๐Ÿ’ฐ COL Index: 104 โ€” Near Avg Cost

Salaries in Philadelphia, PA

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 40 occupations ยท BLS + Census data

Avg. Salary
$70,500
across 40 roles
COL-Adjusted Avg
$68,116
real purchasing power
Top Paying Role
Marketing Manager
$159,275
1BR Rent
$1,451
median monthly

Hereโ€™s what nobody tells you about a Philadelphia paycheck: that 3.7% unemployment rate isnโ€™t just a numberโ€”itโ€™s a sign of a market where skilled people are actually in demand. For a city of 1.55 million, thatโ€™s a tight labor market, and it changes how employers think about pay.

Letโ€™s talk real purchasing power. Phillyโ€™s cost of living sits at 103.5, just a hair above the national average. That $60,302 median household income sounds okay until you realize the median one-bedroom rent is $1,451 a month. Itโ€™s not San Francisco, but itโ€™s not a bargain either. The cityโ€™s average salary of $70,500 gets adjusted down to $68,116 in real terms. Youโ€™re not getting crushed, but youโ€™re not exactly rolling in it, either.

So who actually thrives here? The old-school money is still in healthcare and education, with giants like the University of Pennsylvania and Jefferson Health. But the real action is in tech and pharma, with a growing cluster of software developers and life sciences roles. Marketing managers are pulling down the highest pay at nearly $159,000, but thatโ€™s a role tied to the cityโ€™s corporate HQs. Construction managers are also doing surprisingly well, which tells you the building boom hasnโ€™t slowed down.

Hereโ€™s my honest take: wages are keeping pace with costs, but just barely. If youโ€™re in one of those top five fields, Philadelphia is a solid play. If youโ€™re not, youโ€™ll need a roommate or a longer commute. Itโ€™s a city for specialists, not generalists.

The data below breaks down exactly what you can expect to earn in specific roles, adjusted for what it actually costs to live here.

๐Ÿ† Top 5 Highest-Paying Jobs in Philadelphia

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ +1% vs national

Marketing Manager

$159,275
๐Ÿ’ก COL-Adjusted $153,889
โฑ Hourly $76.57/hr
๐Ÿ“ˆ Job Growth +8.0%
๐Ÿ‘ฅ Jobs Here 3K
๐Ÿฅˆ +1% vs national

Pharmacist

$137,458
๐Ÿ’ก COL-Adjusted $132,810
โฑ Hourly $66.09/hr
๐Ÿ“ˆ Job Growth -3.0%
๐Ÿ‘ฅ Jobs Here 3K
๐Ÿฅ‰ +1% vs national

Software Developer

$128,596
๐Ÿ’ก COL-Adjusted $124,247
โฑ Hourly $61.83/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿ‘ฅ Jobs Here 9K
4๏ธโƒฃ +1% vs national

Construction Manager

$109,346
๐Ÿ’ก COL-Adjusted $105,648
โฑ Hourly $52.57/hr
๐Ÿ“ˆ Job Growth +8.0%
๐Ÿ‘ฅ Jobs Here 3K
5๏ธโƒฃ +1% vs national

Project Manager

$102,343
๐Ÿ’ก COL-Adjusted $98,882
โฑ Hourly $49.20/hr
๐Ÿ“ˆ Job Growth +6.0%
๐Ÿ‘ฅ Jobs Here 3K

๐Ÿ“‹ Complete Salary Guide โ€” All 40 Occupations in Philadelphia

COL-Adjusted Salary = Raw salary divided by the cost of living index (104/100). Higher = more real purchasing power. This city's COL is above the US average.

