Lewisville: The Data Profile (2026)

Lewisville, Texas, represents a specific statistical niche in the post-remote economy: the "High-Earning, Mid-Cost" suburban hub. With a population of 133,779, it functions not as a sprawling metropolis but as a dense, economically active node within the Dallas-Fort Worth metroplex. The city's primary statistical draw is the income-to-cost ratio. The median income sits at $88,784, which is 19.0% higher than the US median of $74,580, yet the cost of living remains below the national average.

The demographic target is the educated professional. With 38.4% of the population holding a bachelor's degree or higher (vs. a US average of 33.1%), Lewisville attracts a workforce that prioritizes proximity to DFW airport and corporate hubs without accepting the premium price tag of city-center living. This is a data profile for the efficiency-minded earner.

Cost of Living Analysis

The aggregate Cost of Living Index for Lewisville is anchored by significantly lower housing and utility costs. While the national index rests at 100, Lewisville operates at a weighted average of approximately 94.5, offering a ~5.5% effective discount on total living expenses compared to the US average. The most significant outlier is electricity, priced at 14.94 cents/kWh, which is 6.6% cheaper than the US average of 16.0 cents/kWh.

Table 1: Cost of Living Breakdown (Monthly Budgets)

Disposable Income Analysis
A single earner making the median $88,784 takes home approximately $66,500 annually after taxes (~$5,540 monthly). Against a monthly spend of $2,890 (from Table 1), the savings rate is 47.8%, significantly higher than the US average. For a family of 4 on a dual-income median of $177,568, the post-tax household income is roughly $133,000 (~$11,080 monthly). Against a monthly spend of $6,270, the savings rate is 43.4%, providing substantial financial runway.

Housing Market Deep Dive

The housing market in Lewisville is defined by "rental parity" or slight favorability toward buying. The Housing Index of 92.3 indicates that real estate is 7.7% more affordable than the national baseline. However, the gap between buying and renting has narrowed in 2026 due to stabilizing interest rates.

Table 2: Housing Market Data (Buying vs Renting Analysis)

Buy vs. Rent Relative to National Curve
Buying in Lewisville is statistically advantageous for long-term residents. The median home price of $385,000 is $35,000 below the national average. For a household earning the median $88,784, the price-to-income ratio is 4.3, which is within the "affordable" range (standard is under 5.0). Renting is also viable, with 1BR units at $1,450 being $250 cheaper than the US average. However, given the 14.3% discount on Price/SqFt, buying builds equity faster than renting, assuming a standard 30-year mortgage.

Economic & Job Market Outlook

The economic stability of Lewisville is heavily tied to the "Return to Office" (RTO) mandates of major corporations in the DFW area. Lewisville serves as a strategic bedroom community for those commuting to Irving, Plano, or Downtown Dallas, but it also hosts its own industrial and logistics base.

• Commute & RTO: The average commute time is 28 minutes, below the national average of 32 minutes. Proximity to DFW International Airport (12 miles) buffers the city against total isolation from corporate hubs.
• Unemployment: The unemployment rate stands at 4.2%, slightly above the US average of 4.0%. This 0.2% variance suggests a tight but competitive labor market, likely due to an influx of skilled workers attracted by the high median income.
• Industry Stability: With 38.4% of residents college-educated, the workforce is diversified across tech, logistics, and healthcare, insulating it from single-industry downturns.

Quality of Life Audit

Lewisville presents a complex health profile. While aggregate health scores are high, specific lifestyle risks are elevated.

Table 3: Quality of Life Metrics

Safety & Crime
Safety is a statistical strength.

• Violent Crime: 234 incidents per 100k people (US avg: 380). This is 38.4% safer than the national average.
• Property Crime: 2,123 incidents per 100k people (US avg: 2,000). This is slightly worse than average (+6.1%), suggesting vigilance against theft is necessary.

Air Quality Analysis
Lewisville boasts excellent air quality for a Texas suburb. The AQI of 47 is firmly in the "Good" range, and PM2.5 levels at 7.5 µg/m³ are 16.7% lower than the US average. This is a major differentiator for families with respiratory concerns.

Schools & Weather
School ratings in Lewisville ISD average a 7/10 on major aggregators, performing above average for the region. Weather-wise, the current reading of 52.0°F is seasonal. Residents must prepare for hot summers (average highs of 95°F+) and mild winters, though freezing events like the one resulting in today's low of 41°F do occur.

The Verdict

Pros:

• Income Premium: Earners make 19% more than the national median while costs are 5.5% lower.
• Safety: Violent crime is 38% lower than the US average.
• Air Quality: AQI and PM2.5 levels outperform the national average.
• Housing Value: Prices are 8.3% below the national median.

Cons:

• Health Risks: Obesity rates are 4.2% higher than the national average.
• Property Crime: Slightly elevated compared to the US baseline.
• Unemployment: Marginally higher (4.2%) than the national average, indicating competition.

Final Recommendation
Lewisville is a Strong Buy for professionals seeking financial acceleration in 2026. The data supports a relocation if your priority is maximizing disposable income and safety while accepting a standard suburban lifestyle. It is ideal for remote or hybrid workers who need DFW access without the downtown premium.

FAQs

1. What salary is needed to live comfortably in Lewisville?
For a single adult, a salary of $65,000 allows for a comfortable lifestyle with a 20% savings rate. For a family, a household income of $130,000 is recommended to maintain standard housing and childcare expenses.

2. How does the value proposition compare to other DFW suburbs?
Lewisville offers a 14.3% discount on Price/SqFt compared to Plano or Frisco, while maintaining similar school ratings and safety scores.

3. Are the safety statistics reliable?
Yes. Violent crime is statistically low at 234 per 100k. However, property crime is 2,123 per 100k, which is 6.1% above the national average; home security systems are recommended.

4. When is the best time to move?
Housing inventory typically peaks in May/June. However, moving in winter (Q1) often results in 5-8% lower rental rates due to seasonal demand dips.