๐Ÿ’ฐ COL Index: 98 โ€” Below Avg Cost

Salaries in Rochester Hills, MI

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 40 occupations ยท BLS + Census data

Avg. Salary
$54,057
across 40 roles
COL-Adjusted Avg
$55,160
real purchasing power
Top Paying Role
Software Developer
$126,496
1BR Rent
$1,029
median monthly

Hereโ€™s the thing about Rochester Hills: you might assume itโ€™s just another affluent Detroit suburb, but itโ€™s got a secret weapon. The cityโ€™s median income sits at $105,784, yet its cost of living is actually 2% below the national average. Thatโ€™s a rare and powerful combo in 2026.

The math is straightforward. With a Cost of Living Index of 98.0, your paycheck stretches further here than in most places. A software developer pulling in $126,496 doesnโ€™t just feel richโ€”they have real purchasing power, equivalent to earning about $129,000 in an average city. For the average worker, that COL-adjusted salary of $55,160 means a one-bedroom apartment at $1,029 a month is a manageable 22% of gross income, a figure thatโ€™s getting harder to find nationwide.

Financially, this is a city built on a foundation of engineering and healthcare. The presence of giants like Fiat Chryslerโ€™s tech center and major players in medical devices means the top-paying jobs arenโ€™t just in software; theyโ€™re in skilled trades and nursing, too. Itโ€™s a stable, educated marketโ€”59% of adults have a bachelorโ€™s degree or higherโ€”which supports those strong salaries.

But hereโ€™s my honest take: donโ€™t expect a wage boom. With an unemployment rate of 4.0% and an average salary thatโ€™s just okay, the city offers stability over explosive growth. Itโ€™s a fantastic spot for mid-career professionals, especially those in tech or healthcare, who want to build equity without coastal price tags. For newcomers or those in lower-wage fields, however, the gap between the median income and the average is a reminder that prosperity isnโ€™t evenly distributed.

The numbers below will break down exactly who earns what and how far your money goes in this surprising economic sweet spot.

๐Ÿ† Top 5 Highest-Paying Jobs in Rochester Hills

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ -1% vs national

Software Developer

$126,496
๐Ÿ’ก COL-Adjusted $129,078
โฑ Hourly $60.82/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿฅˆ -1% vs national

Accountant

$85,563
๐Ÿ’ก COL-Adjusted $87,309
โฑ Hourly $41.14/hr
๐Ÿ“ˆ Job Growth +3.0%
๐Ÿฅ‰ -1% vs national

Registered Nurse

$85,553
๐Ÿ’ก COL-Adjusted $87,299
โฑ Hourly $41.13/hr
๐Ÿ“ˆ Job Growth +6.0%
4๏ธโƒฃ -1% vs national

Elementary School Teacher

$63,287
๐Ÿ’ก COL-Adjusted $64,579
โฑ Hourly $30.43/hr
๐Ÿ“ˆ Job Growth +3.0%
5๏ธโƒฃ -1% vs national

Electrician

$61,180
๐Ÿ’ก COL-Adjusted $62,429
โฑ Hourly $29.41/hr
๐Ÿ“ˆ Job Growth +3.0%

๐Ÿ“‹ Complete Salary Guide โ€” All 40 Occupations in Rochester Hills

COL-Adjusted Salary = Raw salary divided by the cost of living index (98/100). Higher = more real purchasing power. This city's COL is below the US average.

