Daytona Beach
Investment Analysis

Daytona Beach, FL
Investor Report

Comprehensive real estate investment analysis with cap rates, rental yields, and risk assessment.

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43
Investment Score
Strong Buy
Cap Rate (Est.)
2.5%
Gross Yield
4.2%
P/R Ratio
14.3x
YoY Growth
-8.8%
Median Home Price
$328,995
Average Rent (1BR)
$1,152/mo
Median Income
$50,442
Population
82,493

Investment Breakdown

57
Value Score
0
Growth Score
62
Safety Score
51
Afford Score

Daytona Beach has a price-to-rent ratio of 14.3x, which indicates buying is significantly better than renting.

The estimated cap rate of 2.5% is below average, typical of appreciation-focused markets.

Year-over-year price growth of -8.8% suggests a cooling market.

Rental Cash Flow Analysis

Monthly Income

Gross Rent $1,152
Annual Gross $13,824

Est. Monthly Expenses

Property Tax (~1.5%) -$411
Insurance (~0.5%) -$137
Maintenance (~1%) -$274
Est. Net Cash Flow $330/mo

Price Forecast 2026โ€“2028

๐Ÿ”ฎ Daytona Beach Price Forecast 2026โ€“2028

Based on 5-year Zillow ZHVI trend analysis ยท Statistical projection
๐Ÿ“ˆ Upward Trend
PROJECTEDNOW$243K2027$284Kโ–ฒ 17.0%2028$292Kโ–ฒ 20.4%20232024Now
$307K$231K
Current
$329K
2026
Projected
$284K
โ†‘ 17.0% by 2027
Projected
$292K
โ†‘ 20.4% by 2028
5yr CAGR:+4.7%
Confidence:Low
Rยฒ:0.24
โ–ผ

For anyone asking will Daytona Beach home prices drop, the recent -7.5% YoY change suggests a cooling correction after years of growth. However, the 5-Year Price Change of 27.1% and a 5-Year CAGR of 4.8% show a resilient underlying trend. A Price-to-Rent Ratio of 15.8xโ€”below the national average of 18xโ€”keeps the market relatively affordable, supporting steady demand from both owner-occupants and investors. With a Days on Market of 64, properties are moving at a measured pace, indicating a more balanced environment than the frenetic post-pandemic surge.

Looking at the Daytona Beach housing market forecast for 2026-2028, local factors will play a pivotal role. Continued expansion of the aerospace and aviation sectors, alongside tourism and healthcare, should underpin job growth and household formation. Affordability remains a key advantage compared to Floridaโ€™s pricier coastal markets, but rising insurance premiums and property taxes could pressure buyers. The current Market Temperature of 56/100 and a Risk Grade of B+ point to moderate stability without speculative excess. For Daytona Beach real estate Daytona Beach 2027, expect price appreciation to normalize in the low single digits, supported by steady in-migration and limited new supply near the coastline.

A balanced assessment suggests the market will avoid dramatic swings. While the Median Home Price of $242,743 and Median Rent of $1,152/mo create a neutral buy/rent verdict, the Price Range over the last five years ($191,033โ€“$277,987) highlights a stable band of values. If borrowing costs ease and job growth continues, modest appreciation is likely; if insurance costs rise sharply or demand softens, prices could tread water. The outlook is cautiously constructive, with opportunities for long-term buyers and income-focused investors.

Projected Cap Rate (2027)
3.0%
5yr CAGR
+4.7%

Job Market

Unemployment 3.2%
National avg: 3.7%
Job Growth (YoY) +3.5%

Healthcare

74
Score
Good

Risk Factors

Declining Prices

Market Activity

Source: Redfin ยท 2026-01-31
Sale-to-List 94.5%
Months Supply 7.4
Price Drops 34%
Gone in 2 Wks 19%

Market Position

Affordability Below Avg
Safety Average

ROI Projector Estimate your total return

Adjust the sliders to model different investment scenarios for Daytona Beach.

Total ROI
-122%
on $65,799 invested
Annual ROI
NaN%
compounded
Total Return
-$80,484
appreciation + cashflow
Mo. Cash Flow
-$1,444
year 1 estimate
Equity Growth Over 5 Years
Y168kY271kY374kY478kY581k
Appreciation
$0
Cash Flow
-$80,484
Final Equity
$81,223

* Estimates based on 0.0% annual appreciation, 3% rent growth, 5% vacancy. Does not include closing costs, tax benefits, or capital gains tax. For illustrative purposes only.

Rental Investment Calculator Estimate your monthly cashflow

Rental Income Estimator

Pre-filled for Daytona Beach

Property

Purchase Price$328,995
Monthly Rent$1,152
Down Payment20%

Financing

Interest Rate6.5%

Expenses

Property Tax1.2%
Insurance (Annual)$1,500
Maintenance Reserve1%
Vacancy Rate5%
Property Management0%
HOA (Monthly)$0
-$1,297
Monthly Cash Flow
-$15,568/ year
-23.7%
Cash-on-Cash
1.3%
Cap Rate

Monthly Breakdown

+ Rental Income$1,152
โˆ’ Mortgage (P&I)$1,664
โˆ’ Property Tax$329
โˆ’ Insurance$125
โˆ’ Maintenance$274
โˆ’ Vacancy Loss$58
= Net Cash Flow-$1,297

Investment Summary

Down Payment
$65,799
Loan Amount
$263,196
Total Monthly Expenses
$2,449
Gross Yield
4.2%

Disclaimer: This analysis is for informational purposes only and should not be considered financial advice. Investment decisions should be made after consulting with qualified professionals. Data sources include Zillow, Census Bureau, and BLS. Cap rates and yields are estimates based on available data.

Last updated: March 2026