Colorado
Official 2026 Rankings

The 5 Best Places
to Live in Colorado

We analyzed 16 cities in Colorado across safety, affordability, and economic opportunity to help you make the right move.

How we ranked them

40% Safety
Violent crime rates per 100k residents.
30% Affordability
Cost of living index & housing prices.
30% Opportunity
Median household income levels.
Top Value Pick
Fort Collins
Lowest Cost of Living
State Safety Avg
52/100
Based on FBI violent crime reports
Avg Prosperity Score
51/100
Reflecting median household buying power
#1
Castle Rock

Castle Rock

Colorado
Safety
51/100
Affordability
79/100
Median Income
$137k

Why we picked it

High earning potential defines Castle Rock, with a median household income of $137,383. It combines a growing economy with premium amenities, earning it the #1 spot on our 2026 list.

#2
Thornton

Thornton

Colorado
Safety
66/100
Affordability
79/100
Median Income
$102k

Why we picked it

High earning potential defines Thornton, with a median household income of $101,679. It combines a growing economy with premium amenities, earning it the #2 spot on our 2026 list.

#3
Westminster

Westminster

Colorado
Safety
71/100
Affordability
79/100
Median Income
$92k

Why we picked it

High earning potential defines Westminster, with a median household income of $92,101. It combines a strong safety record with premium amenities, earning it the #3 spot on our 2026 list.

#4
Fort Collins

Fort Collins

Colorado
Safety
71/100
Affordability
86/100
Median Income
$82k

Why we picked it

With a cost of living significantly lower than the Colorado average, Fort Collins offers incredible value. It combines a strong safety record with affordable housing, earning it the #4 spot on our 2026 list.

#5
Centennial

Centennial

Colorado
Safety
51/100
Affordability
79/100
Median Income
$122k

Why we picked it

High earning potential defines Centennial, with a median household income of $121,531. It combines a growing economy with premium amenities, earning it the #5 spot on our 2026 list.

2026 Scientific Ranking: Best Places to Live in Colorado

Methodology Brief
Ocity.org’s 2026 ranking of Colorado’s optimal municipalities relies on a weighted algorithm analyzing 16 populated areas. The metric prioritizes resident safety (40% weighting), economic output (30% weighting), and housing affordability (30% weighting). Safety is derived from violent crime rates per 100,000 residents; economic output is measured by median household income; and affordability is assessed via median one-bedroom rental costs. This data-centric approach eliminates subjective bias, identifying locations where statistical indicators align for high-yield living conditions.

Top 3 Winners Deep Dive

#1: Castle Rock
Castle Rock emerges as the premier destination, achieving a statistically significant balance across all three weighted metrics. It leads the cohort with a median income of $137,383, providing superior economic output for residents. While its violent crime rate of 493/100k is not the absolute lowest, it is offset by the highest income bracket and a moderate rental cost of $1,635. This combination yields the highest aggregate score in our algorithm, establishing Castle Rock as the state’s most optimized environment for financial growth and safety-adjusted living.

#2: Centennial
Centennial ranks second, mirroring Castle Rock’s precise economic and housing metrics. It features an identical rent of $1,635 and a matching violent crime rate of 493/100k. The differentiator is a slightly lower median income of $121,531, which places it just behind the top rank. The city’s larger population of 106,873 indicates a stable, established suburban infrastructure. Centennial’s score demonstrates that maintaining high income and controlled rental costs, even with a moderate safety profile, creates a highly competitive living environment.

#3: Thornton
Thornton secures the third position through a superior safety-optimized profile. It boasts the lowest violent crime rate among the top three at 345/100k, a statistically significant improvement over the leaders. While its median income of $101,679 is lower than Castle Rock or Centennial, it remains well above the state median. Crucially, Thornton shares the identical rental cost of $1,635. This alignment of a safer environment with strong affordability and solid income makes it a high-yield alternative for residents prioritizing security without compromising economic stability.

The 'Hidden Gem': Fort Collins
For residents seeking the optimal balance of income and cost, Fort Collins presents a compelling value proposition. It offers the most affordable housing in the top ten, with a one-bedroom rent of $1,350—fully $485 less per month than the leaders. While its median income of $81,883 is lower, the substantial savings on housing effectively increase disposable income. Coupled with a competitive safety metric (289/100k violent crime rate), Fort Collins delivers a high-value living experience, particularly for those prioritizing cost-efficiency.

Full Rankings Table: Top 10 Colorado Cities

Rank City Population Median Income Violent Crime Rate (per 100k) Rent (1BR)
1 Castle Rock 81,401 $137,383 493 $1,635
2 Centennial 106,873 $121,531 493 $1,635
3 Thornton 144,889 $101,679 345 $1,635
4 Arvada 123,517 $114,384 493 $1,635
5 Westminster 114,882 $92,101 289 $1,635
6 Broomfield 76,860 $112,139 493 $1,835
7 Fort Collins 170,368 $81,883 289 $1,350
8 Lakewood 155,973 $83,987 456 $1,835
9 Colorado Springs 488,670 $83,215 456 $1,408
10 Aurora 394,701 $89,300 534 $1,835

Data Source: Ocity.org 2026 Municipal Analysis. Metrics are derived from the most recent available public data sets.

📈 Data Visualization

📊 Top 5 Ranking

🎯 Elite Tier Comparison

Frequently Asked Questions

What is the best place to live in Colorado?

Based on our 2026 analysis of safety, affordability, and economic opportunity, Castle Rock ranks as the #1 best place to live in Colorado. Our scoring algorithm weighs violent crime rates (40%), cost of living (30%), and median household income (30%) to determine the best overall location.

What is the safest city in Colorado?

Westminster has the lowest violent crime rate among major cities in Colorado, making it the safest option for families and individuals prioritizing security. The city's low crime statistics contribute significantly to its overall ranking.

What is the most affordable place to live in Colorado?

Pueblo offers the best value for residents in Colorado, with a cost of living index below the state average. Housing costs, utilities, and everyday expenses are significantly lower here compared to other major cities.

Which city in Colorado has the highest salaries?

Castle Rock boasts the highest median household income in Colorado, making it ideal for career-focused professionals. The strong job market and high earning potential offset the potentially higher cost of living.

How are the best places to live rankings calculated?

Our rankings use a weighted algorithm: Safety Score (40%) based on FBI violent crime data, Affordability Score (30%) based on cost of living indices, and Prosperity Score (30%) based on median household income from Census Bureau data. Each city receives a composite score out of 100.

Explore more in Colorado

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