# Occupation โ†• Raw Salary โ†•
1 Software Developer $126,496
2 Accountant $85,563
3 Registered Nurse $85,553
4 Elementary School Teacher $63,287
5 Electrician $61,180
6 Real Estate Agent $61,111
7 Heavy Truck Driver $52,771
8 Medical Assistant $49,700
9 Paralegal $49,700
10 Welder $49,700
11 Construction Manager $49,700
12 Nail Technician $49,700
13 Cosmetologist $49,700
14 Personal Trainer $49,700
15 Chef/Head Cook $49,700
16 Auto Mechanic $49,700
17 Social Worker $49,700
18 Pharmacy Technician $49,700
19 Veterinary Technician $49,700
20 Dental Assistant $49,700
21 Licensed Practical Nurse (LPN) $49,700
22 Graphic Designer $49,700
23 Police Officer $49,700
24 Project Manager $49,700
25 Data Analyst $49,700
26 Plumber $49,700
27 Loan Officer $49,700
28 Insurance Agent $49,700
29 Firefighter $49,700
30 Carpenter $49,700
31 Human Resources Specialist $49,700
32 Nursing Assistant (CNA) $49,700
33 Web Developer $49,700
34 Marketing Manager $49,700
35 Dental Hygienist $49,700
36 Financial Analyst $49,700
37 Pharmacist $49,700
38 HVAC Technician $49,700
39 Physical Therapist $49,700
40 Security Guard $35,923

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Rochester Hills

๐Ÿ 
1BR Rent
$1,029/mo
๐Ÿก
2BR Rent
$1,286/mo
๐Ÿ˜๏ธ
Median Home
$471,000
๐Ÿ“‰
Unemployment
4.0%
๐Ÿ’ณ
Median Income
$105,784
๐ŸŽ“
College Educated
59%
๐Ÿšถ
Walk Score
35/100
๐Ÿ“Š
Cost of Living
98
Below Avg Cost

๐Ÿงฎ Can You Afford to Live in Rochester Hills?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Rochester Hills. Enter your salary and see exactly how far your money goes.

โ“ Rochester Hills Salary FAQ

What is the average salary in Rochester Hills, MI?

โ–ผ
Across 40 occupations, the average salary is $54,057. This is the baseline for individual worker earnings in the area. The median household income is significantly higher at $105,784, indicating many households have multiple earners or higher-paid individuals.

What jobs pay the most in Rochester Hills?

โ–ผ
The highest paying role is Software Developer at $126,496. This salary is more than double the area's average of $54,057. Tech roles consistently top the local pay scale due to regional industry demand.

Is Rochester Hills affordable on a Software Developer salary?

โ–ผ
Yes, a Software Developer salary of $126,496 is highly affordable in Rochester Hills. With a Cost of Living Index of 98.0 (2% below average), your purchasing power is strong. A 1BR rent of $1,029/mo represents only about 10% of gross monthly income, well below the recommended 30% threshold.

How does Rochester Hills's cost of living affect my paycheck?

โ–ผ
Rochester Hills has a COL Index of 98.0, meaning your paycheck goes 2% further than the national average. For example, a $54,057 salary here has the purchasing power of about $55,159 nationally. This slightly lower cost base makes your effective take-home pay more valuable.

What salary do you need to live comfortably in Rochester Hills?

โ–ผ
A comfortable salary is approximately $75,000-$85,000, based on the 30% rule for housing. At the area's median rent of $1,029/mo, a $41,160 annual income would cover housing alone. However, to include savings, utilities, and discretionary spending, targeting 2-3 times the median rent is prudent, aligning with the median household income of $105,784.

๐Ÿ“ Editor's Verdict: Is Rochester Hills Worth It?

Rochester Hills looks affordable on paper, and it mostly is. With a 98.0 cost-of-living index and rent around $1,029, a $54,057 average salary stretches further than in many suburbs. Tech is the standout: software developers earn $126,496, and COL-adjusted pay actually rises to $129,078, a rare win. Healthcare and skilled trades do fine, but the ceiling is noticeably lower without the tech premium.

My verdict: yes, Rochester Hills is worth it financially, especially if youโ€™re in software or adjacent roles. For everyone else, itโ€™s decent, not dazzling.

Who benefits most? Tech workers, hands down. Healthcare is steady, and trades get stability but not the same upside.

One piece of advice: lock in a job before you move. Commutes to Detroit and Troy can eat into that cost-of-living edge, and youโ€™ll want the salary to match the locale.

Explore Rochester Hills Further