๐Ÿ’ฐ COL Index: 90 โ€” Very Affordable

Salaries in Bismarck, ND

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 39 occupations ยท BLS + Census data

Avg. Salary
$68,120
across 39 roles
COL-Adjusted Avg
$76,026
real purchasing power
Top Paying Role
Marketing Manager
$152,702
1BR Rent
$848
median monthly

Hereโ€™s the thing about Bismarck: itโ€™s one of the few places left where a 2% unemployment rate isnโ€™t a headlineโ€”itโ€™s just Tuesday. The real surprise isnโ€™t that jobs are plentiful, but that your paycheck stretches so much further than youโ€™d expect.

With a cost of living index of 89.6, youโ€™re paying about 10% less than the national average for everything from groceries to utilities. That median household income of $75,846 feels solid when you remember a one-bedroom apartment runs just $848 a month. Itโ€™s not a bargain basement city; itโ€™s a place where the math actually works in your favor. Youโ€™re not just earning money, youโ€™re keeping it.

This is a government and healthcare town, plain and simple. The state government is the biggest employer, followed by Sanford Health and St. Alexius Medical Center. That creates a stable, professional class that supports the top-paying roles. Marketing managers and software developers are needed to serve these large institutions, which is why youโ€™ll see their salariesโ€”$152,702 and $123,289 respectivelyโ€”look surprisingly robust for a city of 75,000 people. Construction managers also do well, riding the wave of steady, state-funded infrastructure projects.

But hereโ€™s my honest take: wages here are stable, not soaring. Theyโ€™re keeping pace with the low cost of living, but youโ€™re not going to see the explosive growth you might in a tech hub. Itโ€™s a fantastic fit if youโ€™re in healthcare, government, or a skilled trade and you value stability and purchasing power over a high-risk, high-reward career. Itโ€™s less ideal if youโ€™re chasing a startup fortune.

The numbers below paint a detailed picture of who wins in this market and what your earning potential really looks like.

๐Ÿ† Top 5 Highest-Paying Jobs in Bismarck

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ -3% vs national

Marketing Manager

$152,702
๐Ÿ’ก COL-Adjusted $170,426
โฑ Hourly $73.41/hr
๐Ÿ“ˆ Job Growth +8.0%
๐Ÿ‘ฅ Jobs Here 150
๐Ÿฅˆ -3% vs national

Pharmacist

$131,785
๐Ÿ’ก COL-Adjusted $147,081
โฑ Hourly $63.36/hr
๐Ÿ“ˆ Job Growth -3.0%
๐Ÿ‘ฅ Jobs Here 150
๐Ÿฅ‰ -3% vs national

Software Developer

$123,289
๐Ÿ’ก COL-Adjusted $137,599
โฑ Hourly $59.27/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿ‘ฅ Jobs Here 450
4๏ธโƒฃ -3% vs national

Construction Manager

$104,833
๐Ÿ’ก COL-Adjusted $117,001
โฑ Hourly $50.40/hr
๐Ÿ“ˆ Job Growth +8.0%
๐Ÿ‘ฅ Jobs Here 150
5๏ธโƒฃ -3% vs national

Project Manager

$98,120
๐Ÿ’ก COL-Adjusted $109,509
โฑ Hourly $47.17/hr
๐Ÿ“ˆ Job Growth +6.0%
๐Ÿ‘ฅ Jobs Here 150

๐Ÿ“‹ Complete Salary Guide โ€” All 39 Occupations in Bismarck

COL-Adjusted Salary = Raw salary divided by the cost of living index (90/100). Higher = more real purchasing power. This city's COL is below the US average.

