๐Ÿ’ฐ COL Index: 104 โ€” Near Avg Cost

Salaries in Louisville/Jefferson County, KY

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 40 occupations ยท BLS + Census data

Avg. Salary
$67,754
across 40 roles
COL-Adjusted Avg
$65,463
real purchasing power
Top Paying Role
Marketing Manager
$153,127
1BR Rent
$1,077
median monthly

Louisville punches above its weight, but not in the way you might think. Itโ€™s not a tech boomtown or a finance hub, yet it quietly cranks out six-figure earners in marketing and healthcare. The cityโ€™s median income sits at $61,488, but its cost of livingโ€”103.5% of the national averageโ€”means your paycheck doesnโ€™t stretch as far as youโ€™d hope for a Midwestern city.

Hereโ€™s the math: a 1BR apartment runs $1,077 a month. Thatโ€™s not terrible, but it eats up a bigger slice of that median income than youโ€™d expect. The cost-of-living index is only 3.5% above the U.S. average, but wages havenโ€™t fully kept pace. The result? Louisville feels comfortably affordable if youโ€™re in one of the top-paying roles, but a squeeze for everyone else. Itโ€™s a city where a $150k marketing manager salary feels like a real win, but a $67k average salary feelsโ€ฆ fine, not great.

So who thrives here? The healthcare and logistics sectors are the giants. Youโ€™ve got Humanaโ€™s headquarters, a massive Amazon fulfillment center, and a thriving bourbon industry that needs plenty of managers and engineers. The top-paying jobs reflect thatโ€”Marketing Managers ($153k) and Pharmacists ($132k) are at the top, followed by Software Developers ($124k). Construction and project management also pay well, tied to steady growth and infrastructure projects. Itโ€™s a blue-collar city with a white-collar professional class, and the data shows it.

Hereโ€™s my honest take: Louisville works best for skilled professionals in stable industries, not for job-hoppers chasing startup money. The 4% unemployment rate is healthy, but wages for average roles havenโ€™t rocketed like they have in coastal cities. If youโ€™ve got a bachelorโ€™s degree (only 33% of residents do) and a specific skill, youโ€™ll do well. If you donโ€™t, itโ€™s a tougher climb.

The numbers below will show you exactly where the money isโ€”and what your lifestyle could look like on those salaries.

๐Ÿ† Top 5 Highest-Paying Jobs in Louisville/Jefferson County

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ -3% vs national

Marketing Manager

$153,127
๐Ÿ’ก COL-Adjusted $147,949
โฑ Hourly $73.62/hr
๐Ÿ“ˆ Job Growth +8.0%
๐Ÿ‘ฅ Jobs Here 1K
๐Ÿฅˆ -3% vs national

Pharmacist

$132,153
๐Ÿ’ก COL-Adjusted $127,684
โฑ Hourly $63.54/hr
๐Ÿ“ˆ Job Growth -3.0%
๐Ÿ‘ฅ Jobs Here 1K
๐Ÿฅ‰ -3% vs national

Software Developer

$123,633
๐Ÿ’ก COL-Adjusted $119,452
โฑ Hourly $59.44/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿ‘ฅ Jobs Here 4K
4๏ธโƒฃ -3% vs national

Construction Manager

$105,126
๐Ÿ’ก COL-Adjusted $101,571
โฑ Hourly $50.54/hr
๐Ÿ“ˆ Job Growth +8.0%
๐Ÿ‘ฅ Jobs Here 1K
5๏ธโƒฃ -3% vs national

Project Manager

$98,393
๐Ÿ’ก COL-Adjusted $95,066
โฑ Hourly $47.30/hr
๐Ÿ“ˆ Job Growth +6.0%
๐Ÿ‘ฅ Jobs Here 1K

๐Ÿ“‹ Complete Salary Guide โ€” All 40 Occupations in Louisville/Jefferson County

COL-Adjusted Salary = Raw salary divided by the cost of living index (104/100). Higher = more real purchasing power. This city's COL is above the US average.

