Bryan
Investment Analysis

Bryan, TX
Investor Report

Comprehensive real estate investment analysis with cap rates, rental yields, and risk assessment.

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52
Investment Score
Buy
Cap Rate (Est.)
2.4%
Gross Yield
4.0%
P/R Ratio
19.5x
YoY Growth
+0.8%
Median Home Price
$305,000
Average Rent (1BR)
$1,015/mo
Median Income
$53,006
Population
89,606

Investment Breakdown

42
Value Score
59
Growth Score
55
Safety Score
59
Afford Score

Bryan has a price-to-rent ratio of 19.5x, which indicates buying is moderately favorable.

The estimated cap rate of 2.4% is below average, typical of appreciation-focused markets.

Year-over-year price growth of +0.8% indicates stable market conditions.

Rental Cash Flow Analysis

Monthly Income

Gross Rent $1,015
Annual Gross $12,180

Est. Monthly Expenses

Property Tax (~1.5%) -$381
Insurance (~0.5%) -$127
Maintenance (~1%) -$254
Est. Net Cash Flow $253/mo

Price Forecast 2026โ€“2028

๐Ÿ”ฎ Bryan Price Forecast 2026โ€“2028

Based on 5-year Zillow ZHVI trend analysis ยท Statistical projection
๐Ÿ“ˆ Upward Trend
PROJECTEDNOW$268K2027$290Kโ–ฒ 8.0%2028$301Kโ–ฒ 12.0%20232024Now
$316K$241K
Current
$305K
2026
Projected
$290K
โ†‘ 8.0% by 2027
Projected
$301K
โ†‘ 12.0% by 2028
5yr CAGR:+4.6%
Confidence:Moderate
Rยฒ:0.83
โ–ผ

For anyone evaluating a Bryan housing market forecast through 2028, the current data paints a picture of a stable, moderately appreciating environment rather than a speculative boom. The median home price sits at $268,364, and the slow but steady 0.6% year-over-year price change suggests a market that has largely found its footing after a stronger run. A price-to-rent ratio of 20.8xโ€”notably above the national averageโ€”continues to signal that buying is a longer-term commitment compared to the relative affordability of renting, which is a key dynamic for a town with a strong university presence and a diverse employment base anchored by education, healthcare, and manufacturing.

Will Bryan home prices drop? The data suggests a significant downturn is unlikely given the market's A risk grade and strong 5-year CAGR of 4.6%. Instead, I expect a period of normalization. The 53 days on market indicates that well-priced homes will still move, but buyers are becoming more discernible. Local economic drivers, including Texas A&M University and growth in the research and technology sectors, should provide a solid floor for demand. However, rising national interest rates and affordability constraints will likely cap aggressive appreciation. The 5-year price range, which climbed from $213,231, shows the market has built a solid foundation, but the current 59/100 market temperature indicates a cooling trend.

Looking ahead to Bryan real estate in 2027, I anticipate a balanced market where price growth aligns more closely with inflation and local wage gains. The "Rent" verdict makes sense for those prioritizing flexibility or who are not yet ready to commit to a purchase in a market where renting is financially competitive. The outlook for the Bryan housing market forecast is one of steady, sustainable growth rather than the sharp volatility seen in larger metros. While the market is unlikely to boom, the risk of a major correction remains low, making it a fundamentally sound area for long-term residents, though perhaps not the top choice for short-term investors seeking rapid gains.

Projected Cap Rate (2027)
2.6%
5yr CAGR
+4.6%

Job Market

Unemployment 4.0%
National avg: 3.7%
Job Growth (YoY) +3.2%

Healthcare

70
Score
Good

Risk Factors

Low Risk Profile

Market Activity

Source: Redfin ยท 2026-01-31
Sale-to-List 94.6%
Months Supply 5.4
Price Drops 16%
Gone in 2 Wks 25%

Market Position

Affordability Below Avg
Safety Average

ROI Projector Estimate your total return

Adjust the sliders to model different investment scenarios for Bryan.

Total ROI
-106%
on $61,000 invested
Annual ROI
NaN%
compounded
Total Return
-$64,732
appreciation + cashflow
Mo. Cash Flow
-$1,389
year 1 estimate
Equity Growth Over 5 Years
Y166kY271kY377kY483kY588k
Appreciation
$13,185
Cash Flow
-$77,917
Final Equity
$88,484

* Estimates based on 0.8% annual appreciation, 3% rent growth, 5% vacancy. Does not include closing costs, tax benefits, or capital gains tax. For illustrative purposes only.

Rental Investment Calculator Estimate your monthly cashflow

Rental Income Estimator

Pre-filled for Bryan

Property

Purchase Price$305,000
Monthly Rent$1,015
Down Payment20%

Financing

Interest Rate6.5%

Expenses

Property Tax1.2%
Insurance (Annual)$1,500
Maintenance Reserve1%
Vacancy Rate5%
Property Management0%
HOA (Monthly)$0
-$1,262
Monthly Cash Flow
-$15,146/ year
-24.8%
Cash-on-Cash
1.1%
Cap Rate

Monthly Breakdown

+ Rental Income$1,015
โˆ’ Mortgage (P&I)$1,542
โˆ’ Property Tax$305
โˆ’ Insurance$125
โˆ’ Maintenance$254
โˆ’ Vacancy Loss$51
= Net Cash Flow-$1,262

Investment Summary

Down Payment
$61,000
Loan Amount
$244,000
Total Monthly Expenses
$2,277
Gross Yield
4.0%

Disclaimer: This analysis is for informational purposes only and should not be considered financial advice. Investment decisions should be made after consulting with qualified professionals. Data sources include Zillow, Census Bureau, and BLS. Cap rates and yields are estimates based on available data.

Last updated: March 2026