๐Ÿ’ฐ COL Index: 109 โ€” Near Avg Cost

Salaries in Elk Grove, CA

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 39 occupations ยท BLS + Census data

Avg. Salary
$55,001
across 39 roles
COL-Adjusted Avg
$50,506
real purchasing power
Top Paying Role
Software Developer
$130,657
1BR Rent
$2,123
median monthly

Hereโ€™s the deal about Elk Grove in 2026: itโ€™s a Sacramento suburb thatโ€™s quietly become a tech-adjacent hub, but you wouldnโ€™t know it from the sleepy, family-friendly vibe. The cityโ€™s median household income sits at a surprisingly robust $119,330, making it one of the more affluent cities in the region. Yet, the real story isnโ€™t the big numberโ€”itโ€™s what that money actually buys you.

With a cost of living index of 108.9, youโ€™re paying about 9% more than the national average for groceries, utilities, and everything else. But hereโ€™s the kicker: a 1BR apartment runs about $2,123 a month. On a median income, thatโ€™s roughly 21% of your gross pay, which is actually manageable compared to the 30% rule of thumb. Itโ€™s not exactly a bargain, but itโ€™s not the wallet-crushing nightmare you find in San Francisco or San Jose either. Your paycheck stretches further here than in the Bay Area, but youโ€™re still paying a premium for that California sun.

Whoโ€™s thriving? The top earners are software developers, pulling in a median of $130,657. That tells you the tech sector, or at least the engineering and software support roles for the bigger companies in the region, has firmly planted its flag. Youโ€™ll also find solid middle-class careers hereโ€”accountants, teachers, electriciansโ€”who can build a stable life. The cityโ€™s 39.6% bachelorโ€™s degree rate suggests a skilled workforce thatโ€™s attracting corporate back-office operations and healthcare services.

Now, the honest truth: the average salary across all roles is just $55,001, barely $50,500 after you adjust for our higher costs. Thatโ€™s a tight squeeze for a single person. Wages for service and retail workers havenโ€™t kept pace with the housing market, which is where the cityโ€™s affordability cracks start to show. Elk Grove works best for dual-income families, skilled professionals, or anyone who can land one of those six-figure tech-adjacent jobs.

The data below will break down exactly who gets paid what, and how far your money goes in this promising but pricey suburb.

๐Ÿ† Top 5 Highest-Paying Jobs in Elk Grove

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ +3% vs national

Software Developer

$130,657
๐Ÿ’ก COL-Adjusted $119,979
โฑ Hourly $62.82/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿฅˆ +3% vs national

Accountant

$88,378
๐Ÿ’ก COL-Adjusted $81,155
โฑ Hourly $42.49/hr
๐Ÿ“ˆ Job Growth +3.0%
๐Ÿฅ‰ +3% vs national

Elementary School Teacher

$65,369
๐Ÿ’ก COL-Adjusted $60,027
โฑ Hourly $31.43/hr
๐Ÿ“ˆ Job Growth +3.0%
4๏ธโƒฃ +3% vs national

Electrician

$63,193
๐Ÿ’ก COL-Adjusted $58,028
โฑ Hourly $30.38/hr
๐Ÿ“ˆ Job Growth +3.0%
5๏ธโƒฃ +3% vs national

Real Estate Agent

$63,121
๐Ÿ’ก COL-Adjusted $57,962
โฑ Hourly $30.35/hr
๐Ÿ“ˆ Job Growth +3.0%

๐Ÿ“‹ Complete Salary Guide โ€” All 39 Occupations in Elk Grove

COL-Adjusted Salary = Raw salary divided by the cost of living index (109/100). Higher = more real purchasing power. This city's COL is above the US average.

