Investor Yield Map
Top 50 Cashflow Cities
Identify the most lucrative markets for House Hacking a 2-4 unit multi-family property. Ranked by highest capitalization rate and lowest price-to-rent ratio.
| # | City | Median Price | ZORI Rent | P/R Ratio | Gross Cap Rate | Heat Index | |
|---|---|---|---|---|---|---|---|
| #1 | Greenville MS | $134,900 | $714/mo | 4.8x
| 21%
| Balanced | Analyze |
| #2 | Jackson MS | $160,000 | $997/mo | 6.5x
| 15.28%
| Balanced | Analyze |
| #3 | Camden NJ | $143,284 | $1,451/mo | 7.5x
| 13.35%
| Balanced | Analyze |
| #4 | Baltimore MD | $185,223 | $1,582/mo | 8.8x
| 11.42%
| Balanced | Analyze |
| #5 | Cleveland OH | $111,059 | $913/mo | 9.2x
| 10.91%
| Balanced | Analyze |
| #6 | Birmingham AL | $227,000 | $1,109/mo | 9.4x
| 10.58%
| Balanced | Analyze |
| #7 | Memphis TN | $141,488 | $1,146/mo | 9.6x
| 10.36%
| Balanced | Analyze |
| #8 | Lauderhill FL | $213,542 | $1,621/mo | 9.8x
| 10.24%
| Balanced | Analyze |
| #9 | Hilo CDP HI | $455,100 | $3,570/mo | 10.6x
| 9.41%
| Balanced | Analyze |
| #10 | Cheektowaga CDP NY | $202,000 | $1,557/mo | 10.8x
| 9.25%
| Balanced | Analyze |
| #11 | Shreveport LA | $131,349 | $927/mo | 10.9x
| 9.14%
| Balanced | Analyze |
| #12 | Hartford CT | $344,950 | $1,319/mo | 11x
| 9.06%
| Balanced | Analyze |
| #13 | Pharr TX | $160,914 | $1,070/mo | 11.1x
| 8.97%
| Balanced | Analyze |
| #14 | Meridian MS | $107,832 | $714/mo | 11.2x
| 8.94%
| Balanced | Analyze |
| #15 | Bennington CDP VT | $185,100 | $1,343/mo | 11.5x
| 8.71%
| Balanced | Analyze |
| #16 | Akron OH | $131,831 | $816/mo | 11.9x
| 8.44%
| Balanced | Analyze |
| #17 | Clarksburg WV | $111,848 | $696/mo | 11.9x
| 8.4%
| Balanced | Analyze |
| #18 | Philadelphia PA | $227,522 | $1,451/mo | 11.9x
| 8.41%
| Balanced | Analyze |
| #19 | Toledo OH | $124,491 | $753/mo | 11.9x
| 8.38%
| Balanced | Analyze |
| #20 | Dayton OH | $131,330 | $800/mo | 12x
| 8.32%
| Balanced | Analyze |
| #21 | Lorain OH | $145,659 | $913/mo | 12x
| 8.32%
| Balanced | Analyze |
| #22 | Montgomery AL | $145,279 | $913/mo | 12.1x
| 8.28%
| Balanced | Analyze |
| #23 | Deerfield Beach FL | $269,679 | $1,621/mo | 12.3x
| 8.11%
| Balanced | Analyze |
| #24 | Peoria IL | $126,818 | $756/mo | 12.3x
| 8.14%
| Balanced | Analyze |
| #25 | Clovis NM | $156,376 | $935/mo | 12.4x
| 8.07%
| Balanced | Analyze |
| #26 | Enid OK | $131,424 | $760/mo | 12.5x
| 8.03%
| Balanced | Analyze |
| #27 | Pasadena TX | $213,641 | $1,252/mo | 12.6x
| 7.91%
| Balanced | Analyze |
| #28 | Alexandria LA | $134,888 | $757/mo | 12.8x
| 7.79%
| Balanced | Analyze |
| #29 | Huntington WV | $135,009 | $815/mo | 12.8x
| 7.79%
| Balanced | Analyze |
| #30 | New Britain CT | $288,205 | $1,673/mo | 12.8x
| 7.84%
| Balanced | Analyze |
| #31 | Roswell NM | $165,455 | $935/mo | 13.1x
| 7.62%
| Balanced | Analyze |
| #32 | Beaumont TX | $163,532 | $932/mo | 13.2x
| 7.55%
| Balanced | Analyze |
| #33 | Joliet IL | $254,571 | $1,507/mo | 13.2x
| 7.59%
| Balanced | Analyze |
| #34 | Lansing MI | $156,984 | $887/mo | 13.2x
| 7.56%
| Balanced | Analyze |
| #35 | North Little Rock AR | $161,534 | $950/mo | 13.2x
| 7.57%
| Balanced | Analyze |
| #36 | Kansas City KS | $191,059 | $1,098/mo | 13.5x
| 7.4%
| Balanced | Analyze |
| #37 | Parkersburg WV | $144,355 | $792/mo | 13.8x
| 7.23%
| Balanced | Analyze |
| #38 | Warren MI | $191,926 | $1,019/mo | 13.8x
| 7.22%
| Balanced | Analyze |
| #39 | Monroe LA | $265,000 | $757/mo | 13.9x
| 7.19%
| Balanced | Analyze |
| #40 | Waco TX | $190,491 | $1,011/mo | 13.9x
| 7.17%
| Balanced | Analyze |
| #41 | Lawton OK | $137,915 | $717/mo | 14.1x
| 7.12%
| Balanced | Analyze |
| #42 | Waterloo IA | $143,091 | $737/mo | 14.2x
| 7.04%
| Balanced | Analyze |
| #43 | Baytown TX | $242,475 | $1,252/mo | 14.4x
| 6.97%
| Balanced | Analyze |
| #44 | Columbus GA | $167,226 | $881/mo | 14.6x
| 6.86%
| Balanced | Analyze |
| #45 | Beckley WV | $142,079 | $716/mo | 14.7x
| 6.8%
| Balanced | Analyze |
| #46 | Charleston WV | $159,882 | $816/mo | 14.7x
| 6.79%
| Balanced | Analyze |
| #47 | Mesquite TX | $256,054 | $1,291/mo | 14.7x
| 6.8%
| Balanced | Analyze |
| #48 | Wichita Falls TX | $165,644 | $843/mo | 14.7x
| 6.81%
| Balanced | Analyze |
| #49 | Corpus Christi TX | $217,910 | $1,104/mo | 14.8x
| 6.77%
| Balanced | Analyze |
| #50 | Wheeling WV | $142,653 | $714/mo | 14.8x
| 6.76%
| Balanced | Analyze |
What is House Hacking?
Buying a 2-to-4 unit multi-family property, living in one unit, and renting out the others. The rental income pays down your mortgage, allowing you to live for free or even generate positive cash flow while building equity.
- • Low down payments (3.5% FHA loans available)
- • Rental income offsets your DTI
- • Incredible wealth-building strategy for young professionals
Why Cap Rate Matters?
The Capitalization Rate (Cap Rate) measures a property's natural rate of return for a single year without considering a mortgage. In a 6.5% interest rate environment, you generally want a Cap Rate near or above 7% to break even on day one.
Gross Yield = (Annual Rent / Purchase Price) × 100