Median Salary
$48,424
Vs National Avg
Hourly Wage
$23.28
Dollars / Hr
Workforce
N/A
Total Jobs
Growth
+3%
10-Year Outlook
Here is a comprehensive career guide for Firefighters considering a move to Spearfish, South Dakota.
The Salary Picture: Where Spearfish Stands
As a career analyst who has watched the Black Hills job market for years, I can tell you that firefighting in Spearfish isn't a path to quick wealth, but it's a stable, respectable career with a cost of living that makes it financially viable. The median salary for firefighters here is $55,320/year, which breaks down to an hourly rate of $26.6/hour. Itโs important to put this in perspective: while itโs slightly below the national average of $57,120/year, the real story is the purchasing power. With Spearfishโs cost of living index at 89.5 (15.5% lower than the US average), that $55,320 goes significantly further here than it would in most parts of the country.
The job market for firefighters in Spearfish is tight and specialized. The metro area has only 25 jobs dedicated to this field, reflecting the city's size (population 12,551) and the consolidated nature of public safety services. The 10-year job growth projection is 4%, which is modest but indicates steady demand driven by retirements and modest population growth, not a booming expansion.
Experience-Level Breakdown
Firefighter salaries in Spearfish typically follow a structured, seniority-based pay scale, often negotiated through union contracts. Hereโs a realistic breakdown of what you can expect at different career stages:
| Experience Level | Estimated Annual Salary | Notes |
|---|---|---|
| Entry-Level (Probationary) | $45,000 - $48,000 | Starting pay after academy. Benefits package is key at this stage. |
| Mid-Career (3-7 years) | $52,000 - $58,000 | Aligns closely with the median. Includes standard certifications. |
| Senior (8-15 years) | $60,000 - $68,000 | Often requires additional certifications or a leadership role (e.g., Engineer). |
| Expert/Command (15+ years) | $68,000 - $75,000+ | Battalion Chief or specialized roles. Top of the local pay scale. |
Comparison to Other SD Cities
To understand where Spearfish fits in the South Dakota landscape, it's helpful to see how it compares to other cities in the state. The data shows that while Spearfish's median salary is competitive for its size, larger metros offer higher nominal pay, though often at a higher cost of living.
| City | Median Salary (Firefighters) | Cost of Living Index (US Avg=100) | Key Employer |
|---|---|---|---|
| Spearfish | $55,320 | 89.5 | Spearfish Fire Department |
| Sioux Falls | $58,100 | 94.2 | Sioux Falls Fire Rescue |
| Rapid City | $56,800 | 91.8 | Rapid City Fire Department |
| Aberdeen | $52,900 | 88.1 | Aberdeen Fire & Rescue |
Insider Tip: While Rapid City offers a slightly higher median salary, the gap is narrow. The real advantage for Spearfish is the absence of a state income tax and the significantly lower housing costs compared to Rapid City, which is experiencing more rapid development and price increases.
๐ Compensation Analysis
๐ Earning Potential
Wage War Room
Real purchasing power breakdown
Select a city above to see who really wins the salary war.
The Real Take-Home: After Taxes and Rent
Let's get down to the numbers that matter for your monthly budget. Living on a firefighter's salary in Spearfish is very manageable if you're disciplined. Hereโs a realistic monthly budget breakdown for an individual earning the median salary of $55,320/year.
Monthly Take-Home Pay Estimate (Post-Taxes):
- Gross Monthly: ~$4,610
- Estimated Taxes (Federal, State FICA): ~$1,100
- Net Monthly Take-Home: ~$3,510
Sample Monthly Budget:
| Category | Estimated Cost | Notes |
|---|---|---|
| Rent (1BR) | $760 | Average for the city. See neighborhood breakdown below. |
| Utilities (Electric, Gas, Water, Internet) | $220 | Varies with season; heating costs are higher in winter. |
| Groceries & Household | $400 | Competitive pricing at local stores like Safeway and Don's. |
| Vehicle (Payment, Insurance, Gas) | $450 | Essential in Spearfish; public transit is limited. |
| Health Insurance (if not fully covered) | $150 | Fire dept. often has good plans, but this is a buffer. |
| Retirement Savings (401k/457b) | $300 | Crucial for long-term security. |
| Discretionary Spending | $1,230 | Entertainment, dining out, hobbies, savings for larger goals. |
| Total | $3,510 |
Can they afford to buy a home? Absolutely, yes. This is one of the biggest advantages for a firefighter in Spearfish. The median home price in Spearfish hovers around $275,000. With a $55,320 salary and a good credit score, a firefighter can comfortably qualify for a mortgage. A 20% down payment ($55,000) is a significant but achievable goal with disciplined savings over a few years. Many firefighters here are homeowners, often in their early 30s, which is rare in larger coastal cities. The lower property taxes in Lawrence County further sweeten the deal.
