๐Ÿ’ฐ COL Index: 113 โ€” Near Avg Cost

Salaries in Bayonne, NJ

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 39 occupations ยท BLS + Census data

Avg. Salary
$56,907
across 39 roles
COL-Adjusted Avg
$50,584
real purchasing power
Top Paying Role
Software Developer
$132,032
1BR Rent
$1,743
median monthly

Bayonneโ€™s secret? Itโ€™s a city of quiet hustlers. While you might picture a sleepy Jersey town, itโ€™s got a higher percentage of software developers than youโ€™d expect, and theyโ€™re pulling in six figures. Itโ€™s not the first place you think of for tech, but the data doesnโ€™t lie.

Letโ€™s talk real money. With a cost of living index of 112.5, youโ€™re paying about 12.5% more than the national average for groceries, utilities, and that 1BR apartment thatโ€™ll run you $1,743 a month. That median household income of $73,669 sounds decent, but once you adjust for that higher COL, its purchasing power shrinks to about $65,480. Itโ€™s not a bargain, but itโ€™s also not Manhattan prices. Youโ€™re paying a premium, but itโ€™s a calculated one.

So who thrives here? The top earners are in tech and healthcare. Software developers are the clear outliers, earning a raw salary of $132,032. Nurses and accountants do respectably well, clearing nearly $90,000. On the ground, youโ€™ve got major employers like the Bayonne Medical Center and a steady demand for skilled trades like electricians. Education levels are decentโ€”38.4% hold a bachelorโ€™s degree or higherโ€”which supports a professional class that can absorb the costs.

Hereโ€™s my honest take: wages arenโ€™t exploding to match the rising costs. The unemployment rate is a healthy 4.2%, but the average salary across all roles is just $56,907 ($50,584 adjusted). Thatโ€™s a tight squeeze for anyone not in one of the top fields. This city works best for dual-income households or those with niche, high-demand skills. If youโ€™re in software or nursing, you can build a solid life here. If youโ€™re in a lower-paid role, itโ€™s a grind.

Below, weโ€™ll break down the numbers by occupation, so you can see exactly where you stand in Bayonneโ€™s financial picture.

๐Ÿ† Top 5 Highest-Paying Jobs in Bayonne

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ +4% vs national

Software Developer

$132,032
๐Ÿ’ก COL-Adjusted $117,362
โฑ Hourly $63.48/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿฅˆ +4% vs national

Accountant

$89,307
๐Ÿ’ก COL-Adjusted $79,384
โฑ Hourly $42.94/hr
๐Ÿ“ˆ Job Growth +3.0%
๐Ÿฅ‰ +4% vs national

Registered Nurse

$89,297
๐Ÿ’ก COL-Adjusted $79,375
โฑ Hourly $42.93/hr
๐Ÿ“ˆ Job Growth +6.0%
4๏ธโƒฃ +4% vs national

Elementary School Teacher

$66,057
๐Ÿ’ก COL-Adjusted $58,717
โฑ Hourly $31.76/hr
๐Ÿ“ˆ Job Growth +3.0%
5๏ธโƒฃ +4% vs national

Electrician

$63,858
๐Ÿ’ก COL-Adjusted $56,763
โฑ Hourly $30.70/hr
๐Ÿ“ˆ Job Growth +3.0%

๐Ÿ“‹ Complete Salary Guide โ€” All 39 Occupations in Bayonne

COL-Adjusted Salary = Raw salary divided by the cost of living index (113/100). Higher = more real purchasing power. This city's COL is above the US average.

