๐Ÿ’ฐ COL Index: 103 โ€” Near Avg Cost

Salaries in Frisco, TX

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 39 occupations ยท BLS + Census data

Avg. Salary
$54,101
across 39 roles
COL-Adjusted Avg
$52,373
real purchasing power
Top Paying Role
Software Developer
$128,519
1BR Rent
$1,291
median monthly

Hereโ€™s the thing about Frisco: for a city of 225,000 people, its median household incomeโ€”$141,129โ€”isnโ€™t just high; itโ€™s a direct reflection of who chooses to live here. This is a town built by and for a highly educated workforce, with nearly 68% of adults holding a bachelorโ€™s degree or higher.

So, what does that salary actually buy you? Friscoโ€™s cost of living sits at 103.3, just a touch above the national average. A $128,519 software developer salary here feels more like $124,413 in real purchasing power. Thatโ€™s not a bad trade-off. The median rent for a one-bedroom apartment is $1,291 a month. For a dual-income household pulling in that median salary, youโ€™re in decent shape. For a single earner, itโ€™s tighter.

This isnโ€™t a city of random small businesses. Itโ€™s a corporate magnet. Youโ€™ve got the Dallas Cowboysโ€™ headquarters, the PGA of Americaโ€™s new home, and a relentless wave of tech and financial services firms that have flocked to the area. Thatโ€™s why software developers are the top-paid occupation here, pulling in over $128k. But youโ€™ll also find a healthy number of accountants, real estate agents, and skilled tradespeople like electricians who are doing well, all earning in the low-to-mid $60s. My own surprise? The salary for an elementary school teacher here, at $64,300, is actually higher than the national average, a direct result of the local tax base and competition for talent.

But hereโ€™s the honest catch: while the unemployment rate is a healthy 4.0%, wages for most roles arenโ€™t exploding. Theyโ€™re keeping pace, not sprinting ahead. The average salary across all jobs is $54,101 (or $52,373 adjusted), which is solid but not eye-popping. This city works best for those in the top industries or for couples with two solid incomes.

The data below will show you exactly where the money isโ€”and isnโ€™tโ€”in Friscoโ€™s economy.

๐Ÿ† Top 5 Highest-Paying Jobs in Frisco

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ +1% vs national

Software Developer

$128,519
๐Ÿ’ก COL-Adjusted $124,413
โฑ Hourly $61.79/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿฅˆ +1% vs national

Accountant

$86,932
๐Ÿ’ก COL-Adjusted $84,155
โฑ Hourly $41.79/hr
๐Ÿ“ˆ Job Growth +3.0%
๐Ÿฅ‰ +1% vs national

Elementary School Teacher

$64,300
๐Ÿ’ก COL-Adjusted $62,246
โฑ Hourly $30.91/hr
๐Ÿ“ˆ Job Growth +3.0%
4๏ธโƒฃ +1% vs national

Electrician

$62,159
๐Ÿ’ก COL-Adjusted $60,173
โฑ Hourly $29.88/hr
๐Ÿ“ˆ Job Growth +3.0%
5๏ธโƒฃ +1% vs national

Real Estate Agent

$62,088
๐Ÿ’ก COL-Adjusted $60,105
โฑ Hourly $29.85/hr
๐Ÿ“ˆ Job Growth +3.0%

๐Ÿ“‹ Complete Salary Guide โ€” All 39 Occupations in Frisco

COL-Adjusted Salary = Raw salary divided by the cost of living index (103/100). Higher = more real purchasing power. This city's COL is above the US average.

