๐Ÿ’ฐ COL Index: 116 โ€” Higher Cost

Salaries in Huntington Beach, CA

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 39 occupations ยท BLS + Census data

Avg. Salary
$56,061
across 39 roles
COL-Adjusted Avg
$48,538
real purchasing power
Top Paying Role
Software Developer
$133,177
1BR Rent
$2,252
median monthly

You might assume Huntington Beach is just a sun-soaked playground for the wealthy. But look at the numbers, and you see a city where a lot of people are just getting by. With a median household income of $120,231, it sounds greatโ€”until you remember the cost of living here is 15.5% above the national average. That changes the math.

Hereโ€™s the deal: that high income doesnโ€™t stretch as far as youโ€™d think. The COL-adjusted average salary drops to just $48,538. For context, renting a one-bedroom apartment will set you back $2,252 a month. That means a huge chunk of your paycheck is gone before you even buy groceries. