Flint
Investment Analysis

Flint, MI
Investor Report

Comprehensive real estate investment analysis with cap rates, rental yields, and risk assessment.

Share:
45
Investment Score
Strong Buy
Cap Rate (Est.)
10.9%
Gross Yield
18.1%
P/R Ratio
4.9x
YoY Growth
-3.9%
Median Home Price
$56,500
Average Rent (1BR)
$854/mo
Median Income
$33,141
Population
79,654

Investment Breakdown

85
Value Score
11
Growth Score
0
Safety Score
60
Afford Score

Flint has a price-to-rent ratio of 4.9x, which indicates buying is significantly better than renting.

The estimated cap rate of 10.9% is above the national average, suggesting good cash flow potential.

Year-over-year price growth of -3.9% suggests a cooling market.

Rental Cash Flow Analysis

Monthly Income

Gross Rent $854
Annual Gross $10,248

Est. Monthly Expenses

Property Tax (~1.5%) -$71
Insurance (~0.5%) -$24
Maintenance (~1%) -$47
Est. Net Cash Flow $713/mo

Price Forecast 2026โ€“2028

๐Ÿ”ฎ Flint Price Forecast 2026โ€“2028

Based on 5-year Zillow ZHVI trend analysis ยท Statistical projection
๐Ÿ“ˆ Upward Trend
PROJECTEDNOW$63K2027$67Kโ–ฒ 6.7%2028$68Kโ–ฒ 8.8%20232024Now
$72K$57K
Current
$57K
2026
Projected
$67K
โ†‘ 6.7% by 2027
Projected
$68K
โ†‘ 8.8% by 2028
5yr CAGR:+4.8%
Confidence:Low
Rยฒ:0.35
โ–ผ

Looking ahead to the 2026-2028 period, our Flint housing market forecast suggests a period of stabilization and modest growth, anchored by the city's compelling affordability. With a current median home price of just $62,745 and a price-to-rent ratio of 5.5xโ€”far below the national average of 18xโ€”the market presents a strong value proposition for investors and homeowners alike. This affordability is a key driver, especially as the broader national market becomes increasingly inaccessible. While the recent YoY price change of -2.8% might raise concerns, it's more indicative of a market correcting from pandemic-era peaks rather than a sign of deep-seated weakness, especially when viewed against the robust 5.7% 5-year CAGR.

For those asking will Flint home prices drop significantly, the data points to resilience. The market's A risk grade and a market temperature of 64/100 signal a healthy, balanced environment rather than a speculative bubble poised to burst. Inventory remains a factor, with homes selling in a quick 38 days on market, which should prevent major price declines. The trajectory of the Flint real estate Flint 2027 landscape will be heavily influenced by local economic initiatives, particularly in healthcare and education at institutions like Kettering University and Hurley Medical Center, which continue to be pillars of the local economy. However, potential headwinds from broader economic factors and the city's ongoing revitalization efforts mean growth will likely be gradual.

Projected Cap Rate (2027)
9.5%
5yr CAGR
+4.8%

Job Market

Unemployment 4.0%
National avg: 3.7%
Job Growth (YoY) +1.2%

Healthcare

75
Score
Good

Risk Factors

High Crime Area
Declining Prices

Market Activity

Source: Redfin ยท 2026-01-31
Sale-to-List 92.5%
Months Supply 4.0
Price Drops 21%
Gone in 2 Wks 24%

Market Position

Affordability Below Avg
Safety Higher Risk

ROI Projector Estimate your total return

Adjust the sliders to model different investment scenarios for Flint.

Total ROI
240%
on $11,300 invested
Annual ROI
27.7%
compounded
Total Return
$27,083
appreciation + cashflow
Mo. Cash Flow
$375
year 1 estimate
Equity Growth Over 5 Years
Y112kY212kY313kY413kY514k
Appreciation
$0
Cash Flow
$27,083
Final Equity
$13,949

* Estimates based on 0.0% annual appreciation, 3% rent growth, 5% vacancy. Does not include closing costs, tax benefits, or capital gains tax. For illustrative purposes only.

Rental Investment Calculator Estimate your monthly cashflow

Rental Income Estimator

Pre-filled for Flint

Property

Purchase Price$56,500
Monthly Rent$854
Down Payment20%

Financing

Interest Rate6.5%

Expenses

Property Tax1.2%
Insurance (Annual)$1,500
Maintenance Reserve1%
Vacancy Rate5%
Property Management0%
HOA (Monthly)$0
$297
Monthly Cash Flow
$3,564/ year
31.5%
Cash-on-Cash
12.4%
Cap Rate

Monthly Breakdown

+ Rental Income$854
โˆ’ Mortgage (P&I)$286
โˆ’ Property Tax$57
โˆ’ Insurance$125
โˆ’ Maintenance$47
โˆ’ Vacancy Loss$43
= Net Cash Flow$297

Investment Summary

Down Payment
$11,300
Loan Amount
$45,200
Total Monthly Expenses
$557
Gross Yield
18.1%

Disclaimer: This analysis is for informational purposes only and should not be considered financial advice. Investment decisions should be made after consulting with qualified professionals. Data sources include Zillow, Census Bureau, and BLS. Cap rates and yields are estimates based on available data.

Last updated: March 2026