# Occupation โ†• Raw Salary โ†•
1 Marketing Manager $159,275
2 Pharmacist $137,458
3 Software Developer $128,596
4 Construction Manager $109,346
5 Project Manager $102,343
6 Physical Therapist $100,756
7 Financial Analyst $100,049
8 Web Developer $93,723
9 Dental Hygienist $88,449
10 Accountant $86,983
11 Registered Nurse $86,973
12 Data Analyst $84,235
13 Insurance Agent $80,779
14 Loan Officer $77,000
15 Police Officer $75,696
16 Human Resources Specialist $68,360
17 Elementary School Teacher $64,338
18 Plumber $64,015
19 Paralegal $63,408
20 Electrician $62,196
21 Real Estate Agent $62,125
22 Graphic Designer $61,984
23 Social Worker $61,499
24 Chef/Head Cook $60,983
25 Firefighter $57,719
26 Carpenter $57,517
27 HVAC Technician $56,254
28 Licensed Practical Nurse (LPN) $55,193
29 Heavy Truck Driver $53,647
30 Welder $50,110
31 Auto Mechanic $48,827
32 Personal Trainer $47,170
33 Dental Assistant $45,290
34 Veterinary Technician $43,188
35 Pharmacy Technician $40,723
36 Cosmetologist $38,772
37 Medical Assistant $38,671
38 Security Guard $36,519
39 Nursing Assistant (CNA) $36,135
40 Nail Technician $33,700

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Philadelphia

๐Ÿ 
1BR Rent
$1,451/mo
๐Ÿก
2BR Rent
$1,737/mo
๐Ÿ˜๏ธ
Median Home
$270,375
๐Ÿ“‰
Unemployment
3.7%
๐Ÿ’ณ
Median Income
$60,302
๐ŸŽ“
College Educated
36%
๐Ÿšถ
Walk Score
75/100
๐Ÿ“Š
Cost of Living
104
Near Avg Cost

๐Ÿงฎ Can You Afford to Live in Philadelphia?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Philadelphia. Enter your salary and see exactly how far your money goes.

โ“ Philadelphia Salary FAQ

What is the average salary in Philadelphia, PA?

โ–ผ
Across 40 occupations, the average salary is $70,500. This figure provides a baseline for comparing individual roles. It is 17% above the city's median household income of $60,302.

What jobs pay the most in Philadelphia?

โ–ผ
The highest paying role identified is Marketing Manager at $159,275. This salary is more than double the city's average of $70,500. It reflects the premium for specialized management roles in the market.

Is Philadelphia affordable on a Marketing Manager salary?

โ–ผ
Yes, a $159,275 salary is well above the city's average and median income. With a Cost of Living Index of 103.5, your purchasing power is slightly lower than the national average. However, a 1BR rent of $1,451/month would consume only about 11% of your gross income, leaving ample room for other expenses and savings.

How does Philadelphia's cost of living affect my paycheck?

โ–ผ
Philadelphia's Cost of Living Index is 103.5, meaning it is 3.5% more expensive than the national average. This reduces the real purchasing power of your salary compared to a lower-cost area. For example, a $70,500 salary here has the equivalent buying power of approximately $68,115 nationally.

What salary do you need to live comfortably in Philadelphia?

โ–ผ
A common benchmark for comfortable living is the 50/30/20 rule, where housing costs are no more than 30% of gross income. For a 1BR rent of $1,451/month, you would need an annual salary of about $58,040. Therefore, a salary between $60,000 and $70,000 aligns with the city's median household income and supports a comfortable budget.

๐Ÿ“ Editor's Verdict: Is Philadelphia Worth It?

Hereโ€™s my honest verdict: Philadelphia is financially doable, but itโ€™s not a gold rush. With an average salary of $70,500 and a cost-of-living index of 103.5, youโ€™re slightly above the national averageโ€”yet rent at $1,451/month will eat a chunk of that. The standout is the Marketing Manager role, commanding nearly $159,275 (or $153,889 adjusted), proving that specialized, leadership-heavy fields win here.

Who benefits most? Healthcare and skilled trades thriveโ€”Phillyโ€™s hospitals and unions are powerhouse employers. Tech is growing but hasnโ€™t reached Boston-level premiums. My advice? If youโ€™re moving here for work, negotiate hard on salary before committing. Phillyโ€™s affordability hinges on getting paid well upfront; once youโ€™re in, that rent and 103.5 index wonโ€™t cut you much slack. Come for the culture, stay for the right offer.

Explore Philadelphia Further