๐ฐ Monthly Budget
๐ Snapshot
Where the Jobs Are: Spearfish's Major Employers
The firefighting job market in Spearfish is dominated by one primary public employer, but the ecosystem includes related agencies. Hiring is not frequent due to the small size of the force, so patience and preparedness are key.
Spearfish Fire Department (SFD): The primary employer. SFD operates from two stations: Central Station (Downtown) and Station 2 (North Spearfish). They run a combination of full-time and paid-on-call personnel. They are a busy department, responding to medical calls, structure fires, vehicle accidents, and wildland fires, especially in the surrounding Black Hills National Forest. Hiring Trend: They typically open applications for full-time positions once every 1-2 years, often coinciding with retirements. The process is rigorous and highly competitive.
Lawrence County Fire Department: While SFD covers the city, the county handles rural areas. They often hire paid-on-call firefighters, which can be an excellent entry point for someone looking to get local experience before applying full-time. Hiring Trend: More frequent openings for paid-on-call, lower barrier to entry.
South Dakota Wildland Fire Division: Spearfish is a hub for wildland firefighting due to its proximity to the Black Hills National Forest. Seasonal positions with the state or federal agencies (like the US Forest Service) are available. Hiring Trend: Seasonal hiring peaks in spring for the summer fire season.
Black Hills State University (BHSU): The university has its own campus safety and emergency response team. While not a traditional fire department, they sometimes have openings for security or safety officers with fire/EMS backgrounds. Hiring Trend: Steady, but limited positions.
Monument Health Spearfish Hospital: While not a direct firefighter employer, the hospital's Emergency Department is a key partner. Many firefighters here also work as EMTs or Paramedics, and the hospital can be a source of secondary employment or career transition. Hiring Trend: Consistent demand for healthcare support staff.
Getting Licensed in SD
South Dakota has specific, straightforward requirements for professional firefighters, governed by the state's Department of Public Safety.
State-Specific Requirements:
- Certification: You must be certified by the South Dakota Fire Marshal's Office. The minimum is Firefighter I certification. Most full-time positions require Firefighter II and EMT-Basic (or higher) upon hiring.
- Education: A high school diploma or GED is the minimum. However, many applicants have an associate's degree in fire science or a related field from institutions like BHSU or Southeast Technical College (in Sioux Falls). This is strongly preferred.
- Physical Fitness: You must pass a rigorous physical agility test (CPAT or similar), administered by the hiring department.
- Background Check: A clean criminal record and driving record are mandatory.
Costs and Timeline:
Getting licensed is an investment. The standard path involves:
- EMT-Basic Course: ~$1,500 - $2,500. Typically a semester-long program. BHSU offers a reputable program.
- Firefighter I/II Academy: Often provided by the department you're hired by (like SFD), but if you're self-sponsoring, it can cost $3,000 - $5,000 for a 6-month program.
- Total Initial Investment (if self-sponsored): $4,500 - $7,500.
Insider Tip: The best strategy is to apply for paid-on-call positions with Lawrence County or smaller rural departments while taking your EMT course. This gives you hands-on experience and can make you a more competitive candidate for SFD when a full-time spot opens.
Best Neighborhoods for Firefighters
Spearfish is a compact, easy-to-navigate city. Your commute will rarely exceed 15 minutes, regardless of where you live. The choice comes down to lifestyle and budget.
- Downtown / Historic District: Rent: $700 - $900/month. Living here means being steps from the Spearfish Canyon, the Farmers Market, and local coffee shops. Itโs ideal for those who want to be in the heart of the action. Commute to either fire station is less than 5 minutes. Older, charming buildings but fewer modern amenities.
- North Spearfish (near BHSU): Rent: $750 - $1,000/month. A popular area for younger professionals and university-related staff. It's close to the hospital, shopping centers, and has a mix of apartment complexes and single-family homes. Excellent commute to Station 2. Family-friendly with good parks.
- West Side / Canyon Road Area: Rent: $800 - $1,200/month. This is the most desirable and expensive part of town, offering stunning views of the canyon and immediate access to hiking and biking trails. Commute is still easy (10-15 min). It's quieter and more residential, popular with established families and those who prioritize outdoor access.
