Winooski
Investment Analysis

Winooski, VT
Investor Report

Comprehensive real estate investment analysis with cap rates, rental yields, and risk assessment.

Share:
39
Investment Score
Hold
Cap Rate (Est.)
2.0%
Gross Yield
3.3%
P/R Ratio
21.9x
YoY Growth
-5.3%
Median Home Price
$453,750
Average Rent (1BR)
$1,250/mo
Median Income
$77,020
Population
8,198

Investment Breakdown

34
Value Score
0
Growth Score
83
Safety Score
50
Afford Score

Winooski has a price-to-rent ratio of 21.9x, which indicates renting and buying are roughly equal.

The estimated cap rate of 2.0% is below average, typical of appreciation-focused markets.

Year-over-year price growth of -5.3% suggests a cooling market.

Rental Cash Flow Analysis

Monthly Income

Gross Rent $1,250
Annual Gross $15,000

Est. Monthly Expenses

Property Tax (~1.5%) -$567
Insurance (~0.5%) -$189
Maintenance (~1%) -$378
Est. Net Cash Flow $116/mo

Price Forecast 2026โ€“2028

๐Ÿ”ฎ Winooski Price Forecast 2026โ€“2028

Based on 5-year Zillow ZHVI trend analysis ยท Statistical projection
๐Ÿ“ˆ Upward Trend
PROJECTEDNOW$422K2027$454Kโ–ฒ 7.4%2028$462Kโ–ฒ 9.3%20232024Now
$485K$401K
Current
$454K
2026
Projected
$454K
โ†‘ 7.4% by 2027
Projected
$462K
โ†‘ 9.3% by 2028
5yr CAGR:+2.3%
Confidence:Low
Rยฒ:0.43
โ–ผ

For those eyeing the Winooski housing market forecast through 2028, the data suggests a period of stabilization rather than significant growth. Current conditions show a median home price of $422,460, with recent momentum cooling to a -2.7% year-over-year change. This moderation is expected to continue as the market finds a new equilibrium. The primary question for potential buyers is will Winooski home prices drop further? While a marginal decline is possible, the Risk Grade: A and a steady 5-year CAGR of 2.4% indicate a resilient local economy anchored by its proximity to Burlington and a growing creative class. Affordability remains a hurdle, but the days on market hovering around 35 suggest that well-priced properties will still attract interest without the frenzy of previous years.

The local economic landscape in Winooski, Vermont, continues to support the housing sector, with ongoing revitalization of the downtown mill district providing a boost. However, the current Price-to-Rent Ratio: 25.0x heavily favors renting, reinforcing the BUY/RENT VERDICT of RENT for the immediate future. For those analyzing Winooski real estate Winooski 2027 scenarios, the Market Temperature: 60/100 indicates a balanced environment, avoiding the extreme heat or cold that creates volatility. While inventory constraints could provide a floor for prices, high borrowing costs and stretched affordability will likely cap appreciation. This creates a stable but slow-growth environment where the 5-year price change of 13.1% serves as a baseline rather than a near-term expectation.

Ultimately, the forecast for Winooski points toward a modest correction or flattening in the short term before a return to gentle appreciation by 2027-2028. The market is unlikely to see dramatic price drops due to its strong fundamentals and desirability as a satellite community, but the era of rapid double-digit gains appears to be over for now. Buyers should be prepared for a market that rewards patience and negotiation, while the rental market remains the more financially prudent choice for the time being. The outlook is cautiously optimistic, relying on broader economic stability to support the local housing base.

Projected Cap Rate (2027)
2.0%
5yr CAGR
+2.3%

Job Market

Unemployment 2.3%
National avg: 3.7%
Job Growth (YoY) +0.8%

Healthcare

87
Score
Excellent

Risk Factors

Low Inventory
Declining Prices

Market Activity

Source: Redfin ยท 2026-01-31
Sale-to-List 96.3%
Months Supply 5.5
Price Drops 27%
Gone in 2 Wks 33%

Market Position

Affordability Average
Safety Very Safe

ROI Projector Estimate your total return

Adjust the sliders to model different investment scenarios for Winooski.

Total ROI
-146%
on $90,750 invested
Annual ROI
NaN%
compounded
Total Return
-$132,127
appreciation + cashflow
Mo. Cash Flow
-$2,313
year 1 estimate
Equity Growth Over 5 Years
Y194kY298kY3103kY4107kY5112k
Appreciation
$0
Cash Flow
-$132,127
Final Equity
$112,022

* Estimates based on 0.0% annual appreciation, 3% rent growth, 5% vacancy. Does not include closing costs, tax benefits, or capital gains tax. For illustrative purposes only.

Rental Investment Calculator Estimate your monthly cashflow

Rental Income Estimator

Pre-filled for Winooski

Property

Purchase Price$453,750
Monthly Rent$1,250
Down Payment20%

Financing

Interest Rate6.5%

Expenses

Property Tax1.2%
Insurance (Annual)$1,500
Maintenance Reserve1%
Vacancy Rate5%
Property Management0%
HOA (Monthly)$0
-$2,064
Monthly Cash Flow
-$24,765/ year
-27.3%
Cash-on-Cash
0.6%
Cap Rate

Monthly Breakdown

+ Rental Income$1,250
โˆ’ Mortgage (P&I)$2,294
โˆ’ Property Tax$454
โˆ’ Insurance$125
โˆ’ Maintenance$378
โˆ’ Vacancy Loss$63
= Net Cash Flow-$2,064

Investment Summary

Down Payment
$90,750
Loan Amount
$363,000
Total Monthly Expenses
$3,314
Gross Yield
3.3%

Disclaimer: This analysis is for informational purposes only and should not be considered financial advice. Investment decisions should be made after consulting with qualified professionals. Data sources include Zillow, Census Bureau, and BLS. Cap rates and yields are estimates based on available data.

Last updated: March 2026