Orlando
Investment Analysis

Orlando, FL
Investor Report

Comprehensive real estate investment analysis with cap rates, rental yields, and risk assessment.

Share:
35
Investment Score
Buy
Cap Rate (Est.)
2.9%
Gross Yield
4.9%
P/R Ratio
16.5x
YoY Growth
-4.2%
Median Home Price
$400,000
Average Rent (1BR)
$1,638/mo
Median Income
$69,414
Population
320,753

Investment Breakdown

51
Value Score
8
Growth Score
27
Safety Score
49
Afford Score

Orlando has a price-to-rent ratio of 16.5x, which indicates buying is moderately favorable.

The estimated cap rate of 2.9% is below average, typical of appreciation-focused markets.

Year-over-year price growth of -4.2% suggests a cooling market.

Rental Cash Flow Analysis

Monthly Income

Gross Rent $1,638
Annual Gross $19,656

Est. Monthly Expenses

Property Tax (~1.5%) -$500
Insurance (~0.5%) -$167
Maintenance (~1%) -$333
Est. Net Cash Flow $638/mo

Price Forecast 2026โ€“2028

๐Ÿ”ฎ Orlando Price Forecast 2026โ€“2028

Based on 5-year Zillow ZHVI trend analysis ยท Statistical projection
๐Ÿ“ˆ Upward Trend
PROJECTEDNOW$368K2027$421Kโ–ฒ 14.4%2028$440Kโ–ฒ 19.5%20232024Now
$462K$347K
Current
$400K
2026
Projected
$421K
โ†‘ 14.4% by 2027
Projected
$440K
โ†‘ 19.5% by 2028
5yr CAGR:+6.3%
Confidence:Moderate
Rยฒ:0.62
โ–ผ

For anyone looking at the Orlando housing market forecast through 2028, the data suggests a period of stabilization rather than rapid acceleration. With a median home price of $367,867 and a recent YoY price change of -3.9%, the market is clearly cooling from the post-pandemic frenzy. However, this correction should be viewed against a strong 5-year price change of 37.1%, indicating that values have retained significant gains. The current market temperature of 61/100 and a risk grade of A signal a healthy, albeit more normalized, environment. Potential buyers asking "will Orlando home prices drop" further must consider the city's robust economic fundamentals, including continued job growth in tourism and tech, which should put a floor under prices despite higher borrowing costs.

From an investment perspective, the price-to-rent ratio of 17.5x remains slightly below the national average, supporting a neutral buy/rent verdict. With median rent at $1,638/mo, the income-generating potential is attracting investors who believe in Orlando's long-term population growth. Days on market have extended to 46, giving buyers more negotiating power than in previous years. Looking ahead to Orlando real estate Orlando 2027, affordability will be the key driver; while new construction may ease supply constraints, demand from domestic migration and international buyers will likely prevent any drastic price declines. The 5-year CAGR of 6.4% offers a realistic baseline for expectations, suggesting steady appreciation rather than volatility. Ultimately, the forecast points to a balanced market where well-priced homes in desirable school districts will hold value, while overpriced properties may see further softening.

Projected Cap Rate (2027)
2.9%
5yr CAGR
+6.3%

Job Market

Unemployment 3.2%
National avg: 3.7%
Job Growth (YoY) +3.5%

Healthcare

74
Score
Good

Risk Factors

High Crime Area
Declining Prices

Market Activity

Source: Redfin ยท 2026-01-31
Sale-to-List 96.8%
Months Supply 5.6
Price Drops 31%
Gone in 2 Wks 22%

Market Position

Affordability Average
Safety Higher Risk

ROI Projector Estimate your total return

Adjust the sliders to model different investment scenarios for Orlando.

Total ROI
-104%
on $80,000 invested
Annual ROI
NaN%
compounded
Total Return
-$83,057
appreciation + cashflow
Mo. Cash Flow
-$1,530
year 1 estimate
Equity Growth Over 5 Years
Y183kY287kY391kY494kY599k
Appreciation
$0
Cash Flow
-$83,057
Final Equity
$98,753

* Estimates based on 0.0% annual appreciation, 3% rent growth, 5% vacancy. Does not include closing costs, tax benefits, or capital gains tax. For illustrative purposes only.

Rental Investment Calculator Estimate your monthly cashflow

Rental Income Estimator

Pre-filled for Orlando

Property

Purchase Price$400,000
Monthly Rent$1,638
Down Payment20%

Financing

Interest Rate6.5%

Expenses

Property Tax1.2%
Insurance (Annual)$1,500
Maintenance Reserve1%
Vacancy Rate5%
Property Management0%
HOA (Monthly)$0
-$1,325
Monthly Cash Flow
-$15,898/ year
-19.9%
Cash-on-Cash
2.1%
Cap Rate

Monthly Breakdown

+ Rental Income$1,638
โˆ’ Mortgage (P&I)$2,023
โˆ’ Property Tax$400
โˆ’ Insurance$125
โˆ’ Maintenance$333
โˆ’ Vacancy Loss$82
= Net Cash Flow-$1,325

Investment Summary

Down Payment
$80,000
Loan Amount
$320,000
Total Monthly Expenses
$2,963
Gross Yield
4.9%

Disclaimer: This analysis is for informational purposes only and should not be considered financial advice. Investment decisions should be made after consulting with qualified professionals. Data sources include Zillow, Census Bureau, and BLS. Cap rates and yields are estimates based on available data.

Last updated: March 2026