๐Ÿ’ฐ COL Index: 90 โ€” Below Avg Cost

Salaries in Lynchburg, VA

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 40 occupations ยท BLS + Census data

Avg. Salary
$67,438
across 40 roles
COL-Adjusted Avg
$74,682
real purchasing power
Top Paying Role
Marketing Manager
$153,033
1BR Rent
$966
median monthly

Hereโ€™s the thing about Lynchburg: you can make a solid six-figure salary here and still feel like youโ€™re winning at life. The cityโ€™s median household income sits at $61,693, but with a cost of living index of just 90.3, that money stretches further than youโ€™d think. Itโ€™s a quiet economic workhorse.

Letโ€™s talk real purchasing power. That 90.3 index means your dollar goes about 10% further than the national average. A marketing manager pulling $153,000 here experiences the same buying power as someone earning nearly $170,000 in an average U.S. city. A one-bedroom apartment averaging $966 a month? Thatโ€™s a game-changer for your budget. Itโ€™s not just cheap; itโ€™s recalibrated.

So, whoโ€™s actually thriving? This isn't just a college town. Youโ€™ve got a tight labor market with a 2.8% unemployment rate, and the cityโ€™s economic backbone is a mix of healthcare, education, and manufacturing. Liberty University is a massive employer, but so are places like Centra Health and BWXT (nuclear components). The software developer role, averaging $123,556, is a surprisingly strong play here, reflecting a growing tech niche.

My honest take? Wages are holding steady, but theyโ€™re not skyrocketing. The real financial sweet spot is for dual-income households or professionals in those top-tier fields. If youโ€™re a single earner in an average role, youโ€™ll be comfortable, but you wonโ€™t feel wealthy. Itโ€™s a city that rewards specific skills and doesnโ€™t punish you for living there.

The data below breaks down the top-paying jobs and what you can actually expect to take home.

๐Ÿ† Top 5 Highest-Paying Jobs in Lynchburg

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ -3% vs national

Marketing Manager

$153,033
๐Ÿ’ก COL-Adjusted $169,472
โฑ Hourly $73.57/hr
๐Ÿ“ˆ Job Growth +8.0%
๐Ÿ‘ฅ Jobs Here 159
๐Ÿฅˆ -3% vs national

Pharmacist

$132,071
๐Ÿ’ก COL-Adjusted $146,258
โฑ Hourly $63.50/hr
๐Ÿ“ˆ Job Growth -3.0%
๐Ÿ‘ฅ Jobs Here 159
๐Ÿฅ‰ -3% vs national

Software Developer

$123,556
๐Ÿ’ก COL-Adjusted $136,828
โฑ Hourly $59.40/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿ‘ฅ Jobs Here 477
4๏ธโƒฃ -3% vs national

Construction Manager

$105,061
๐Ÿ’ก COL-Adjusted $116,347
โฑ Hourly $50.51/hr
๐Ÿ“ˆ Job Growth +8.0%
๐Ÿ‘ฅ Jobs Here 159
5๏ธโƒฃ -3% vs national

Project Manager

$98,332
๐Ÿ’ก COL-Adjusted $108,895
โฑ Hourly $47.27/hr
๐Ÿ“ˆ Job Growth +6.0%
๐Ÿ‘ฅ Jobs Here 159

๐Ÿ“‹ Complete Salary Guide โ€” All 40 Occupations in Lynchburg

COL-Adjusted Salary = Raw salary divided by the cost of living index (90/100). Higher = more real purchasing power. This city's COL is below the US average.

