Bryan
Investment Analysis

Bryan, TX
Housing Market Screening

City-level home-price and one-bedroom-rent references with transparent methodology and limitations.

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City-level screening

25.0x

Home price / annualized 1BR rent

Gross annual 1BR-rent reference
4.0%
Recorded YoY field
+0.8%

Not cap rate, ROI, valuation or buy-versus-rent advice. City fields may reflect different source years.

Median Home Price
$305,000
Average Rent (1BR)
$1,015/mo
Median Income
$53,006
Population
89,606

Housing Screening Context

Bryan has a computed screening multiple of 25.0x and a gross annual 1BR-rent reference of 4.0%.

These values compare separate city-level fields, not one matched property. They exclude financing, taxes, insurance, maintenance, vacancy, transaction costs and tenure horizon.

Recorded year-over-year price change: +0.8%. Source period and forecast assumptions should be reviewed before scenario use.

Read the transparent methodology or open the Housing Research Hub.

Rental Cash Flow Analysis

Monthly Income

Gross Rent $1,015
Annual Gross $12,180

Est. Monthly Expenses

Property Tax (~1.5%) -$381
Insurance (~0.5%) -$127
Maintenance (~1%) -$254
Est. Net Cash Flow $253/mo

Price Forecast 2026–2028

🔮 Bryan Price Forecast 20262028

Based on 5-year Zillow ZHVI trend analysis · Statistical projection
📈 Upward Trend
PROJECTEDNOW$277K2027$295K 6.3%2028$304K 9.6%20232024Now
$319K$255K
Current
$305K
2026
Projected
$295K
6.3% by 2027
Projected
$304K
9.6% by 2028
5yr CAGR:+4.3%
Confidence:Moderate
R²:0.80

For anyone evaluating a Bryan housing market forecast through 2028, the current data paints a picture of a stable, moderately appreciating environment rather than a speculative boom. The median home price sits at $268,364, and the slow but steady 0.6% year-over-year price change suggests a market that has largely found its footing after a stronger run. A price-to-rent ratio of 20.8x—notably above the national average—continues to signal that buying is a longer-term commitment compared to the relative affordability of renting, which is a key dynamic for a town with a strong university presence and a diverse employment base anchored by education, healthcare, and manufacturing.

Will Bryan home prices drop? The data suggests a significant downturn is unlikely given the market's A risk grade and strong 5-year CAGR of 4.6%. Instead, I expect a period of normalization. The 53 days on market indicates that well-priced homes will still move, but buyers are becoming more discernible. Local economic drivers, including Texas A&M University and growth in the research and technology sectors, should provide a solid floor for demand. However, rising national interest rates and affordability constraints will likely cap aggressive appreciation. The 5-year price range, which climbed from $213,231, shows the market has built a solid foundation, but the current 59/100 market temperature indicates a cooling trend.

Looking ahead to Bryan real estate in 2027, I anticipate a balanced market where price growth aligns more closely with inflation and local wage gains. The "Rent" verdict makes sense for those prioritizing flexibility or who are not yet ready to commit to a purchase in a market where renting is financially competitive. The outlook for the Bryan housing market forecast is one of steady, sustainable growth rather than the sharp volatility seen in larger metros. While the market is unlikely to boom, the risk of a major correction remains low, making it a fundamentally sound area for long-term residents, though perhaps not the top choice for short-term investors seeking rapid gains.

Projected Cap Rate (2027)
2.6%
5yr CAGR
+4.3%

Job Market

Unemployment 4.0%
National avg: 3.7%
Job Growth (YoY) +3.2%

Healthcare

70
Score
Good

Risk Factors

Low Risk Profile

Market Activity

Source: Redfin · 2026-05-31
Sale-to-List 97.3%
Months Supply 4.0
Price Drops 26%
Gone in 2 Wks 28%

Market Position

Affordability Below Avg
Safety Average

ROI Projector Model an editable scenario

Adjust the sliders to model different investment scenarios for Bryan.

Total ROI
-106%
on $61,000 invested
Annual ROI
NaN%
compounded
Total Return
-$64,732
appreciation + cashflow
Mo. Cash Flow
-$1,389
year 1 estimate
Equity Growth Over 5 Years
Y166kY271kY377kY483kY588k
Appreciation
$13,185
Cash Flow
-$77,917
Final Equity
$88,484

* Estimates based on 0.8% annual appreciation, 3% rent growth, 5% vacancy. Does not include closing costs, tax benefits, or capital gains tax. For illustrative purposes only.

Rental Scenario Calculator Estimate your monthly cashflow

Rental Cash-Flow Scenario

Pre-filled for Bryan

Property

Purchase Price$305,000
Monthly Rent$1,015
Down Payment20%

Financing

Interest Rate6.5%

Expenses

Property Tax1.2%
Insurance (Annual)$1,500
Maintenance Reserve1%
Vacancy Rate5%
Property Management0%
HOA (Monthly)$0
-$1,262
Modeled Monthly Cash Flow
-$15,146/ year
-24.8%
Cash-on-Cash
1.1%
Cap Rate

Monthly Breakdown

+ Rental Income$1,015
− Mortgage (P&I)$1,542
− Property Tax$305
− Insurance$125
− Maintenance$254
− Vacancy Loss$51
= Net Cash Flow-$1,262

Scenario Summary

Down Payment
$61,000
Loan Amount
$244,000
Total Monthly Expenses
$2,277
Gross Yield
4.0%

Investor Toolkit

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Disclaimer: This analysis is for informational purposes only and should not be considered financial advice. Investment decisions should be made after consulting with qualified professionals. Data sources include Zillow, Census Bureau, and BLS. Cap rates and yields are estimates based on available data.

Last updated: July 2026