Category / Metric	Lakewood CDP	Phoenix
Financial Overview
Median Income	$70,483	$79,664
Unemployment Rate	5.4%	4.1%
Housing Market
Median Home Price	$660,100	$457,000
Price per SqFt	$null	$278
Monthly Rent (1BR)	$1,743	$1,599
Housing Cost Index	149.3	124.3
Cost of Living
Groceries Index	109.5	98.4
Gas Price (Gallon)	$3.40	$3.40
Safety & Lifestyle
Violent Crime (per 100k)	195.4	691.8
Bachelor's Degree+	—	33.5%
Air Quality (AQI)	23	39

Here is the ultimate head-to-head showdown between Phoenix, Arizona, and Lakewood, Washington.

Phoenix vs. Lakewood: The Ultimate Relocation Showdown

So, you’re standing at a crossroads. On one side, you have Phoenix, Arizona—a sprawling desert metropolis that’s exploding with growth, sun, and a blistering real estate market. On the other, you have Lakewood, Washington—a quieter, green suburban community nestled in the Pacific Northwest, offering a different kind of lifestyle.

Making this decision isn't just about geography; it's about what kind of life you want to live. As your relocation expert, I’ve crunched the numbers, analyzed the vibes, and compared the data to help you decide where to plant your roots. Let’s dive in.

1. The Vibe Check: Desert Heat vs. Evergreen Cool

Phoenix is the definition of "big energy." It’s a land of endless sprawl, world-class golf courses, and a thriving downtown scene. The culture here is fast-paced, diverse, and heavily influenced by the outdoors—but you have to time it right. The vibe is undeniably American Southwest: think red rocks, cactus gardens, and a skyline that’s constantly growing. It’s a city for the ambitious, the sun-worshippers, and those who want access to a major metropolitan area without the coastal price tag (yet).

Lakewood is a different beast entirely. Located just south of Seattle, it’s a bedroom community that prioritizes green space, military history (it’s home to Joint Base Lewis-McChord), and a more laid-back, family-oriented atmosphere. The vibe here is "quiet suburban comfort." You’re surrounded by evergreens, lakes, and the ever-present Pacific Northwest mist. It’s for those who want the amenities of Seattle within a 30-minute drive but prefer to come home to a peaceful, tree-lined street.

Who is it for?

Phoenix: The extrovert who loves sunshine, eats at trendy downtown restaurants, and wants a major city’s amenities (pro sports, concerts, airports) at their fingertips.
Lakewood: The introvert or family person who values nature, lower crime rates, and a quieter lifestyle, with the option to dip into the big city when needed.

2. The Dollar Power: Where Does Your Salary Stretch Further?

This is where the rubber meets the road. Let’s break down the cold, hard cash.

First, a crucial note on taxes: Arizona has a progressive income tax system (currently 2.59% to 4.50%). Washington State has 0% state income tax, which is a massive advantage. However, Washington makes up for it with a high sales tax (around 10% in many areas) and steep gas taxes. Arizona’s sales tax is lower (around 8.4% in Phoenix).

Now, let’s look at the monthly costs.

Cost of Living Breakdown

Category	Phoenix, AZ	Lakewood, WA	The Takeaway
Median Home Price	$457,000	$660,100	Phoenix is 44% cheaper to buy a home.
Rent (1BR)	$1,599	$1,743	Slight edge to Phoenix, but the gap is closing.
Housing Index	124.3	149.3	Lakewood’s housing is 20% more expensive than the national average; Phoenix is 24% above average.
Median Income	$79,664	$70,483	Phoenix pays more on average, but the housing cost is the real differentiator.

Salary Wars: The $100k Test
Let’s say you earn $100,000. Where does it feel like more?

In Phoenix: You’re above the median income, and housing costs are lower. Your $100k goes further, especially if you’re buying. However, you’ll pay state income tax, which chips away at your purchasing power.
In Lakewood: Your $100k is well above the local median, but you’re facing the Washington housing market. The $660k median home price is a steep hurdle. The lack of state income tax is a huge plus, but the high sales tax and property taxes (which are higher in WA than AZ) will eat into your discretionary spending.

Insight: For pure purchasing power, Phoenix wins. The housing gap ($457k vs. $660k) is massive. You can buy a significantly larger or nicer home in Phoenix for the same money. If you’re a renter, the difference is smaller, but still in Phoenix’s favor.

