a $200 utility bill.

Comfortable Analysis ($75k Single / $130k Family):
This is where the math starts to work. For the single earner at $75,000, you are taking home roughly $4,600 monthly. You can afford to rent a nice place or buy that median home if you have a down payment. You have an emergency fund. You can afford the "Gotcha" costs like HOAs and higher insurance premiums. You can save for retirement. For the family at $130,000, you are taking home roughly $7,800 monthly. You can comfortably buy the median home, afford two reliable cars, and put kids in extracurriculars. You can absorb the cost of living increases and still save. This is the actual "comfort" level required to thrive here without constant financial anxiety.