Boise City
Investment Analysis

Boise City, ID
Investor Report

Comprehensive real estate investment analysis with cap rates, rental yields, and risk assessment.

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45
Investment Score
Rent
Cap Rate (Est.)
1.7%
Gross Yield
2.8%
P/R Ratio
29.1x
YoY Growth
+1.1%
Median Home Price
$491,800
Average Rent (1BR)
$1,139/mo
Median Income
$79,977
Population
235,416

Investment Breakdown

13
Value Score
61
Growth Score
71
Safety Score
57
Afford Score

Boise City has a price-to-rent ratio of 29.1x, which indicates renting is more favorable than buying.

The estimated cap rate of 1.7% is below average, typical of appreciation-focused markets.

Year-over-year price growth of +1.1% indicates stable market conditions.

Rental Cash Flow Analysis

Monthly Income

Gross Rent $1,139
Annual Gross $13,668

Est. Monthly Expenses

Property Tax (~1.5%) -$615
Insurance (~0.5%) -$205
Maintenance (~1%) -$410
Est. Net Cash Flow -$91/mo

Job Market

Unemployment 3.0%
National avg: 3.7%
Job Growth (YoY) +3.8%

Healthcare

73
Score
Good

Risk Factors

Overvalued Market
Low Inventory

Market Position

Affordability Below Avg
Safety Very Safe

ROI Projector Estimate your total return

Adjust the sliders to model different investment scenarios for Boise City.

Total ROI
-130%
on $98,360 invested
Annual ROI
NaN%
compounded
Total Return
-$128,239
appreciation + cashflow
Mo. Cash Flow
-$2,712
year 1 estimate
Equity Growth Over 5 Years
Y1108kY2118kY3128kY4139kY5150k
Appreciation
$28,422
Cash Flow
-$156,661
Final Equity
$149,838

* Estimates based on 1.1% annual appreciation, 3% rent growth, 5% vacancy. Does not include closing costs, tax benefits, or capital gains tax. For illustrative purposes only.

Rental Investment Calculator Estimate your monthly cashflow

Rental Income Estimator

Pre-filled for Boise City

Property

Purchase Price$491,800
Monthly Rent$1,139
Down Payment20%

Financing

Interest Rate6.5%

Expenses

Property Tax1.2%
Insurance (Annual)$1,500
Maintenance Reserve1%
Vacancy Rate5%
Property Management0%
HOA (Monthly)$0
-$2,431
Monthly Cash Flow
-$29,177/ year
-29.7%
Cash-on-Cash
0.1%
Cap Rate

Monthly Breakdown

+ Rental Income$1,139
โˆ’ Mortgage (P&I)$2,487
โˆ’ Property Tax$492
โˆ’ Insurance$125
โˆ’ Maintenance$410
โˆ’ Vacancy Loss$57
= Net Cash Flow-$2,431

Investment Summary

Down Payment
$98,360
Loan Amount
$393,440
Total Monthly Expenses
$3,570
Gross Yield
2.8%

Disclaimer: This analysis is for informational purposes only and should not be considered financial advice. Investment decisions should be made after consulting with qualified professionals. Data sources include Zillow, Census Bureau, and BLS. Cap rates and yields are estimates based on available data.

Last updated: March 2026