Updated for 2026 Tax Season
$100k in Auburn
Your salary isn't what you earn. It's what you keep.
See the exact impact of ME taxes and Auburn living costs on your paycheck.
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📊 Auburn Salary Guide
The $100,000 Salary Analysis for Auburn, ME
This analysis strips away the hype. $100,000 is a specific number, and in Auburn, it buys you a specific lifestyle. We look at the math, not the marketing.
1. The Verification Test
First, we determine what you actually take home. The nominal salary is irrelevant; the net pay is reality.
- Gross Salary: $100,000
- Federal Tax (Est.): -$14,368
- FICA (Social Security & Medicare): -$7,650
- Maine State Income Tax: -$4,978 (Maine is progressive; this is an estimate for this bracket)
- ESTIMATED NET PAY (Annual): $73,004
- ESTIMATED NET PAY (Monthly): $6,083
Your paycheck is 73% of your salary. Plan your life on $6,083 per month, not $8,333.
2. Smart Budget (50/30/20)
Using your net pay ($6,083), here is how the standard 50/30/20 rule applies in Auburn.
- Needs (50%): $3,041
- Rent (1BR Avg): $877 (This leaves $2,164 for utilities, insurance, and food. You are comfortable here.)
- Wants (30%): $1,825
- This covers dining out, entertainment, and discretionary spending.
- Savings/Debt (20%): $1,216
- This assumes zero debt. If you have a car payment or student loans, this category bleeds immediately.
3. Auburn Tax Context
Maine is not a tax haven, but it isn't California.
- Vs. Texas/Florida: You are paying roughly $12,600 more annually in total taxes (Fed + State + FICA) compared to a no-income-tax state. To match the net pay of a $100k job in Houston or Orlando, you would need to earn approximately $118,000 in Auburn.
- Vs. California/NY: You are paying roughly $8,000 less annually than you would in high-tax states like CA or NY. Auburn is a middle-ground tax environment.
4. FAQ
- "Is $100k good here?"
- Yes. It is significantly above the median household income for Auburn. You will live comfortably, with room for savings, provided you do not have significant debt. However, it is not "wealthy" money; it is "stable and comfortable" money.
- "Is there a local income tax in Auburn?"
- No. Auburn (and the state of Maine) does not levy a municipal income tax on wages. You pay state, federal, and FICA only.