Boise City
Investment Analysis

Boise City, ID
Housing Market Screening

City-level home-price and one-bedroom-rent references with transparent methodology and limitations.

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City-level screening

36.0x

Home price / annualized 1BR rent

Gross annual 1BR-rent reference
2.8%
Recorded YoY field
+1.1%

Not cap rate, ROI, valuation or buy-versus-rent advice. City fields may reflect different source years.

Median Home Price
$491,800
Average Rent (1BR)
$1,139/mo
Median Income
$79,977
Population
235,416

Housing Screening Context

Boise City has a computed screening multiple of 36.0x and a gross annual 1BR-rent reference of 2.8%.

These values compare separate city-level fields, not one matched property. They exclude financing, taxes, insurance, maintenance, vacancy, transaction costs and tenure horizon.

Recorded year-over-year price change: +1.1%. Source period and forecast assumptions should be reviewed before scenario use.

Read the transparent methodology or open the Housing Research Hub.

Rental Cash Flow Analysis

Monthly Income

Gross Rent $1,139
Annual Gross $13,668

Est. Monthly Expenses

Property Tax (~1.5%) -$615
Insurance (~0.5%) -$205
Maintenance (~1%) -$410
Est. Net Cash Flow -$91/mo

Job Market

Unemployment 3.0%
National avg: 3.7%
Job Growth (YoY) +3.8%

Healthcare

73
Score
Good

Risk Factors

Low Inventory

Market Position

Affordability Below Avg
Safety Very Safe

ROI Projector Model an editable scenario

Adjust the sliders to model different investment scenarios for Boise City.

Total ROI
-130%
on $98,360 invested
Annual ROI
NaN%
compounded
Total Return
-$128,239
appreciation + cashflow
Mo. Cash Flow
-$2,712
year 1 estimate
Equity Growth Over 5 Years
Y1108kY2118kY3128kY4139kY5150k
Appreciation
$28,422
Cash Flow
-$156,661
Final Equity
$149,838

* Estimates based on 1.1% annual appreciation, 3% rent growth, 5% vacancy. Does not include closing costs, tax benefits, or capital gains tax. For illustrative purposes only.

Rental Scenario Calculator Estimate your monthly cashflow

Rental Cash-Flow Scenario

Pre-filled for Boise City

Property

Purchase Price$491,800
Monthly Rent$1,139
Down Payment20%

Financing

Interest Rate6.5%

Expenses

Property Tax1.2%
Insurance (Annual)$1,500
Maintenance Reserve1%
Vacancy Rate5%
Property Management0%
HOA (Monthly)$0
-$2,431
Modeled Monthly Cash Flow
-$29,177/ year
-29.7%
Cash-on-Cash
0.1%
Cap Rate

Monthly Breakdown

+ Rental Income$1,139
− Mortgage (P&I)$2,487
− Property Tax$492
− Insurance$125
− Maintenance$410
− Vacancy Loss$57
= Net Cash Flow-$2,431

Scenario Summary

Down Payment
$98,360
Loan Amount
$393,440
Total Monthly Expenses
$3,570
Gross Yield
2.8%

Investor Toolkit

Research Boise City before you invest

Disclaimer: This analysis is for informational purposes only and should not be considered financial advice. Investment decisions should be made after consulting with qualified professionals. Data sources include Zillow, Census Bureau, and BLS. Cap rates and yields are estimates based on available data.

Last updated: July 2026