Moving to Louisiana
"The Pelican State"
Louisiana is not just another state—it's a vibrant, soulful culture unlike anywhere else in America. Built on French, Spanish, and African heritage, the state offers world-class cuisine, legendary festivals, and a 'Laissez les bons temps rouler' (Let the good times roll) philosophy. But moving here means navigating a unique legal system based on Napoleonic Law and preparing for some of the highest insurance rates in the country.
The Good
- Incomparable Culinary Scene (Cajun & Creole)
- Rich, Living History & Cultural Festivals
- Very Low Cost of Living & Affordable Housing
- The Sportsman's Paradise (Fishing & Hunting)
The Bad
- Highest Auto Insurance Premiums in the US
- High Humidity & Long Summer heat
- Significant Hurricane & Flooding Risk
- Bureaucratic complexity (Parishes instead of Counties)
Climate & Weather
Parishes & Parity
Louisiana does not have counties. We have Parishes. Because our legal system is founded on the Napoleonic Code rather than English Common Law, some legal terms and property laws will differ from the rest of the US. Consulting a local real estate attorney for home purchases is highly recommended.
The Insurance Gauntlet
Why is car insurance so expensive? A combination of low mandatory limits, high rates of litigation, and frequent severe weather makes LA the most expensive state to insure a car. Budget accordingly—your premium could easily double from your previous state.
The Office of Motor Vehicles (OMV)
The OMV handles licensing and titles. Be warned: Louisiana's insurance tracking is state-of-the-art and ruthless. If your insurance is canceled for even one day, the OMV is notified instantly, and a 'flag' is placed on your record that must be cleared with a fine before you can renew any tags.
Relocation Checklist
0% ReadyInsider Tip
Louisiana government offices often have long wait times. Always book appointments online 2-3 months in advance.
Need a Mover?
Compare quotes from top-rated moving companies.