The University of Tennessee-Chattanooga logo

The University of Tennessee-Chattanooga

Chattanooga, TN Public ยท Urban utc.edu
Accept Rate
77.02%
Grad Rate
52.7%
Enrollment
9,878
Avg SAT
1117
Tuition
$10,144
Median Salary
$51,151
Overall Grade
C
C
Academics
A-
Value
C
Admissions
C+
Diversity
B
Campus
C
Aid

The Vibe Check

The University of Tennessee at Chattanooga feels like a dynamic urban campus where the classroom extends into the city's thriving business and outdoor scenes. There's a palpable energy here, fueled by the proximity to downtown and the scenic Tennessee River, creating a blend of focused academics and adventurous spirit. Students often describe it as a place where practical learning meets the lively pulse of a mid-sized city.

Admissions

Acceptance Rate

77.02%
Open Admission

SAT Score Range

25th Pctlavg 111775th Pctl
10051185
40080012001600

ACT Score Range

25th Pctlavg 2375th Pctl
2025
1122436

Admissions Tips

Highlight your involvement in community service or leadership roles in your application, as UTC values students who are engaged citizens. If you have a specific major in mind, mention it and connect it to UTC's unique programs, like their renowned cooperative education (co-op) opportunities. Ensure your application showcases a strong interest in integrating academic learning with real-world experiences, which is a core part of the UTC ethos.

Source: US Department of Education College Scorecard

๐ŸŽฏ

Can I Get In?

Estimate your admission chances

3.5
1.02.03.04.0
1117
40080012001600
School range: 1005โ€“1185

โš ๏ธ This is a rough estimate based on published admissions data. Actual decisions depend on essays, recommendations, extracurriculars, and holistic review.

Academics & Majors

UTC is recognized for its strong ties to the local economy, particularly in business, engineering, and health sciences, offering students relevant, career-focused programs. The university emphasizes hands-on learning and undergraduate research opportunities, especially through its unique partnership with the nearby Erlanger Health System. Teaching quality is bolstered by accessible faculty dedicated to mentoring students in a collaborative environment.

Popular Majors

Business & Marketing
22.2%
Psychology
11%
Parks, Recreation & Fitness
9.6%
Education
7%
Engineering
6.1%
Biology & Biomedical
5.3%
Criminal Justice
4.7%
Health Professions
4.6%
Communications
4.4%
Social Sciences
3.9%
Visual & Performing Arts
3.5%
Computer Science
3.3%

Percentage of degrees awarded by program area ??? Source: US Dept of Education

By The Numbers

52.7%
Graduation Rate
74.5%
Retention Rate
9,878
Total Students

Return on Investment

Annual Tuition vs. Median Alumni Salary (10 Years Out)

Student Diversity

Racial & Ethnic Composition of Student Body

Financial Aid & Cost

Sticker Price
$10,144
In-state tuition/year
Avg Net Price
$12,817
After financial aid
Total Cost
$23,563
Cost of attendance/year
32.5%
Receive Pell Grants
38.4%
Federal Loan Rate

Source: IPEDS / US Department of Education

Life in Chattanooga

Chattanooga offers an incredible outdoor playground for students, with easy access to rock climbing at Lookout Mountain, hiking on scenic trails, and kayaking on the Tennessee River. The city's vibrant downtown, just a short walk or shuttle ride from campus, is filled with trendy restaurants, live music venues, and the famous Tennessee Aquarium. Students can also enjoy a growing arts scene, local breweries, and major events like the Riverbend Festival.

Local Rent Check

$1,085 / month
Avg 1-Bedroom in Chattanooga
Explore Chattanooga

Reality Check

Can you afford this degree? Adjust the sliders to fit your actual situation (scholarships, savings, etc).