# Occupation โ†• Raw Salary โ†•
1 Marketing Manager $153,127
2 Pharmacist $132,153
3 Software Developer $123,633
4 Construction Manager $105,126
5 Project Manager $98,393
6 Physical Therapist $96,868
7 Financial Analyst $96,188
8 Web Developer $90,106
9 Dental Hygienist $85,035
10 Accountant $83,626
11 Registered Nurse $83,617
12 Data Analyst $80,984
13 Police Officer $72,775
14 Human Resources Specialist $65,721
15 Elementary School Teacher $61,855
16 Plumber $61,544
17 Paralegal $60,961
18 Electrician $59,795
19 Real Estate Agent $59,727
20 Graphic Designer $59,591
21 Firefighter $55,492
22 Carpenter $55,297
23 HVAC Technician $54,083
24 Heavy Truck Driver $51,576
25 Insurance Agent $50,525
26 Nail Technician $50,525
27 Personal Trainer $50,525
28 Cosmetologist $50,525
29 Chef/Head Cook $50,525
30 Auto Mechanic $50,525
31 Social Worker $50,525
32 Veterinary Technician $50,525
33 Dental Assistant $50,525
34 Licensed Practical Nurse (LPN) $50,525
35 Pharmacy Technician $50,525
36 Loan Officer $50,525
37 Welder $48,176
38 Medical Assistant $37,179
39 Security Guard $36,519
40 Nursing Assistant (CNA) $34,740

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Louisville/Jefferson County

๐Ÿ 
1BR Rent
$1,077/mo
๐Ÿก
2BR Rent
$1,301/mo
๐Ÿ˜๏ธ
Median Home
$233,900
๐Ÿ“‰
Unemployment
4.0%
๐Ÿ’ณ
Median Income
$61,488
๐ŸŽ“
College Educated
33%
๐Ÿšถ
Walk Score
60/100
๐Ÿ“Š
Cost of Living
104
Near Avg Cost

๐Ÿงฎ Can You Afford to Live in Louisville/Jefferson County?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Louisville/Jefferson County. Enter your salary and see exactly how far your money goes.

โ“ Louisville/Jefferson County Salary FAQ

What is the average salary in Louisville/Jefferson County, KY?

โ–ผ
The average salary across 40 occupations is $67,754. This figure provides a baseline for typical earnings in the area. For context, the median household income is $61,488.

What jobs pay the most in Louisville/Jefferson County?

โ–ผ
The highest paying role identified is Marketing Manager at $153,127. This is more than double the area's average salary of $67,754. Salaries for other top roles were not specified in the data.

Is Louisville/Jefferson County affordable on a Marketing Manager salary?

โ–ผ
Yes, a Marketing Manager salary of $153,127 is significantly higher than the area's average and median incomes. With a Cost of Living Index of 103.5, your purchasing power is slightly below the national average but still strong for this high income. A 1BR apartment costs $1,077/month, which is very affordable on this salary.

How does Louisville/Jefferson County's cost of living affect my paycheck?

โ–ผ
The Cost of Living Index is 103.5, meaning expenses are 3.5% higher than the national average. This slightly reduces the purchasing power of your paycheck compared to a lower-cost area. For example, a $67,754 salary here has the buying power of about $65,462 nationally.

What salary do you need to live comfortably in Louisville/Jefferson County?

โ–ผ
A comfortable salary is typically defined as being able to afford housing, savings, and discretionary spending. A 1BR rent of $1,077/month suggests a salary of around $43,000-$52,000 could cover basic needs (using the 30% rent-to-income rule). To live comfortably with savings and lifestyle spending, aiming for the area's average salary of $67,754 or higher is a reasonable target.

๐Ÿ“ Editor's Verdict: Is Louisville/Jefferson County Worth It?

Hereโ€™s my take: Louisville isnโ€™t a gold rush, but itโ€™s a solid bet. With an average salary of $67,754 and a cost of living just 3.5% above the national average, your paycheck stretches further than in most major cities. The real winner here is marketingโ€”top pay, strong COL-adjusted earningsโ€”hinting that business and brand roles thrive here. Tech workers can do well, but healthcare and skilled trades are the cityโ€™s bread and butter; demand is steady and pay is competitive. For a single earner, that $1,077 monthly rent keeps things manageable. Verdict? If youโ€™re looking for a career-focused life without the crushing cost of coastal living, Louisville is worth it. Just come in with a job lined up; the market rewards the prepared.

Explore Louisville/Jefferson County Further