Fairfield
Investment Analysis

Fairfield, CA
Investor Report

Comprehensive real estate investment analysis with cap rates, rental yields, and risk assessment.

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36
Investment Score
Hold
Cap Rate (Est.)
2.2%
Gross Yield
3.7%
P/R Ratio
21.5x
YoY Growth
-2.7%
Median Home Price
$599,000
Average Rent (1BR)
$1,853/mo
Median Income
$100,126
Population
120,764

Investment Breakdown

36
Value Score
23
Growth Score
50
Safety Score
41
Afford Score

Fairfield has a price-to-rent ratio of 21.5x, which indicates renting and buying are roughly equal.

The estimated cap rate of 2.2% is below average, typical of appreciation-focused markets.

Year-over-year price growth of -2.7% suggests a cooling market.

Rental Cash Flow Analysis

Monthly Income

Gross Rent $1,853
Annual Gross $22,236

Est. Monthly Expenses

Property Tax (~1.5%) -$749
Insurance (~0.5%) -$250
Maintenance (~1%) -$499
Est. Net Cash Flow $356/mo

Price Forecast 2026โ€“2028

๐Ÿ”ฎ Fairfield Price Forecast 2026โ€“2028

Based on 5-year Zillow ZHVI trend analysis ยท Statistical projection
๐Ÿ“ˆ Upward Trend
PROJECTEDNOW$597K2027$626Kโ–ฒ 4.9%2028$635Kโ–ฒ 6.3%20232024Now
$666K$556K
Current
$599K
2026
Projected
$626K
โ†‘ 4.9% by 2027
Projected
$635K
โ†‘ 6.3% by 2028
5yr CAGR:+3.0%
Confidence:Low
Rยฒ:0.24
โ–ผ

When evaluating the Fairfield housing market forecast through 2028, the current data suggests a period of consolidation rather than rapid appreciation. The median home price sits at $596,758, having experienced a recent YoY price change of -2.6%, indicating a cooling phase following broader Bay Area trends. With days on market at 39, inventory is moving at a moderate pace, giving buyers slightly more leverage than in previous frenzied years. The five-year CAGR of 3.3% signals a return to historical norms, suggesting that Fairfield real estate in 2027 will likely see modest, sustainable growth rather than the volatility of the past half-decade.

For those asking will Fairfield home prices drop significantly, the risk profile suggests otherwise. The Risk Grade of A- and a market temperature of 63/100 point toward stability, buoyed by Fairfieldโ€™s role as a more affordable gateway to the Bay Area for commuters. However, the price-to-rent ratio of 23.9xโ€”well above the national average of 18xโ€”remains a headwind, reinforcing the current "RENT" verdict for investors seeking immediate cash flow. Affordability constraints, combined with local economic reliance on nearby Travis Air Force Base and logistics sectors, will likely keep price appreciation in check, preventing a sharp downturn but capping explosive growth.

Projected Cap Rate (2027)
2.2%
5yr CAGR
+3%

Job Market

Unemployment 5.2%
National avg: 3.7%
Job Growth (YoY) +1.5%

Healthcare

78
Score
Good

Risk Factors

Declining Prices

Market Activity

Source: Redfin ยท 2026-01-31
Sale-to-List 99.5%
Months Supply 3.5
Price Drops 26%
Gone in 2 Wks 27%

Market Position

Affordability Average
Safety Average

ROI Projector Estimate your total return

Adjust the sliders to model different investment scenarios for Fairfield.

Total ROI
-135%
on $119,800 invested
Annual ROI
NaN%
compounded
Total Return
-$161,776
appreciation + cashflow
Mo. Cash Flow
-$2,861
year 1 estimate
Equity Growth Over 5 Years
Y1125kY2130kY3136kY4142kY5148k
Appreciation
$0
Cash Flow
-$161,776
Final Equity
$147,882

* Estimates based on 0.0% annual appreciation, 3% rent growth, 5% vacancy. Does not include closing costs, tax benefits, or capital gains tax. For illustrative purposes only.

Rental Investment Calculator Estimate your monthly cashflow

Rental Income Estimator

Pre-filled for Fairfield

Property

Purchase Price$599,000
Monthly Rent$1,853
Down Payment20%

Financing

Interest Rate6.5%

Expenses

Property Tax1.2%
Insurance (Annual)$1,500
Maintenance Reserve1%
Vacancy Rate5%
Property Management0%
HOA (Monthly)$0
-$2,492
Monthly Cash Flow
-$29,900/ year
-25.0%
Cash-on-Cash
1.1%
Cap Rate

Monthly Breakdown

+ Rental Income$1,853
โˆ’ Mortgage (P&I)$3,029
โˆ’ Property Tax$599
โˆ’ Insurance$125
โˆ’ Maintenance$499
โˆ’ Vacancy Loss$93
= Net Cash Flow-$2,492

Investment Summary

Down Payment
$119,800
Loan Amount
$479,200
Total Monthly Expenses
$4,345
Gross Yield
3.7%

Disclaimer: This analysis is for informational purposes only and should not be considered financial advice. Investment decisions should be made after consulting with qualified professionals. Data sources include Zillow, Census Bureau, and BLS. Cap rates and yields are estimates based on available data.

Last updated: March 2026