# Occupation โ†• Raw Salary โ†•
1 Marketing Manager $153,033
2 Pharmacist $132,071
3 Software Developer $123,556
4 Construction Manager $105,061
5 Project Manager $98,332
6 Physical Therapist $96,808
7 Financial Analyst $96,128
8 Web Developer $90,050
9 Dental Hygienist $84,982
10 Accountant $83,575
11 Registered Nurse $83,565
12 Data Analyst $80,934
13 Police Officer $72,730
14 Human Resources Specialist $65,681
15 Elementary School Teacher $61,817
16 Plumber $61,506
17 Paralegal $60,923
18 Electrician $59,758
19 Real Estate Agent $59,690
20 Graphic Designer $59,555
21 Firefighter $55,457
22 Carpenter $55,263
23 HVAC Technician $54,050
24 Heavy Truck Driver $51,545
25 Nursing Assistant (CNA) $48,544
26 Personal Trainer $48,544
27 Chef/Head Cook $48,544
28 Auto Mechanic $48,544
29 Veterinary Technician $48,544
30 Social Worker $48,544
31 Cosmetologist $48,544
32 Dental Assistant $48,544
33 Pharmacy Technician $48,544
34 Licensed Practical Nurse (LPN) $48,544
35 Insurance Agent $48,544
36 Loan Officer $48,544
37 Nail Technician $48,544
38 Welder $48,146
39 Medical Assistant $37,156
40 Security Guard $35,088

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Lynchburg

๐Ÿ 
1BR Rent
$966/mo
๐Ÿก
2BR Rent
$1,093/mo
๐Ÿ˜๏ธ
Median Home
$283,000
๐Ÿ“‰
Unemployment
2.8%
๐Ÿ’ณ
Median Income
$61,693
๐ŸŽ“
College Educated
42%
๐Ÿšถ
Walk Score
35/100
๐Ÿ“Š
Cost of Living
90
Below Avg Cost

๐Ÿงฎ Can You Afford to Live in Lynchburg?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Lynchburg. Enter your salary and see exactly how far your money goes.

โ“ Lynchburg Salary FAQ

What is the average salary in Lynchburg, VA?

โ–ผ
The average salary across 40 occupations in Lynchburg is $67,438. This figure is 9.7% above the city's median household income of $61,693. Insight: The average salary is 25.7% higher than the local cost of living index of 90.3.

What jobs pay the most in Lynchburg?

โ–ผ
The highest paying role in Lynchburg is Marketing Manager at $153,033. This salary is 2.27 times the city's average of $67,438. Insight: This role earns 68.4% more than the median household income of $61,693.

Is Lynchburg affordable on a Marketing Manager salary?

โ–ผ
Yes, a Marketing Manager salary of $153,033 is highly affordable in Lynchburg. The cost of living index is 90.3, meaning expenses are 9.7% below the national average. Insight: The monthly rent for a 1BR apartment is $966, which is only 7.6% of the annual Marketing Manager salary.

How does Lynchburg's cost of living affect my paycheck?

โ–ผ
Lynchburg's COL index of 90.3 means your paycheck has 9.7% more purchasing power than the national average. An average salary of $67,438 effectively feels like $74,000 nationally. Insight: The 1BR rent of $966/mo costs just 17.2% of the average salary, leaving significant disposable income.

What salary do you need to live comfortably in Lynchburg?

โ–ผ
A comfortable salary in Lynchburg is approximately $75,000, which is 11% above the city's average salary of $67,438. This covers housing, utilities, and discretionary spending. Insight: At this salary, the 1BR rent of $966/mo would be 15.5% of your pre-tax income, well below the recommended 30% threshold.

๐Ÿ“ Editor's Verdict: Is Lynchburg Worth It?

Hereโ€™s my honest verdict: Lynchburg isnโ€™t a goldmine, but itโ€™s a smart play if you value breathing room over a skyline. At a 90.3 cost-of-living index and $966 rent, your paycheck stretches further than in most cities. Marketing Managers win bigโ€”$153K average and a COL-adjusted $169,472โ€”but the broader picture is steady, not spectacular.

If youโ€™re in tech, youโ€™ll find opportunity, but salaries lag behind hubs. Healthcare and skilled trades? Youโ€™ll do wellโ€”demand is steady and the cost of living keeps your take-home pay strong.

My advice: Donโ€™t just chase the highest numberโ€”run the math. Factor in rent, daily costs, and your lifestyle. Lynchburg isnโ€™t flashy, but for the right person, itโ€™s a financially sound home base.

Explore Lynchburg Further