Head-to-Head Analysis

Janesville vs San Antonio

Detailed breakdown of cost of living, income potential, and lifestyle metrics.

Janesville
Candidate A

Janesville

WI
Cost Index 91.4
Median Income $72k
Rent (1BR) $841
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San Antonio
Candidate B

San Antonio

TX
Cost Index 93.7
Median Income $62k
Rent (1BR) $1197
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📊 Lifestyle Match

Visualizing the tradeoffs between Janesville and San Antonio

đź“‹ The Details

Line-by-line data comparison.

Category / Metric Janesville San Antonio
Financial Overview
Median Income $71,885 $62,322
Unemployment Rate 3.1% 4.2%
Housing Market
Median Home Price $269,000 $264,900
Price per SqFt $162 $153
Monthly Rent (1BR) $841 $1,197
Housing Cost Index 70.7 94.2
Cost of Living
Groceries Index 93.1 91.9
Gas Price (Gallon) $3.40 $2.35
Safety & Lifestyle
Violent Crime (per 100k) 323.9 798.0
Bachelor's Degree+ — 30.5%
Air Quality (AQI) 34 39

Expert Verdict

AI-generated analysis based on current data.

San Antonio vs. Janesville: The Ultimate Head-to-Head Showdown

You're standing at a crossroads. On one side, the sun-drenched, vibrant streets of San Antonio, Texas—a sprawling metropolis with a rich history and a booming future. On the other, the quiet, tight-knit community of Janesville, Wisconsin—a classic American heartland town with four distinct seasons and a slower pace of life.

Choosing between them isn't just about picking a zip code; it's about choosing a lifestyle. Are you craving the energy of a big city with a small-town soul, or do you want the peace of mind that comes with a close-knit community and a lower cost of living?

As your relocation expert and data journalist, I’ve crunched the numbers, analyzed the vibes, and laid out the cold, hard facts. Let’s get into it.


The Vibe Check: Big City Buzz vs. Heartland Hustle

San Antonio is a city of contrasts. It’s the seventh-largest city in the U.S., but it feels surprisingly approachable. The vibe is a unique blend of deep Texan pride, vibrant Hispanic culture, and modern military influence (thanks to the Alamo City's massive military installations). Think of it as a city where you can explore historic Spanish missions in the morning, grab world-class tacos for lunch, and then catch a Spurs game at night. It’s warm, welcoming, and endlessly explorable. This is the city for the adventurer who wants big-city amenities without the soul-crushing pace of places like New York or LA.

Janesville is the quintessential Midwestern gem. Located in the "Driftless Area" of Wisconsin, it’s a place where community ties run deep. The vibe is unpretentious, hardworking, and family-focused. Life here revolves around seasons: vibrant autumns, crisp winters perfect for snowshoeing, lush springs, and warm summers spent at the local lakes. It’s a town where you know your neighbors, support local businesses, and enjoy a slower, more deliberate pace. This is the city for the settler who values stability, safety, and the simple joys of small-town life.

Verdict:

  • For the Urban Explorer: San Antonio
  • For the Community Seeker: Janesville

The Dollar Power: Where Does Your Money Work Harder?

This is where the rubber meets the road. Let's talk about the one thing that makes or breaks a move: Purchasing Power.

First, the big picture. Texas has a massive advantage in the tax department: 0% state income tax. Wisconsin, on the other hand, has a progressive income tax system that can take a significant bite out of your paycheck, especially if you're a high earner. For someone making $100,000, living in Texas could mean thousands of extra dollars in your pocket each year compared to Wisconsin.

Now, let's break down the monthly costs.

Cost of Living Comparison Table

Category San Antonio Janesville Winner for Savings
Median Home Price $264,900 $269,000 San Antonio (by a hair)
Rent (1BR) $1,197 $841 Janesville
Housing Index 94.2 (4.2% above nat'l avg) 70.7 (29.3% below nat'l avg) Janesville
Utilities (Est.) ~$150 (high A/C costs) ~$200 (high heating costs) Tie
Groceries ~8% below nat'l avg ~2% below nat'l avg San Antonio

Salary Wars & Purchasing Power:
Let's imagine you earn the median income in each city. In San Antonio, with a median income of $62,322, your money goes relatively far, especially with no state income tax. In Janesville, the median income is higher at $71,885, but you'll lose a chunk to state and local taxes.

The Bottom Line: If you're a renter, Janesville offers immediate, significant savings. Your rent is nearly 30% lower. However, if you're looking to buy a home, the prices are shockingly similar, but Janesville's overall housing index is far more affordable. When you factor in the tax advantage, San Antonio likely provides better overall purchasing power for homeowners and high earners, while Janesville is the clear winner for renters and those on a tighter budget.


The Housing Market: Buy vs. Rent

San Antonio: The housing market is competitive but accessible. The median home price of $264,900 is reasonable for a major metro. However, with a population of nearly 1.5 million, you're competing with more buyers. It's often a seller's market, especially for homes under $300k. Renting is a popular option, but prices have been rising steadily. The key here is that you get more space for your money compared to coastal cities, but you're still in a fast-growing urban environment.

