Silver Spring CDP
Investment Analysis

Silver Spring CDP, MD
Investor Report

Comprehensive real estate investment analysis with cap rates, rental yields, and risk assessment.

Share:
41
Investment Score
Hold
Cap Rate (Est.)
1.8%
Gross Yield
3.0%
P/R Ratio
22.7x
YoY Growth
-0.7%
Median Home Price
$620,800
Average Rent (1BR)
$1,574/mo
Median Income
$100,116
Population
84,996

Investment Breakdown

32
Value Score
43
Growth Score
55
Safety Score
41
Afford Score

Silver Spring CDP has a price-to-rent ratio of 22.7x, which indicates renting and buying are roughly equal.

The estimated cap rate of 1.8% is below average, typical of appreciation-focused markets.

Year-over-year price growth of -0.7% suggests a cooling market.

Rental Cash Flow Analysis

Monthly Income

Gross Rent $1,574
Annual Gross $18,888

Est. Monthly Expenses

Property Tax (~1.5%) -$776
Insurance (~0.5%) -$259
Maintenance (~1%) -$517
Est. Net Cash Flow $22/mo

Price Forecast 2026โ€“2028

๐Ÿ”ฎ Silver Spring CDP Price Forecast 2026โ€“2028

Based on 5-year Zillow ZHVI trend analysis ยท Statistical projection
๐Ÿ“ˆ Upward Trend
PROJECTEDNOW$535K2027$557Kโ–ฒ 4.1%2028$568Kโ–ฒ 6.3%20232024Now
$597K$479K
Current
$621K
2026
Projected
$557K
โ†‘ 4.1% by 2027
Projected
$568K
โ†‘ 6.3% by 2028
5yr CAGR:+2.6%
Confidence:High
Rยฒ:0.86
โ–ผ

For those evaluating the Silver Spring CDP housing market forecast through 2028, the data suggests a period of stabilization rather than significant growth. With the median home price at $620,800 and a stagnant year-over-year price change of 0.0%, the market has clearly lost the momentum seen in previous years. The price-to-rent ratio of 32.9x is nearly double the national average, a critical indicator that buying remains financially strained compared to leasing. This imbalance points toward continued pressure on affordability, likely capping demand from first-time buyers and forcing the market into a holding pattern.

When asking "will Silver Spring CDP home prices drop," the current metrics suggest a floor exists, preventing a sharp correction. While the risk grade of C signals caution, the Days on Market of 35 indicates that homes are still moving, albeit at a slower, more sustainable pace. The 5-year price change of 14.8% (a 2.8% CAGR) shows that values have not been artificially inflated, providing a stable foundation. However, with the Buy/Rent Verdict firmly set to RENT, the immediate outlook favors leasing as the financially prudent choice.

Looking ahead to Silver Spring CDP real estate Silver Spring CDP 2027, local economic factors will dictate the trajectory. Proximity to Washington D.C. provides a resilient job market, but the area's high cost of living and limited inventory continue to challenge affordability. The market temperature of 50/100 reflects this equilibrium, where neither buyers nor sellers hold a decisive advantage. Expect prices to hover near current levels, with growth potentially tied to broader interest rate cuts or shifts in regional employment. The forecast remains balanced: values are unlikely to crash due to underlying demand, yet significant appreciation is constrained by the ceiling of buyer purchasing power.

Projected Cap Rate (2027)
2.1%
5yr CAGR
+2.6%

Job Market

Unemployment 3.0%
National avg: 3.7%
Job Growth (YoY) +1.8%

Healthcare

83
Score
Excellent

Risk Factors

Low Inventory
Declining Prices

Market Position

Affordability Average
Safety Average

ROI Projector Estimate your total return

Adjust the sliders to model different investment scenarios for Silver Spring CDP.

Total ROI
-152%
on $124,160 invested
Annual ROI
NaN%
compounded
Total Return
-$189,260
appreciation + cashflow
Mo. Cash Flow
-$3,294
year 1 estimate
Equity Growth Over 5 Years
Y1129kY2135kY3140kY4147kY5153k
Appreciation
$0
Cash Flow
-$189,260
Final Equity
$153,264

* Estimates based on 0.0% annual appreciation, 3% rent growth, 5% vacancy. Does not include closing costs, tax benefits, or capital gains tax. For illustrative purposes only.

Rental Investment Calculator Estimate your monthly cashflow

Rental Income Estimator

Pre-filled for Silver Spring CDP

Property

Purchase Price$620,800
Monthly Rent$1,574
Down Payment20%

Financing

Interest Rate6.5%

Expenses

Property Tax1.2%
Insurance (Annual)$1,500
Maintenance Reserve1%
Vacancy Rate5%
Property Management0%
HOA (Monthly)$0
-$2,907
Monthly Cash Flow
-$34,883/ year
-28.1%
Cash-on-Cash
0.4%
Cap Rate

Monthly Breakdown

+ Rental Income$1,574
โˆ’ Mortgage (P&I)$3,139
โˆ’ Property Tax$621
โˆ’ Insurance$125
โˆ’ Maintenance$517
โˆ’ Vacancy Loss$79
= Net Cash Flow-$2,907

Investment Summary

Down Payment
$124,160
Loan Amount
$496,640
Total Monthly Expenses
$4,481
Gross Yield
3.0%

Disclaimer: This analysis is for informational purposes only and should not be considered financial advice. Investment decisions should be made after consulting with qualified professionals. Data sources include Zillow, Census Bureau, and BLS. Cap rates and yields are estimates based on available data.

Last updated: March 2026