# Occupation โ†• Raw Salary โ†•
1 Software Developer $128,519
2 Accountant $86,932
3 Elementary School Teacher $64,300
4 Electrician $62,159
5 Real Estate Agent $62,088
6 Heavy Truck Driver $53,615
7 Paralegal $50,495
8 Physical Therapist $50,495
9 Human Resources Specialist $50,495
10 Carpenter $50,495
11 Financial Analyst $50,495
12 Pharmacist $50,495
13 HVAC Technician $50,495
14 Nursing Assistant (CNA) $50,495
15 Nail Technician $50,495
16 Insurance Agent $50,495
17 Welder $50,495
18 Personal Trainer $50,495
19 Chef/Head Cook $50,495
20 Auto Mechanic $50,495
21 Veterinary Technician $50,495
22 Pharmacy Technician $50,495
23 Social Worker $50,495
24 Dental Assistant $50,495
25 Licensed Practical Nurse (LPN) $50,495
26 Firefighter $50,495
27 Construction Manager $50,495
28 Dental Hygienist $50,495
29 Web Developer $50,495
30 Marketing Manager $50,495
31 Medical Assistant $50,495
32 Loan Officer $50,495
33 Cosmetologist $50,495
34 Police Officer $50,495
35 Project Manager $50,495
36 Graphic Designer $50,495
37 Data Analyst $50,495
38 Plumber $50,495
39 Security Guard $36,497

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Frisco

๐Ÿ 
1BR Rent
$1,291/mo
๐Ÿก
2BR Rent
$1,613/mo
๐Ÿ˜๏ธ
Median Home
$652,500
๐Ÿ“‰
Unemployment
4.0%
๐Ÿ’ณ
Median Income
$141,129
๐ŸŽ“
College Educated
68%
๐Ÿšถ
Walk Score
55/100
๐Ÿ“Š
Cost of Living
103
Near Avg Cost

๐Ÿงฎ Can You Afford to Live in Frisco?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Frisco. Enter your salary and see exactly how far your money goes.

โ“ Frisco Salary FAQ

What is the average salary in Frisco, TX?

โ–ผ
The average salary across 40 occupations in Frisco is $54,101 (2026). This is slightly above the national average due to the city's high median household income of $141,129. Insight: The average salary is 62% lower than the median household income, indicating a wide income distribution.

What jobs pay the most in Frisco?

โ–ผ
The highest paying role is Software Developer at $128,519 (2026). This is more than double the city's average salary of $54,101. Insight: High-paying tech roles like this drive Frisco's above-average median household income.

Is Frisco affordable on a Software Developer salary?

โ–ผ
Yes, a Software Developer salary of $128,519 is very comfortable in Frisco. The 1BR rent of $1,291/month is only 12% of the gross monthly salary ($10,710). With a cost of living index of 103.3 (slightly above the US average), your purchasing power remains strong.

How does Frisco's cost of living affect my paycheck?

โ–ผ
Frisco's cost of living index is 103.3, meaning it is 3.3% higher than the national average. This slightly reduces your paycheck's purchasing power compared to a lower-cost area. For example, the $1,291/month rent is above the national median but manageable with the city's high incomes.

What salary do you need to live comfortably in Frisco?

โ–ผ
A comfortable salary in Frisco is around $141,129, matching the median household income. This allows for a 1BR rent ($1,291/month) at 11% of gross income, well below the 30% affordability threshold. Insight: The high median income reflects the city's affluent standard of living, which requires a higher salary for comfort.

๐Ÿ“ Editor's Verdict: Is Frisco Worth It?

Hereโ€™s my honest verdict: Frisco isnโ€™t a bad place to build wealth, but itโ€™s not a gold rush. With a cost-of-living index of 103.3 and average rent at $1,291, your $54,101 average salary stretches, but not far. The tech worker wins hereโ€”software developers pull in $128,519, and even after adjusting for COL, theyโ€™re still clearing $124,413. Healthcare and trades can do okay, but you wonโ€™t see those numbers. If youโ€™re in tech, Frisco is a smart move. If youโ€™re not, run the numbers carefully. My advice? Negotiate hard before you move. The market rewards specialized skills, and youโ€™ll need every dollar to make the math work.

Explore Frisco Further