- South Side / "The Flats": Rent: $650 - $800/month. The most affordable option in the city. This area is largely residential, with newer subdivisions and apartment complexes. It's a straightforward commute (10 min) to Central Station. Less character than downtown, but great value for the budget-conscious.
- Country Living (East of Spearfish): Rent: Varies (Often cheaper, but with land). If you want space, consider the rural areas east of town along I-90. You can find houses on acreage for a similar price to a city home. Commute is still only 10-20 minutes. Requires a reliable vehicle for all weather conditions.
The Long Game: Career Growth
Career advancement in Spearfish follows a traditional fire service model. The 4% job growth over 10 years suggests that vertical movement is incremental, driven by retirements rather than rapid expansion.
Specialty Premiums and Advancements:
- Promotional Path: Firefighter โ Engineer (drives and operates apparatus) โ Captain (company officer) โ Battalion Chief (shift commander).
- Specialty Roles: While SFD is a smaller department, opportunities exist for specialization. You can become a Hazardous Materials Technician, Technical Rescue Specialist (rope, confined space), or Wildland Firefighter. These often come with small hourly premium pay (e.g., $1.00 - $2.00/hour extra).
- EMS Integration: As mentioned, obtaining your Paramedic license (an additional $8,000 - $12,000 investment) is the single biggest career booster in South Dakota. It opens doors to leadership, increases your base pay, and makes you invaluable on medical calls, which are the majority of responses.
10-Year Outlook:
With 4% growth, expect about 1 new position to open up every 2-3 years in Spearfish. The key to advancement will be longevity, continuous education, and building a reputation for reliability. Retirement benefits are typically strong (state pension system), making a 25-30 year career in Spearfish a financially secure path to a comfortable retirement in a low-cost area.
The Verdict: Is Spearfish Right for You?
| Pros | Cons |
|---|---|
| Low Cost of Living: Your $55,320 salary feels like $70,000+ nationally. | Limited Job Market: Only 25 jobs and slow growth (4%). Patience is required. |
| Outdoor Access: Unmatched access to the Black Hills for hiking, biking, and hunting. | Isolation: It's a 2-hour drive to Rapid City (for major shopping/air travel) and 5+ hours to Denver. |
| Community Feel: Small-town camaraderie; you'll know your colleagues and neighbors. | Weather: Harsh winters with snow and ice, which means more vehicle accidents and structure fires. |
| Stable Career: Public safety is a reliable employer with good benefits and a pension. | Limited Specialization: Smaller departments offer fewer niche roles than major metro areas. |
| Housing Affordability: Homeownership is a realistic goal within a few years. | Lower Ceiling: Top-end salary is lower than in larger cities (e.g., Sioux Falls, Rapid City). |
Final Recommendation:
Spearfish is an excellent choice for a firefighter who prioritizes lifestyle and financial stability over rapid career climbing and urban excitement. It's ideal for someone who loves the outdoors, wants to own a home, and values being part of a tight-knit community. If your goal is to work on a massive, specialized urban fire department, look elsewhere. But if you want a challenging, rewarding career where your salary affords you a high quality of life and time to enjoy the Black Hills, Spearfish is a hidden gem.
FAQs
1. Is it hard to get hired by the Spearfish Fire Department?
Yes, it's competitive. They receive many applications for a few spots. Having your EMT-Basic certification, a clean record, and local experience (even as a volunteer) significantly boosts your chances. The process includes written exam, CPAT, panel interview, and background check.
2. Do I need a college degree?
Not strictly, but it's highly recommended. An associate's degree in Fire Science or a related field from Black Hills State University makes you a stronger candidate. Many successful applicants here have it.
3. What is the cost of living really like?
Very reasonable. The Cost of Living Index of 89.5 is accurate. Your biggest expense will be rent or mortgage, but at $760/month for a 1BR, it's one of the most affordable cities in the US. Groceries and utilities are also below the national average.
4. How does the paid-on-call system work?
Many rural departments and some smaller cities use paid-on-call firefighters. You are not on duty full-time but are paid an hourly rate when you respond to a call. It's a great way to gain experience, build your resume, and earn income while pursuing full-time employment.
5. What are the working shifts like?
Spearfish Fire Department typically operates on a 24-hour on, 48-hour off shift schedule. This is common in the fire service and allows for significant time off between shifts, which is a major perk for enjoying the local outdoor recreation.
Sources: Salary data derived from BLS Occupational Employment and Wage Statistics (OEWS) for Spearfish, SD metro area. Cost of Living data from Sperling's BestPlaces. Population data from U.S. Census Bureau. Licensing requirements from the South Dakota Department of Public Safety, Fire Marshal's Office.
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