Tracked cities
582
Ocity city-database snapshot - 2026-07-14
1BR Rent-to-Income Screening Index 2026
A 582-city comparison of annualized one-bedroom rent to median household income. A screening ratio - not observed household rent burden or personal affordability.
Avg 1BR rent
$1,410/mo
Avg household income
$81,621
Avg screening ratio
21.51%
How the ratio is calculated
Monthly 1BR rent x 12 / median household income x 100. Rows are ordered low to high; city slug breaks ties.
lowest
Allen, TX
7.41%
p25
Duluth, MN
17.03%
median
Charlotte, NC
20.61%
p75
Pasadena, TX
25.42%
highest
Camden, NJ
49.57%
Lowest screening-ratio rows
| City | 1BR rent | Household income | Ratio |
|---|---|---|---|
| Allen, TX | $781 | $126,549 | 7.41% |
| Bentonville, AR | $773 | $108,465 | 8.55% |
| Shawnee, KS | $731 | $100,016 | 8.77% |
| Fishers, IN | $898 | $121,382 | 8.88% |
| Ankeny, IA | $787 | $105,862 | 8.92% |
| Edmond, OK | $773 | $98,524 | 9.41% |
| Olathe, KS | $839 | $105,915 | 9.51% |
| Carmel, IN | $1,145 | $143,676 | 9.56% |
| Lakeville, MN | $1,201 | $147,992 | 9.74% |
| Madison, AL | $1,067 | $131,436 | 9.74% |
| Lenexa, KS | $839 | $102,344 | 9.84% |
| Bethesda CDP, MD | $1,574 | $191,198 | 9.88% |
| Noblesville, IN | $898 | $107,177 | 10.05% |
| Sugar Land, TX | $1,135 | $133,144 | 10.23% |
| Overland Park, KS | $839 | $97,176 | 10.36% |
Highest screening-ratio rows
| City | 1BR rent | Household income | Ratio |
|---|---|---|---|
| Camden, NJ | $1,451 | $35,129 | 49.57% |
| Hemet, CA | $2,104 | $52,824 | 47.80% |
| Lauderhill, FL | $1,621 | $45,454 | 42.79% |
| El Monte, CA | $2,252 | $64,991 | 41.58% |
| Hawthorne, CA | $2,252 | $65,166 | 41.47% |
| Santa Maria, CA | $2,651 | $77,564 | 41.01% |
| Compton, CA | $2,252 | $69,965 | 38.63% |
| El Cajon, CA | $2,174 | $67,773 | 38.49% |
| New York, NY | $2,451 | $76,577 | 38.41% |
| Trenton, NJ | $1,550 | $49,117 | 37.87% |
| South Gate, CA | $2,252 | $71,760 | 37.66% |
| Victorville, CA | $2,104 | $67,099 | 37.63% |
| Hesperia, CA | $2,104 | $67,348 | 37.49% |
| Hartford, CT | $1,319 | $42,397 | 37.33% |
| Inglewood, CA | $2,252 | $72,900 | 37.07% |
Methodology and limits
Ocity city database; population > 50,000, median household income > $30,000 and positive 1BR rent. Fields may reflect different source years. This ratio does not measure observed household burden, graduate affordability, taxes, utilities, household composition, mortgage qualification or personal affordability. It does not establish migration, policy, wage, savings or lifestyle outcomes.