# Occupation โ†• Raw Salary โ†•
1 Software Developer $130,657
2 Accountant $88,378
3 Elementary School Teacher $65,369
4 Electrician $63,193
5 Real Estate Agent $63,121
6 Heavy Truck Driver $54,507
7 Paralegal $51,335
8 Carpenter $51,335
9 Physical Therapist $51,335
10 Nail Technician $51,335
11 Human Resources Specialist $51,335
12 Financial Analyst $51,335
13 Pharmacist $51,335
14 HVAC Technician $51,335
15 Nursing Assistant (CNA) $51,335
16 Welder $51,335
17 Cosmetologist $51,335
18 Personal Trainer $51,335
19 Chef/Head Cook $51,335
20 Auto Mechanic $51,335
21 Dental Assistant $51,335
22 Veterinary Technician $51,335
23 Social Worker $51,335
24 Pharmacy Technician $51,335
25 Licensed Practical Nurse (LPN) $51,335
26 Firefighter $51,335
27 Construction Manager $51,335
28 Web Developer $51,335
29 Dental Hygienist $51,335
30 Marketing Manager $51,335
31 Medical Assistant $51,335
32 Loan Officer $51,335
33 Insurance Agent $51,335
34 Police Officer $51,335
35 Project Manager $51,335
36 Graphic Designer $51,335
37 Data Analyst $51,335
38 Plumber $51,335
39 Security Guard $37,104

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Elk Grove

๐Ÿ 
1BR Rent
$2,123/mo
๐Ÿก
2BR Rent
$2,653/mo
๐Ÿ˜๏ธ
Median Home
$635,000
๐Ÿ“‰
Unemployment
5.2%
๐Ÿ’ณ
Median Income
$119,330
๐ŸŽ“
College Educated
40%
๐Ÿšถ
Walk Score
45/100
๐Ÿ“Š
Cost of Living
109
Near Avg Cost

๐Ÿงฎ Can You Afford to Live in Elk Grove?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Elk Grove. Enter your salary and see exactly how far your money goes.

โ“ Elk Grove Salary FAQ

What is the average salary in Elk Grove, CA?

โ–ผ
The average salary across 40 occupations in Elk Grove is $55,001. This is 38% lower than the median household income of $119,330, indicating a wide income disparity.

What jobs pay the most in Elk Grove?

โ–ผ
The highest paying role in Elk Grove is Software Developer at $130,657. This salary is 2.4 times the average salary for all occupations, highlighting a significant premium for tech roles.

Is Elk Grove affordable on a Software Developer salary?

โ–ผ
Yes, a Software Developer salary of $130,657 is sufficient for Elk Grove. With a 1BR rent of $2,123/month, housing costs would consume about 19.5% of gross income, well below the 30% affordability threshold.

How does Elk Grove's cost of living affect my paycheck?

โ–ผ
Elk Grove's COL Index of 108.9 means costs are 8.9% higher than the national average. A $55,001 average salary would feel like $50,505 in purchasing power after adjusting for this higher cost of living.

What salary do you need to live comfortably in Elk Grove?

โ–ผ
To live comfortably, a salary around $85,000-$95,000 is recommended. This allows for a 1BR rent ($2,123) at 30% of income, while also covering the 8.9% higher cost of living and leaving room for savings.

๐Ÿ“ Editor's Verdict: Is Elk Grove Worth It?

Hereโ€™s my honest verdict: Elk Grove isnโ€™t a gold rush, but itโ€™s a solid bet if youโ€™re in tech. With a cost-of-living index of 108.9 and average rent at $2,123, your $55,001 average salary goes less far than youโ€™d hope. The real money is in software development, where you can pull $130,657 (or a COL-adjusted $119,979). Thatโ€™s where the value is. For healthcare and trades, the numbers are tougher to justify.

If youโ€™re a tech worker, Elk Groveโ€™s proximity to Sacramento makes it a smart move. For everyone else, the math gets tight fast. My advice? Secure the job before you move. The market here rewards specialized skills, not general hustle. Donโ€™t bet on a high salary landing in your lapโ€”make sure itโ€™s there first.

Explore Elk Grove Further