Janesville: With a population of just 66,113, the housing market is less frenetic. The median home price is marginally higher than San Antonio's, but the Housing Index of 70.7 tells the real story—housing is nearly 30% more affordable than the national average. This is a buyer's market in the sense that there's less bidding wars and more inventory to choose from. Renting is incredibly affordable, with a 1BR going for just $841. The trade-off? Less variety and a slower turnover rate.

Verdict:

  • Renters: Janesville (by a landslide)
  • Buyers: Janesville for affordability and less competition; San Antonio for more options and appreciation potential in a growing city.

The Dealbreakers: Quality of Life

Traffic & Commute

  • San Antonio: Traffic is real. As a major metro, you'll deal with congestion on I-35, I-10, and Loop 1604 during rush hour. Commutes can easily stretch to 30-45 minutes for those living in suburbs. It's manageable but a definite factor in daily life.
  • Janesville: Traffic is a non-issue. You can get across town in under 15 minutes. The commute is simple, stress-free, and predictable. This is a massive quality-of-life upgrade for many.

Weather

  • San Antonio: Hot and sometimes humid. Summers regularly hit 95°F+ and can feel oppressive. Winters are mild, rarely dipping below freezing. You'll need a good A/C unit and a love for sunshine.
  • Janesville: Four distinct seasons. Winters are cold and snowy, with averages around 21°F in January. Summers are warm and pleasant. If you hate snow and ice, this is a dealbreaker. If you love seasonal changes, it's paradise.

Crime & Safety

This is a critical category, and the data is stark.

  • San Antonio: Violent crime rate is 798.0 per 100,000 residents. This is significantly higher than the national average. While many neighborhoods are perfectly safe, crime is a city-wide concern that requires vigilance.
  • Janesville: Violent crime rate is 323.9 per 100,000 residents. This is much closer to the national average and reflects a safer, more secure environment. For families and retirees, this is a major point in Janesville's favor.

Verdict:

  • For Low-Stress Commutes: Janesville
  • For Warm-Weather Lovers: San Antonio
  • For Safety-First Priorities: Janesville

The Final Verdict: Who Wins Your Heart?

After dissecting the data and the lifestyles, here’s your tailored recommendation.

🏆 Winner for Families: Janesville

Why: Safety is paramount for families, and Janesville's violent crime rate is less than half of San Antonio's. The highly affordable housing (Housing Index of 70.7) means you can get a great home with a yard for a fraction of what it would cost elsewhere. The community-oriented vibe, excellent public schools, and low-stress environment make it an ideal place to raise kids. You'll sacrifice big-city entertainment but gain peace of mind and a stronger sense of community.

🏆 Winner for Singles & Young Professionals: San Antonio

Why: This demographic thrives on opportunity, energy, and social life. San Antonio offers a booming job market (especially in tech, healthcare, and military sectors), a vibrant nightlife, endless dining and cultural experiences, and a diverse, young population. The 0% state income tax means you keep more of your hard-earned money. While crime is a concern, it’s a trade-off for the urban excitement and career growth that a city of 1.5 million provides.

🏆 Winner for Retirees: Janesville

Why: Retirees often prioritize safety, affordability, and a slower pace. Janesville delivers on all fronts. The cost of living is low, especially for homeowners. The safe, walkable community is perfect for enjoying your golden years without urban stress. The four-season climate offers variety, and the strong sense of community combats isolation. While healthcare access is good, major specialized care is an hour away in Madison—a consideration for those with complex health needs.


At a Glance: Pros & Cons

San Antonio, TX

Pros:

  • 0% State Income Tax – A huge financial advantage.
  • Vibrant Culture & Food Scene – Endless things to do and see.
  • Major Metro Amenities – World-class airports, sports, healthcare.
  • Growing Job Market – Strong in tech, military, and healthcare.
  • Mild Winters – Escape the snow and ice.

Cons:

  • High Violent Crime Rate – A serious safety consideration.
  • Hot, Humid Summers – Can be oppressive for months.
  • Traffic Congestion – Rush hour is a daily reality.
  • Rising Cost of Living – Especially for renters.

Janesville, WI

Pros:

  • Extremely Affordable – Low housing costs and rent.
  • Very Safe – Violent crime is significantly lower.
  • Low-Stress Lifestyle – Easy commutes and a tight-knit community.
  • Four Beautiful Seasons – For those who love seasonal change.
  • Strong Community Vibe – You'll know your neighbors.

Cons:

  • Colder Winters – Snow and sub-freezing temps are the norm.
  • Limited Big-City Amenities – Fewer major concerts, pro sports, etc.
  • State Income Tax – Takes a bite out of your paycheck.
  • Smaller Job Market – Fewer opportunities for certain careers.

The Bottom Line: It’s a choice between urban excitement and financial upside (San Antonio) versus safety, affordability, and community (Janesville). Your priorities will tell you everything you need to know.