3. The Housing Market: Buy vs. Rent

Phoenix:

Buyer’s/Seller’s Market: It’s a Seller’s Market, but cooling slightly. Inventory is rising, but demand is still strong. You’ll face competition, but bidding wars are less frantic than in 2021.
Renting: The rental market is competitive but offers more options due to the city's sheer size. New apartment complexes are popping up constantly.

Lakewood:

Buyer’s/Seller’s Market: Definitely a Seller’s Market. Inventory is tight, and prices are high. You’re competing with Seattle commuters and military families (due to JBLM). It’s tougher to get an offer accepted without going over asking.
Renting: Rental options are more limited than in Phoenix. You’re often looking at single-family homes or smaller apartment complexes.

Verdict: If you want to buy, Phoenix offers more bang for your buck and slightly less competition. If you’re renting, Phoenix has more inventory and slightly lower costs.

4. The Dealbreakers: Traffic, Weather, and Safety

Traffic & Commute

Phoenix: Traffic is notorious. The I-10, I-17, and Loop 101 are parking lots during rush hour. Commutes can stretch to 45-60+ minutes easily. Public transit (Valley Metro) exists but isn’t as robust as in Lakewood’s region.
Lakewood: You’re dealing with Seattle-area traffic. The drive to Seattle (30-45 mins) or Tacoma (15-20 mins) can be brutal on I-5. However, local commutes within Lakewood are generally smoother. Public transit is better here, with Sounder trains and buses connecting to Seattle and Tacoma.

Winner for Commute: Lakewood (if you commute locally or to Tacoma). Tie if you commute to Seattle vs. Phoenix downtown.

Weather: The Big Divide

Phoenix: This is the ultimate dealbreaker. Summers are brutal. We’re talking 110°F+ for months on end. Winters are mild and delightful (55°F average). If you hate heat, do not move here.
Lakewood: The classic Pacific Northwest. Mild summers (rarely above 80°F), cool, damp winters with rain and gray skies. Snow is rare. The average temp is 54°F, but it feels cooler due to humidity and lack of sun.

Winner for Weather: Lakewood if you hate extreme heat. Phoenix if you hate gray skies and rain.

Crime & Safety

Phoenix: Violent Crime: 691.8/100k. This is significantly higher than the national average. Crime varies wildly by neighborhood. Areas like Scottsdale or Paradise Valley are very safe, while parts of central Phoenix have higher crime rates. You must research neighborhoods meticulously.
Lakewood: Violent Crime: 195.4/100k. This is much lower than Phoenix and close to the national average. Lakewood is generally considered a safe, family-friendly community.

Winner for Safety: Lakewood, hands down. The stats don’t lie.

5. The Verdict: Who Wins?

After weighing the data and the lifestyle factors, here’s the final call.

Winner for Families: Lakewood

Why: Safety is the top priority for families, and Lakewood’s crime rate is dramatically lower. The community is more tight-knit, with excellent public schools, abundant parks, and a quieter environment. While housing is expensive, the trade-off for safety and quality of life for kids is worth it for many.

Winner for Singles/Young Professionals: Phoenix

Why: Cost of living is lower, especially for buying a first home. The social scene is vibrant, with a booming food and arts culture. The job market is diverse and growing. You can build equity faster here, and the nightlife and outdoor activities (in the cooler months) are unmatched. The lower crime is a concern, but young pros often prioritize affordability and amenities.

Winner for Retirees: Tie (Depends on Your Health)

Why: This is a tough one.

Phoenix wins on cost and warmth. The lower cost of living and lack of state income tax on Social Security (if applicable) is a huge financial win. The warm winters are perfect for arthritis sufferers.
Lakewood wins on safety and climate. If you hate the extreme heat of Phoenix, Lakewood’s mild climate is a blessing. The safety and community feel are also major pluses.
Verdict: Phoenix if you’re active, love the heat, and want to stretch your retirement savings. Lakewood if you prioritize safety and mild weather over extreme heat.

Final Pros & Cons List

Phoenix, AZ: Pros & Cons

PROS:

✅ Lower Housing Costs: Median home price is $457k vs. Lakewood’s $660k.
✅ No State Income Tax on Social Security: Great for retirees.
✅ Abundant Sunshine: Over 300 days of sun.
✅ Major Metro Amenities: Pro sports, international airport, diverse dining.
✅ Growing Job Market: Strong in tech, healthcare, and finance.

CONS:

❌ Extreme Summer Heat: 110°F+ for months. High AC bills.
❌ Higher Crime Rate: 691.8/100k violent crime. Research is essential.
❌ Traffic: Congested highways and long commutes.
❌ Water Scarcity: Long-term climate concerns.

Lakewood, WA: Pros & Cons