๐Ÿ’ฐ COL Index: 101 โ€” Near Avg Cost

Salaries in Westerly CDP, RI

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 27 occupations ยท BLS + Census data

Avg. Salary
$57,160
across 27 roles
COL-Adjusted Avg
$56,650
real purchasing power
Top Paying Role
Software Developer
$127,603
1BR Rent
$1,362
median monthly

Hereโ€™s the thing about Westerly: you can make a solid living here without the brutal competition of a major metro. The median household income sits at $82,333, which feels surprisingly robust for a coastal town of just 18,500 people. Itโ€™s a quiet powerhouse.

But letโ€™s talk real purchasing power. With a cost of living index of 100.9โ€”basically dead-on the national averageโ€”your paycheck doesn't get a coastal discount. A one-bedroom apartment runs about $1,362 a month. That means the COL-adjusted average salary here, $56,650, doesn't stretch as far as you might hope. Itโ€™s not a bargain, but itโ€™s not a rip-off either; itโ€™s justโ€ฆ average.

So who actually thrives? The data points to a classic mix: healthcare, skilled trades, and education. Registered nurses and elementary school teachers pull in the mid-$80s and low-$60s, respectively, reflecting the town's stable, family-oriented base. The real outlier, though, is software development, with salaries cracking $127,000. Thatโ€™s a telling sign of the remote work revolution hitting even a picturesque New England CDP.

Hereโ€™s my honest take: wages are keeping pace with costs, but just barely. The unemployment rate is a healthy 3.8%, and with nearly 40% of residents holding a bachelor's degree or higher, the local economy is educated and resilient. This city works well for dual-income households or anyone in a high-demand field like tech or healthcare.

The numbers below will show you exactly where youโ€™d land on that spectrum.

๐Ÿ† Top 5 Highest-Paying Jobs in Westerly CDP

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ +0% vs national

Software Developer

$127,603
๐Ÿ’ก COL-Adjusted $126,465
โฑ Hourly $61.35/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿฅˆ +0% vs national

Accountant

$86,312
๐Ÿ’ก COL-Adjusted $85,542
โฑ Hourly $41.50/hr
๐Ÿ“ˆ Job Growth +3.0%
๐Ÿฅ‰ +0% vs national

Registered Nurse

$86,302
๐Ÿ’ก COL-Adjusted $85,532
โฑ Hourly $41.49/hr
๐Ÿ“ˆ Job Growth +6.0%
4๏ธโƒฃ +0% vs national

Elementary School Teacher

$63,841
๐Ÿ’ก COL-Adjusted $63,272
โฑ Hourly $30.69/hr
๐Ÿ“ˆ Job Growth +3.0%
5๏ธโƒฃ +0% vs national

Electrician

$61,716
๐Ÿ’ก COL-Adjusted $61,166
โฑ Hourly $29.67/hr
๐Ÿ“ˆ Job Growth +3.0%

๐Ÿ“‹ Complete Salary Guide โ€” All 27 Occupations in Westerly CDP

COL-Adjusted Salary = Raw salary divided by the cost of living index (101/100). Higher = more real purchasing power. This city's COL is above the US average.

# Occupation โ†• Raw Salary โ†•
1 Software Developer $127,603
2 Accountant $86,312
3 Registered Nurse $86,302
4 Elementary School Teacher $63,841
5 Electrician $61,716
6 Real Estate Agent $61,645
7 Heavy Truck Driver $53,233
8 Paralegal $50,134
9 Nursing Assistant (CNA) $50,134
10 Welder $50,134
11 HVAC Technician $50,134
12 Project Manager $50,134
13 Graphic Designer $50,134
14 Data Analyst $50,134
15 Plumber $50,134
16 Carpenter $50,134
17 Physical Therapist $50,134
18 Human Resources Specialist $50,134
19 Financial Analyst $50,134
20 Pharmacist $50,134
21 Police Officer $50,134
22 Construction Manager $50,134
23 Firefighter $50,134
24 Dental Hygienist $50,134
25 Web Developer $50,134
26 Marketing Manager $50,134
27 Medical Assistant $50,134

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Westerly CDP

๐Ÿ 
1BR Rent
$1,362/mo
๐Ÿก
2BR Rent
$1,702/mo
๐Ÿ˜๏ธ
Median Home
$400,200
๐Ÿ“‰
Unemployment
3.8%
๐Ÿ’ณ
Median Income
$82,333
๐ŸŽ“
College Educated
38%
๐Ÿšถ
Walk Score
35/100
๐Ÿ“Š
Cost of Living
101
Near Avg Cost

๐Ÿงฎ Can You Afford to Live in Westerly CDP?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Westerly CDP. Enter your salary and see exactly how far your money goes.

โ“ Westerly CDP Salary FAQ

What is the average salary in Westerly CDP, RI?

โ–ผ
The average salary across 40 occupations in Westerly CDP, RI is $57,160. This figure is slightly above the national average, supported by the region's cost of living index of 100.9. It reflects a stable local economy but is lower than the median household income of $82,333.

What jobs pay the most in Westerly CDP?

โ–ผ
The highest paying role in Westerly CDP is Software Developer, with an average salary of $127,603. This is more than double the area's average salary of $57,160. The role's high pay is likely driven by tech industry demand and regional compensation trends.

Is Westerly CDP affordable on a Software Developer salary?

โ–ผ
Yes, a Software Developer salary of $127,603 is highly affordable in Westerly CDP. With a 1BR rent of $1,362/month, housing costs would be about 13% of gross monthly income. The cost of living index of 100.9 is only 0.9% above the national average, meaning the salary provides substantial disposable income.

How does Westerly CDP's cost of living affect my paycheck?

โ–ผ
Westerly CDP's cost of living index of 100.9 means expenses are 0.9% higher than the national average, marginally reducing purchasing power. For a $57,160 average salary, this translates to a slightly higher cost for goods and services compared to a 100 index area. However, the effect is minimal, and local wages generally offset the slight increase.

What salary do you need to live comfortably in Westerly CDP?

โ–ผ
To live comfortably in Westerly CDP, a salary around $82,333 (the median household income) is advisable, aligning with the area's economic benchmarks. This covers a 1BR rent of $1,362/month at about 20% of gross income, which is a standard affordability threshold. The cost of living index of 100.9 suggests this income provides a comfortable buffer above basic needs.

๐Ÿ“ Editor's Verdict: Is Westerly CDP Worth It?

Here's my honest take: Westerly CDP isn't going to make you rich fast. The average salary of $57,160 is modest, and with a cost-of-living index of 100.9 and average rent at $1,362/month, you'll need to budget carefully. Financially, it's a stable choice, but wealth building will be a slow burn.

If you're in tech, especially software development, this is your golden ticket. With an average salary of $127,603 and a COL-adjusted value of $126,465, your paycheck stretches beautifully here. Healthcare and trades offer solid, reliable work, but tech is where the real financial upside lives.

My one piece of advice? Before you pack your bags, get a remote or hybrid tech job. Westerly's charm is undeniable, but leveraging a big-city salary while living here is the real power move.

Explore Westerly CDP Further