Boynton Beach
Investment Analysis

Boynton Beach, FL
Housing Market Screening

City-level home-price and one-bedroom-rent references with transparent methodology and limitations.

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City-level screening

19.1x

Home price / annualized 1BR rent

Gross annual 1BR-rent reference
5.2%
Recorded YoY field
-7.2%

Not cap rate, ROI, valuation or buy-versus-rent advice. City fields may reflect different source years.

Median Home Price
$372,500
Average Rent (1BR)
$1,621/mo
Median Income
$67,247
Population
81,252

Housing Screening Context

Boynton Beach has a computed screening multiple of 19.1x and a gross annual 1BR-rent reference of 5.2%.

These values compare separate city-level fields, not one matched property. They exclude financing, taxes, insurance, maintenance, vacancy, transaction costs and tenure horizon.

Recorded year-over-year price change: -7.2%. Source period and forecast assumptions should be reviewed before scenario use.

Read the transparent methodology or open the Housing Research Hub.

Rental Cash Flow Analysis

Monthly Income

Gross Rent $1,621
Annual Gross $19,452

Est. Monthly Expenses

Property Tax (~1.5%) -$466
Insurance (~0.5%) -$155
Maintenance (~1%) -$310
Est. Net Cash Flow $690/mo

Price Forecast 2026–2028

🔮 Boynton Beach Price Forecast 20262028

Based on 5-year Zillow ZHVI trend analysis · Statistical projection
📈 Upward Trend
PROJECTEDNOW$401K2027$444K 10.6%2028$453K 12.9%20232024Now
$475K$380K
Current
$373K
2026
Projected
$444K
10.6% by 2027
Projected
$453K
12.9% by 2028
5yr CAGR:+4.7%
Confidence:Low
R²:0.17

The Boynton Beach housing market forecast for 2026-2028 suggests a period of stabilization rather than dramatic shifts. After a five-year run where values climbed 35.5%, the recent -6.3% YoY price change signals a necessary cooling. The current median home price of $395,310 has likely found a temporary floor, supported by a healthy price-to-rent ratio of 18.1x that keeps investor demand active. With properties lingering on the market for 56 days, buyers have regained some leverage, but the 'A-' risk grade indicates the area remains fundamentally resilient. Will Boynton Beach home prices drop significantly? The data suggests not; the 5-year CAGR of 6.2% points to steady, sustainable appreciation ahead rather than a crash.

Looking toward 2027 and 2028, local economic conditions will dictate the pace of recovery. Continued migration from high-cost northern states, drawn by Florida's tax benefits and coastal lifestyle, will underpin demand. However, affordability challenges remain a headwind; while the $1,621 median rent is competitive, rising insurance premiums and property taxes could pressure buyers. The market temperature of 58/100 reflects a balanced environment where speculative fervor has faded, leaving room for organic growth. Boynton Beach real estate Boynton Beach 2027 will likely be defined by this equilibrium, where modest appreciation outpaces inflation without the volatility of recent years.

Ultimately, the verdict remains 'NEUTRAL' for now, favoring long-term holders over flippers. The price range over the last five years, from $291,659 to $436,835, shows the market's capacity for growth but also its susceptibility to broader economic headwinds. As we move through 2028, the area's appeal—proximity to employment hubs in Palm Beach County and Fort Lauderdale—will likely drive demand. While inventory levels may rise slightly, the lack of new land for development in established neighborhoods will keep a floor under prices. Investors should expect steady mid-single-digit returns, while buyers can anticipate a less frenetic environment than the pandemic boom.

Projected Cap Rate (2027)
2.7%
5yr CAGR
+4.7%

Job Market

Unemployment 3.2%
National avg: 3.7%
Job Growth (YoY) +3.5%

Healthcare

74
Score
Good

Risk Factors

High Crime Area
Declining Prices

Market Activity

Source: Redfin · 2026-05-31
Sale-to-List 95.4%
Months Supply 6.9
Price Drops 23%
Gone in 2 Wks 22%

Market Position

Affordability Average
Safety Higher Risk

ROI Projector Model an editable scenario

Adjust the sliders to model different investment scenarios for Boynton Beach.

Total ROI
-96%
on $74,500 invested
Annual ROI
-47%
compounded
Total Return
-$71,386
appreciation + cashflow
Mo. Cash Flow
-$1,334
year 1 estimate
Equity Growth Over 5 Years
Y178kY281kY384kY488kY592k
Appreciation
$0
Cash Flow
-$71,386
Final Equity
$91,963

* Estimates based on 0.0% annual appreciation, 3% rent growth, 5% vacancy. Does not include closing costs, tax benefits, or capital gains tax. For illustrative purposes only.

Rental Scenario Calculator Estimate your monthly cashflow

Rental Cash-Flow Scenario

Pre-filled for Boynton Beach

Property

Purchase Price$372,500
Monthly Rent$1,621
Down Payment20%

Financing

Interest Rate6.5%

Expenses

Property Tax1.2%
Insurance (Annual)$1,500
Maintenance Reserve1%
Vacancy Rate5%
Property Management0%
HOA (Monthly)$0
-$1,152
Modeled Monthly Cash Flow
-$13,818/ year
-18.5%
Cash-on-Cash
2.4%
Cap Rate

Monthly Breakdown

+ Rental Income$1,621
− Mortgage (P&I)$1,884
− Property Tax$373
− Insurance$125
− Maintenance$310
− Vacancy Loss$81
= Net Cash Flow-$1,152

Scenario Summary

Down Payment
$74,500
Loan Amount
$298,000
Total Monthly Expenses
$2,773
Gross Yield
5.2%

Investor Toolkit

Research Boynton Beach before you invest

Disclaimer: This analysis is for informational purposes only and should not be considered financial advice. Investment decisions should be made after consulting with qualified professionals. Data sources include Zillow, Census Bureau, and BLS. Cap rates and yields are estimates based on available data.

Last updated: July 2026