Kahului CDP
Investment Analysis

Kahului CDP, HI
Housing Market Screening

City-level home-price and one-bedroom-rent references with transparent methodology and limitations.

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City-level screening

35.3x

Home price / annualized 1BR rent

Gross annual 1BR-rent reference
2.8%
Recorded YoY field
-5.4%

Not cap rate, ROI, valuation or buy-versus-rent advice. City fields may reflect different source years.

Median Home Price
$833,200
Average Rent (1BR)
$1,966/mo
Median Income
$92,062
Population
27,068

Housing Screening Context

Kahului CDP has a computed screening multiple of 35.3x and a gross annual 1BR-rent reference of 2.8%.

These values compare separate city-level fields, not one matched property. They exclude financing, taxes, insurance, maintenance, vacancy, transaction costs and tenure horizon.

Recorded year-over-year price change: -5.4%. Source period and forecast assumptions should be reviewed before scenario use.

Read the transparent methodology or open the Housing Research Hub.

Rental Cash Flow Analysis

Monthly Income

Gross Rent $1,966
Annual Gross $23,592

Est. Monthly Expenses

Property Tax (~1.5%) -$1,042
Insurance (~0.5%) -$347
Maintenance (~1%) -$694
Est. Net Cash Flow -$117/mo

Price Forecast 2026โ€“2028

๐Ÿ”ฎ Kahului CDP Price Forecast 2026โ€“2028

Based on 5-year Zillow ZHVI trend analysis ยท Statistical projection
๐Ÿ“ˆ Upward Trend
PROJECTEDNOW$1M2027$1Mโ–ฒ 12.8%2028$1Mโ–ฒ 17.3%20232024Now
$1M$952K
Current
$833K
2026
Projected
$1M
โ†‘ 12.8% by 2027
Projected
$1M
โ†‘ 17.3% by 2028
5yr CAGR:+5.3%
Confidence:Moderate
Rยฒ:0.66
โ–ผ

Looking ahead to the 2026-2028 period, our Kahului CDP housing market forecast suggests a period of stabilization rather than significant growth. The market has cooled considerably from its pandemic-era surge, with the current median home price at $833,200 and a year-over-year price change of 0.0%. This plateau, combined with a Market Temperature of 50/100, indicates a rebalancing act. While the 5-year price change remains strong at 39.0%, the immediate future will likely be shaped by local economic factors, including the stability of Maui's tourism-driven economy and ongoing challenges with housing affordability. The significant price-to-rent ratio of 35.3x already signals that buying is a substantial financial stretch compared to leasing, which will cap demand.

When asking if Kahului CDP home prices will drop, the data points to moderation rather than a sharp correction. With Days on Market at 35, properties are still moving, albeit more slowly than in recent years. The five-year price range of $731,065 โ€“ $1,076,359 provides a crucial corridor for valuations; prices are likely to hover within this band, supported by persistent scarcity of land and housing stock on Maui. However, affordability constraints are a major local factor. With median rent at $1,966/mo, the high cost of ownership will continue to push prospective buyers into the rental market, unless local wages or new housing supply see substantial increases. For those considering Kahului CDP real estate in Kahului CDP 2027, the environment will be less speculative and more fundamentals-driven.

A balanced assessment for Kahului CDP points toward a stable but challenging market. The Buy/Rent Verdict of RENT reflects the current economic reality: the high price-to-rent ratio makes purchasing a less attractive financial proposition in the short term, especially with a Risk Grade of C indicating notable market volatility and affordability risk. Growth in Kahului CDP housing market forecast will be tempered by these factors, preventing the rapid appreciation seen in the 5-year CAGR of 6.7%. Ultimately, while a dramatic price collapse is unlikely, the era of easy gains appears to be over. Buyers should proceed with caution, focusing on long-term value, while renters may find the current landscape offers more flexibility and less financial exposure.

Projected Cap Rate (2027)
1.2%
5yr CAGR
+5.3%

Job Market

Unemployment 2.9%
National avg: 3.7%
Job Growth (YoY) +2.1%

Healthcare

88
Score
Excellent

Risk Factors

Low Inventory
Declining Prices

Market Position

Affordability Average
Safety Very Safe

ROI Projector Model an editable scenario

Adjust the sliders to model different investment scenarios for Kahului CDP.

Total ROI
-158%
on $166,640 invested
Annual ROI
NaN%
compounded
Total Return
-$263,148
appreciation + cashflow
Mo. Cash Flow
-$4,561
year 1 estimate
Equity Growth Over 5 Years
Y1173kY2181kY3189kY4197kY5206k
Appreciation
$0
Cash Flow
-$263,148
Final Equity
$205,701

* Estimates based on 0.0% annual appreciation, 3% rent growth, 5% vacancy. Does not include closing costs, tax benefits, or capital gains tax. For illustrative purposes only.

Rental Scenario Calculator Estimate your monthly cashflow

Rental Cash-Flow Scenario

Pre-filled for Kahului CDP

Property

Purchase Price$833,200
Monthly Rent$1,966
Down Payment20%

Financing

Interest Rate6.5%

Expenses

Property Tax1.2%
Insurance (Annual)$1,500
Maintenance Reserve1%
Vacancy Rate5%
Property Management0%
HOA (Monthly)$0
-$3,998
Modeled Monthly Cash Flow
-$47,975/ year
-28.8%
Cash-on-Cash
0.3%
Cap Rate

Monthly Breakdown

+ Rental Income$1,966
โˆ’ Mortgage (P&I)$4,213
โˆ’ Property Tax$833
โˆ’ Insurance$125
โˆ’ Maintenance$694
โˆ’ Vacancy Loss$98
= Net Cash Flow-$3,998

Scenario Summary

Down Payment
$166,640
Loan Amount
$666,560
Total Monthly Expenses
$5,964
Gross Yield
2.8%

Investor Toolkit

Research Kahului CDP before you invest

Disclaimer: This analysis is for informational purposes only and should not be considered financial advice. Investment decisions should be made after consulting with qualified professionals. Data sources include Zillow, Census Bureau, and BLS. Cap rates and yields are estimates based on available data.

Last updated: July 2026