Quincy
Investment Analysis

Quincy, MA
Housing Market Screening

City-level home-price and one-bedroom-rent references with transparent methodology and limitations.

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City-level screening

24.1x

Home price / annualized 1BR rent

Gross annual 1BR-rent reference
4.1%
Recorded YoY field
+0.6%

Not cap rate, ROI, valuation or buy-versus-rent advice. City fields may reflect different source years.

Median Home Price
$687,500
Average Rent (1BR)
$2,377/mo
Median Income
$92,085
Population
101,607

Housing Screening Context

Quincy has a computed screening multiple of 24.1x and a gross annual 1BR-rent reference of 4.1%.

These values compare separate city-level fields, not one matched property. They exclude financing, taxes, insurance, maintenance, vacancy, transaction costs and tenure horizon.

Recorded year-over-year price change: +0.6%. Source period and forecast assumptions should be reviewed before scenario use.

Read the transparent methodology or open the Housing Research Hub.

Rental Cash Flow Analysis

Monthly Income

Gross Rent $2,377
Annual Gross $28,524

Est. Monthly Expenses

Property Tax (~1.5%) -$859
Insurance (~0.5%) -$286
Maintenance (~1%) -$573
Est. Net Cash Flow $658/mo

Price Forecast 2026โ€“2028

๐Ÿ”ฎ Quincy Price Forecast 2026โ€“2028

Based on 5-year Zillow ZHVI trend analysis ยท Statistical projection
๐Ÿ“ˆ Upward Trend
PROJECTEDNOW$689K2027$733Kโ–ฒ 6.4%2028$757Kโ–ฒ 9.9%20232024Now
$795K$606K
Current
$688K
2026
Projected
$733K
โ†‘ 6.4% by 2027
Projected
$757K
โ†‘ 9.9% by 2028
5yr CAGR:+3.5%
Confidence:High
Rยฒ:0.88
โ–ผ

Our Quincy housing market forecast for 2026-2028 suggests a period of stabilization rather than significant appreciation, as the market digests recent gains and affordability constraints. The current median home price of $687,500 sits at a price-to-rent ratio of 24.1x, well above the national average of 18x, signaling that renting remains the financially prudent choice for now. With a market temperature of 50/100 and a risk grade of C, the area is navigating a delicate balance. While the 5-year price change of 24.1% and a CAGR of 4.3% show solid historical growth, the recent YoY price change of 0.0% indicates a plateau. This stagnation, combined with a 35-day average on market, suggests that sellers can no longer command premium pricing as easily as in previous years.

Prospective buyers asking "will Quincy home prices drop" should consider local economic drivers. Quincy's proximity to Boston and its robust infrastructure, including the T and growing waterfront development, provide a structural floor for values. However, rising property taxes and the high cost of living may temper demand from first-time buyers, keeping the "Buy/Rent Verdict" firmly in the rent camp for the near term. The 5-year price range of $529,667 โ€“ $657,568 indicates that while prices have appreciated, they remain sensitive to broader economic shifts. For those analyzing the Quincy real estate Quincy 2027 landscape, expect a market defined by modest fluctuations. We anticipate prices will likely track inflation closely, with potential for slight softening if interest rates remain elevated, making this a holding pattern rather than a high-growth opportunity.

Projected Cap Rate (2027)
2.4%
5yr CAGR
+3.5%

Job Market

Unemployment 3.5%
National avg: 3.7%
Job Growth (YoY) +1.0%

Healthcare

89
Score
Excellent

Risk Factors

Low Risk Profile

Market Activity

Source: Redfin ยท 2026-05-31
Sale-to-List 101.8%
Months Supply 2.8
Price Drops 22%
Gone in 2 Wks 67%

Market Position

Affordability Average
Safety Very Safe

ROI Projector Model an editable scenario

Adjust the sliders to model different investment scenarios for Quincy.

Total ROI
-108%
on $137,500 invested
Annual ROI
NaN%
compounded
Total Return
-$148,500
appreciation + cashflow
Mo. Cash Flow
-$3,046
year 1 estimate
Equity Growth Over 5 Years
Y1147kY2158kY3168kY4180kY5191k
Appreciation
$21,578
Cash Flow
-$170,078
Final Equity
$191,309

* Estimates based on 0.6% annual appreciation, 3% rent growth, 5% vacancy. Does not include closing costs, tax benefits, or capital gains tax. For illustrative purposes only.

Rental Scenario Calculator Estimate your monthly cashflow

Rental Cash-Flow Scenario

Pre-filled for Quincy

Property

Purchase Price$687,500
Monthly Rent$2,377
Down Payment20%

Financing

Interest Rate6.5%

Expenses

Property Tax1.2%
Insurance (Annual)$1,500
Maintenance Reserve1%
Vacancy Rate5%
Property Management0%
HOA (Monthly)$0
-$2,604
Modeled Monthly Cash Flow
-$31,244/ year
-22.7%
Cash-on-Cash
1.5%
Cap Rate

Monthly Breakdown

+ Rental Income$2,377
โˆ’ Mortgage (P&I)$3,476
โˆ’ Property Tax$688
โˆ’ Insurance$125
โˆ’ Maintenance$573
โˆ’ Vacancy Loss$119
= Net Cash Flow-$2,604

Scenario Summary

Down Payment
$137,500
Loan Amount
$550,000
Total Monthly Expenses
$4,981
Gross Yield
4.1%

Investor Toolkit

Research Quincy before you invest

Disclaimer: This analysis is for informational purposes only and should not be considered financial advice. Investment decisions should be made after consulting with qualified professionals. Data sources include Zillow, Census Bureau, and BLS. Cap rates and yields are estimates based on available data.

Last updated: July 2026