# Occupation โ†• Raw Salary โ†•
1 Marketing Manager $152,702
2 Pharmacist $131,785
3 Software Developer $123,289
4 Construction Manager $104,833
5 Project Manager $98,120
6 Physical Therapist $96,599
7 Financial Analyst $95,920
8 Web Developer $89,856
9 Dental Hygienist $84,799
10 Accountant $83,394
11 Registered Nurse $83,384
12 Data Analyst $80,759
13 Police Officer $72,572
14 Human Resources Specialist $65,539
15 Elementary School Teacher $61,683
16 Plumber $61,373
17 Paralegal $60,792
18 Electrician $59,629
19 Real Estate Agent $59,561
20 Graphic Designer $59,426
21 Firefighter $55,337
22 Carpenter $55,144
23 HVAC Technician $53,933
24 Heavy Truck Driver $51,433
25 Nail Technician $48,439
26 Pharmacy Technician $48,439
27 Dental Assistant $48,439
28 Auto Mechanic $48,439
29 Social Worker $48,439
30 Nursing Assistant (CNA) $48,439
31 Loan Officer $48,439
32 Insurance Agent $48,439
33 Chef/Head Cook $48,439
34 Veterinary Technician $48,439
35 Personal Trainer $48,439
36 Cosmetologist $48,439
37 Licensed Practical Nurse (LPN) $48,439
38 Welder $48,042
39 Medical Assistant $37,075

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Bismarck

๐Ÿ 
1BR Rent
$848/mo
๐Ÿก
2BR Rent
$955/mo
๐Ÿ˜๏ธ
Median Home
$300,000
๐Ÿ“‰
Unemployment
2.0%
๐Ÿ’ณ
Median Income
$75,846
๐ŸŽ“
College Educated
40%
๐Ÿšถ
Walk Score
35/100
๐Ÿ“Š
Cost of Living
90
Very Affordable

๐Ÿงฎ Can You Afford to Live in Bismarck?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Bismarck. Enter your salary and see exactly how far your money goes.

โ“ Bismarck Salary FAQ

What is the average salary in Bismarck, ND?

โ–ผ
The average salary across 40 occupations in Bismarck is $68,120. This is 10.4% lower than the median household income of $75,846. Insight: The average salary is below the typical household's total income, suggesting many households rely on dual incomes or other sources.

What jobs pay the most in Bismarck?

โ–ผ
The highest paying role is Marketing Manager at $152,702. This is more than double the average salary of $68,120. Insight: Specialized management roles can command a premium of over 124% above the local average.

Is Bismarck affordable on a Marketing Manager salary?

โ–ผ
Yes, a Marketing Manager salary ($152,702) is highly affordable in Bismarck. The cost of living index is 89.6, meaning expenses are 10.4% below the national average. Insight: At this salary, housing costs are minimal; a 1BR apartment at $848/month uses only 6.7% of gross monthly income.

How does Bismarck's cost of living affect my paycheck?

โ–ผ
Bismarck's COL index of 89.6 means your paycheck has 10.4% more purchasing power than the national average. For the average salary of $68,120, this effectively boosts real income. Insight: The 1BR rent of $848/month requires only 14.9% of the average monthly salary, leaving more disposable income.

What salary do you need to live comfortably in Bismarck?

โ–ผ
A comfortable living salary is approximately $75,846, matching the median household income. This covers a 1BR rent ($848/mo) at 13.4% of income, well below the recommended 30% threshold. Insight: The COL index of 89.6 allows a salary 10.4% below the national median to provide a comfortable standard of living.

๐Ÿ“ Editor's Verdict: Is Bismarck Worth It?

Hereโ€™s my honest verdict: Bismarck is worth it financiallyโ€”especially if youโ€™re not chasing coastal salaries without the price tag. With a cost-of-living index of 89.6 and rent at $848/month, that $68,120 average goes further than you think. The standout is Marketing Manager, climbing to a COL-adjusted $170,426, proving you donโ€™t have to sacrifice earning power here.

Who benefits most? Healthcare workers, skilled trades, and tech prosโ€”demand is steady and competition isnโ€™t brutal. Marketers can thrive, too, if they position themselves right.

My advice? If youโ€™re considering the move, lock in a job before you pack. Bismarckโ€™s market isnโ€™t huge, so having an offer in hand means you negotiate from strengthโ€”and youโ€™ll fit right into a community that values reliability over flash.

Explore Bismarck Further