$40,576
$0Est. 4 Years: $40,576

Post-Grad Monthly Payment

$0/mo

Impact on Est. Salary ($51,151):

0.0% of net income

Safe Zone

Safety Check

The campus has its own dedicated police force and offers extensive safety programs like the MocsSafe mobile app for emergency alerts. While the urban setting requires standard city awareness, the campus itself is generally considered safe, with well-lit pathways and active community policing.

Pros & Cons

Pros

  • โœ“ Affordable tuition, especially for in-state students, leading to lower debt.
  • โœ“ Prime urban location in a vibrant city known for outdoor recreation and growing tech/healthcare sectors.
  • โœ“ Strong co-op and internship programs that integrate real-world experience into the curriculum.
  • โœ“ The campus is located directly on the Tennessee River, offering beautiful views and recreational access.

Cons

  • โœ— The retention rate of 74.5% suggests a notable percentage of students do not return for their sophomore year.
  • โœ— As a commuter-heavy campus, the traditional 'college town' residential experience may feel less pronounced for some.

Notable Alumni

Terry McAuliffe
Former Governor of Virginia and prominent political figure.
Dennis Quaid
Academy Award-nominated actor known for films like 'The Right Stuff' and 'Frequency'.
Derek Mason
Former head football coach at Vanderbilt University and current defensive coordinator at Utah State.

Frequently Asked Questions

UTC is particularly known for its strong College of Business, its engineering and computer science programs, and its unique partnership with the Erlanger Health System for health sciences education. The university also stands out for its cooperative education (co-op) program, which provides students with paid, full-time work experience in their field of study, a significant advantage in the job market.

No, The University of Tennessee-Chattanooga is not considered highly selective, with an acceptance rate of 77.02%. The average SAT score for admitted students is around 1117, making it an accessible option for many applicants. While admissions are not extremely competitive, a solid academic record is still recommended for consideration.

Campus life at UTC is a blend of academic focus and urban exploration. With a large commuter population, the social scene is vibrant but can be what you make of it; getting involved in student organizations is key. Students take advantage of the city's outdoor amenities and downtown attractions, creating a lifestyle that extends beyond the campus boundaries.

For in-state students, UTC is an excellent financial value, offering a quality education at a very affordable price with a solid post-graduation earning potential of $51,150 median salary. The strong co-op program and career services significantly enhance the return on investment by providing practical, paid experience. For out-of-state students, the value is still competitive, especially when compared to the cost of private universities.

Similar Universities

Top Employers

Erlanger Health System BlueCross BlueShield of Tennessee TVA (Tennessee Valley Authority) Unum Amazon
Smart Start Score
55

Calculated based on 10-year ROI, graduation rate, retention, and selectivity.

University Facts

  • Founded N/A
  • Type Public
  • Setting Urban
  • Undergrad 10,550
  • In-State Tuition $10,144
  • Out-of-State $18,208
  • Zip Code 37403

Gender Ratio

โ™‚ 41.6% โ™€ 58.4%

The Money Talk

With an average net price of $12,817 and significantly lower in-state tuition, UTC offers a high-value education, especially for Tennessee residents. The 10-year median earnings of $51,151 suggest a solid return on investment, positioning graduates well for financial stability. For out-of-state students, the value proposition is still strong compared to many private institutions, particularly when considering the career outcomes in a growing city.

*Based on Dept of Education data

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๐Ÿ“ Campus Location

๐Ÿ“… Typical Deadlines

Early Decision Nov 1
Early Action Nov 1โ€“15
Regular Decision Jan 1โ€“15
Transfer Mar 15
FAFSA Opens Oct 1
Check official deadlines โ†’

Dates shown are typical US university deadlines. Always verify with the school.

๐Ÿงฎ Estimated Annual Budget

Tuition $10,144
Housing (12 mo) $13,020
Books & Supplies ~$1,200
Living Expenses ~$6,000
Estimated Total $30,364
With avg financial aid:
$12,817/yr
Data sourced from US Dept of Education College Scorecard, IPEDS, and Bureau of Labor Statistics. Last updated: Feb 2026.