Tracked city rows
582
Ocity Housing Research · 3 direct reports
Housing signals, read with context
City-level price and rent screening indicators, transparent formulas and downloadable snapshots—without treating proxies as personal affordability or national estimates.
Average price / income
5.99×
Average 1BR ratio
21.51%
Direct reports
3
Housing report collection
Updated July 2026 · 582 cities
2026 Housing Affordability Index
A transparent snapshot of 582 tracked cities using price-to-income and rent screening indicators.
Read report
July 2026 · 582 cities
1BR Rent-to-Income Screening Index 2026
A transparent 582-city comparison of annualized one-bedroom rent to median household income.
Read report
July 2026 · 28.86× average
Home-Price-to-Annual-1BR-Rent Multiple 2026
A transparent computed multiple comparing median home price with annualized one-bedroom rent across 582 cities.
Read report
How to read the indicators
Price-to-income ratio
Median home price divided by median household income; a screening ratio, not mortgage qualification.
1BR rent-to-income ratio
Annualized one-bedroom rent divided by median household income; not observed household rent burden.
Median household income
A city-level household measure—not individual salary, wages or take-home pay.
Average across city rows
An unweighted arithmetic average of included city rows—not a US national estimate.
Observed rent burden
Requires household-level observed rent and income data; this Hub does not claim to measure it.
National/state estimate
A separate weighted official estimate; city-row summaries should not be labeled as one.
Lowest rent-ratio row
Allen, TX · 7.41%
Snapshot reference row; not a claim about a specific household.
Highest rent-ratio row
Camden, NJ · 49.57%
Snapshot reference row; fields can reflect different source years.
Housing dataset center
Housing Affordability snapshot
JSON SHA-256: 3c9d6112676fb3d5cf9ba1c4d7ffa90edcb918683910a61fe80b443cbcf5115b
Rent-to-Income snapshot
JSON SHA-256: 9c4d19d459df024467fa83109369a3a4e933b46d8f526e5adf87ebebdc7e33fe
Home-Price / Annual-Rent snapshot
JSON SHA-256: 73316aaadb71e825772389d1205812e69e98f37488fb8a27e5cf73d218cd04e6
Supporting research
Migration
Migration, Housing & Relocation Economics
Rent, home-value and household-income context without causal claims.
Careers & Education
Graduate City Screening Index 2026
A transparent editorial composite across 460 eligible city rows using five documented city-level proxies.
Income & Cost of Living
Income & Cost Index 2026
A transparent snapshot that normalizes median household income by city cost index across 582 tracked cities.
Methodology boundary
These city-database indicators are screening tools. They do not estimate taxes, mortgage rates, insurance, utilities, household composition, wealth, observed rent burden or individual affordability. Static city-row differences do not prove migration, policy or housing causes.