Vacaville
Investment Analysis

Vacaville, CA
Housing Market Screening

City-level home-price and one-bedroom-rent references with transparent methodology and limitations.

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City-level screening

24.1x

Home price / annualized 1BR rent

Gross annual 1BR-rent reference
4.2%
Recorded YoY field
-1.6%

Not cap rate, ROI, valuation or buy-versus-rent advice. City fields may reflect different source years.

Median Home Price
$615,000
Average Rent (1BR)
$2,129/mo
Median Income
$104,278
Population
102,533

Housing Screening Context

Vacaville has a computed screening multiple of 24.1x and a gross annual 1BR-rent reference of 4.2%.

These values compare separate city-level fields, not one matched property. They exclude financing, taxes, insurance, maintenance, vacancy, transaction costs and tenure horizon.

Recorded year-over-year price change: -1.6%. Source period and forecast assumptions should be reviewed before scenario use.

Read the transparent methodology or open the Housing Research Hub.

Rental Cash Flow Analysis

Monthly Income

Gross Rent $2,129
Annual Gross $25,548

Est. Monthly Expenses

Property Tax (~1.5%) -$769
Insurance (~0.5%) -$256
Maintenance (~1%) -$513
Est. Net Cash Flow $592/mo

Price Forecast 2026โ€“2028

๐Ÿ”ฎ Vacaville Price Forecast 2026โ€“2028

Based on 5-year Zillow ZHVI trend analysis ยท Statistical projection
๐Ÿ“ˆ Upward Trend
PROJECTEDNOW$608K2027$618Kโ–ฒ 1.7%2028$619Kโ–ฒ 1.9%20232024Now
$653K$574K
Current
$615K
2026
Projected
$618K
โ†‘ 1.7% by 2027
Projected
$619K
โ†‘ 1.9% by 2028
5yr CAGR:+1.3%
Confidence:Low
Rยฒ:0.02
โ–ผ

Based on current market conditions and regional economic trends, our Vacaville housing market forecast for 2026-2028 suggests a period of stabilization rather than significant appreciation. With a median home price of $596,932 and a recent YoY price change of -1.7%, the market is showing signs of cooling from its pandemic-era highs. The price-to-rent ratio currently sits at 20.8x, well above the national average of 18x, which indicates that buying remains stretched relative to renting. This affordability gap, coupled with a market temperature score of 63/100, points to a more balanced environment where sellers must price competitively. For those asking "will Vacaville home prices drop," the data suggests modest declines or sideways movement are more likely than a sharp correction, especially given the area's A- risk grade and relatively healthy demand from its proximity to the Bay Area and Travis Air Force Base.

The local economy, anchored by logistics, healthcare, and its role as a commuter hub, will be a key driver. While job growth in Solano County supports housing demand, high borrowing costs and persistent affordability challenges will likely keep a lid on price growth. The 5-year price change of 16.1% (a 3.0% CAGR) shows solid historical gains, but the current 41 days on market indicates a slower pace. For the Vacaville real estate Vacaville 2027 outlook, we expect prices to trend within the recent range of $514,011 โ€“ $633,096, with potential for slight downward pressure if inventory rises. The "RENT" verdict aligns with the price-to-rent ratio, suggesting that until the ratio normalizes closer to the national average, renting remains the more financially prudent choice for many. Ultimately, Vacaville's market is poised for moderate stability, supported by its strategic location but tempered by affordability constraints.

Projected Cap Rate (2027)
2.6%
5yr CAGR
+1.3%

Job Market

Unemployment 5.2%
National avg: 3.7%
Job Growth (YoY) +1.5%

Healthcare

78
Score
Good

Risk Factors

Declining Prices

Market Activity

Source: Redfin ยท 2026-05-31
Sale-to-List 100.1%
Months Supply 2.0
Price Drops 36%
Gone in 2 Wks 38%

Market Position

Affordability Average
Safety Average

ROI Projector Model an editable scenario

Adjust the sliders to model different investment scenarios for Vacaville.

Total ROI
-124%
on $123,000 invested
Annual ROI
NaN%
compounded
Total Return
-$151,977
appreciation + cashflow
Mo. Cash Flow
-$2,722
year 1 estimate
Equity Growth Over 5 Years
Y1128kY2133kY3139kY4145kY5152k
Appreciation
$0
Cash Flow
-$151,977
Final Equity
$151,832

* Estimates based on 0.0% annual appreciation, 3% rent growth, 5% vacancy. Does not include closing costs, tax benefits, or capital gains tax. For illustrative purposes only.

Rental Scenario Calculator Estimate your monthly cashflow

Rental Cash-Flow Scenario

Pre-filled for Vacaville

Property

Purchase Price$615,000
Monthly Rent$2,129
Down Payment20%

Financing

Interest Rate6.5%

Expenses

Property Tax1.2%
Insurance (Annual)$1,500
Maintenance Reserve1%
Vacancy Rate5%
Property Management0%
HOA (Monthly)$0
-$2,340
Modeled Monthly Cash Flow
-$28,077/ year
-22.8%
Cash-on-Cash
1.5%
Cap Rate

Monthly Breakdown

+ Rental Income$2,129
โˆ’ Mortgage (P&I)$3,110
โˆ’ Property Tax$615
โˆ’ Insurance$125
โˆ’ Maintenance$513
โˆ’ Vacancy Loss$106
= Net Cash Flow-$2,340

Scenario Summary

Down Payment
$123,000
Loan Amount
$492,000
Total Monthly Expenses
$4,469
Gross Yield
4.2%

Investor Toolkit

Research Vacaville before you invest

Disclaimer: This analysis is for informational purposes only and should not be considered financial advice. Investment decisions should be made after consulting with qualified professionals. Data sources include Zillow, Census Bureau, and BLS. Cap rates and yields are estimates based on available data.

Last updated: July 2026