# Occupation โ†• Raw Salary โ†•
1 Software Developer $132,032
2 Accountant $89,307
3 Registered Nurse $89,297
4 Elementary School Teacher $66,057
5 Electrician $63,858
6 Real Estate Agent $63,785
7 Heavy Truck Driver $55,080
8 Marketing Manager $51,874
9 Medical Assistant $51,874
10 Paralegal $51,874
11 Welder $51,874
12 Firefighter $51,874
13 Nail Technician $51,874
14 Cosmetologist $51,874
15 Chef/Head Cook $51,874
16 Personal Trainer $51,874
17 Social Worker $51,874
18 Auto Mechanic $51,874
19 Veterinary Technician $51,874
20 Dental Assistant $51,874
21 Pharmacy Technician $51,874
22 Licensed Practical Nurse (LPN) $51,874
23 Police Officer $51,874
24 Project Manager $51,874
25 Graphic Designer $51,874
26 Data Analyst $51,874
27 Plumber $51,874
28 Loan Officer $51,874
29 Insurance Agent $51,874
30 Construction Manager $51,874
31 Carpenter $51,874
32 Physical Therapist $51,874
33 Human Resources Specialist $51,874
34 Financial Analyst $51,874
35 Pharmacist $51,874
36 HVAC Technician $51,874
37 Nursing Assistant (CNA) $51,874
38 Web Developer $51,874
39 Dental Hygienist $51,874

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Bayonne

๐Ÿ 
1BR Rent
$1,743/mo
๐Ÿก
2BR Rent
$2,178/mo
๐Ÿ˜๏ธ
Median Home
$592,500
๐Ÿ“‰
Unemployment
4.2%
๐Ÿ’ณ
Median Income
$73,669
๐ŸŽ“
College Educated
38%
๐Ÿšถ
Walk Score
35/100
๐Ÿ“Š
Cost of Living
113
Near Avg Cost

๐Ÿงฎ Can You Afford to Live in Bayonne?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Bayonne. Enter your salary and see exactly how far your money goes.

โ“ Bayonne Salary FAQ

What is the average salary in Bayonne, NJ?

โ–ผ
The average salary across 40 occupations in Bayonne is $56,907 (2026). This is 112.5% of the national average cost of living. Insight: The median household income of $73,669 suggests many households earn above the individual average.

What jobs pay the most in Bayonne?

โ–ผ
The highest paying role is Software Developer at $132,032 (2026). This is 2.3x the average salary across 40 occupations. Insight: Tech roles command a significant premium in the Bayonne market.

Is Bayonne affordable on a Software Developer salary?

โ–ผ
Yes, a Software Developer salary of $132,032 is sufficient for Bayonne's cost of living. With a 1BR rent of $1,743/mo, housing is ~15.8% of gross income. Insight: This leaves substantial room for savings and discretionary spending.

How does Bayonne's cost of living affect my paycheck?

โ–ผ
Bayonne's COL Index is 112.5, meaning costs are 12.5% higher than the national average. On a $56,907 salary, this effectively reduces purchasing power by ~$7,113 annually. Insight: Your paycheck buys 12.5% less here than in an average-cost area.

What salary do you need to live comfortably in Bayonne?

โ–ผ
A comfortable salary in Bayonne is approximately $73,669, matching the median household income. This covers the 1BR rent of $1,743/mo (~28% of income) and other expenses at the 112.5 COL index. Insight: This benchmark aligns with local household earnings, not just individual salaries.

๐Ÿ“ Editor's Verdict: Is Bayonne Worth It?

As an editor, hereโ€™s my take: Bayonne is survivable, but not a jackpot. The average salary of $56,907 doesnโ€™t stretch far when the cost-of-living index is 112.5 and rent averages $1,743 a month. Tech wins: Software Developers earn $132,032, and even after COL adjustment, thatโ€™s a solid $117,362. Healthcare and trades can do fine, especially with overtime or union roles, but youโ€™ll feel the squeeze more. Is Bayonne worth it financially? Only if your income beats the rent + index combo. If youโ€™re considering the move, donโ€™t uproot for an offer under $80k unless youโ€™ve got roommates or a spouse boosting the household. Otherwise, youโ€™re living to work, not working to live.

Explore Bayonne Further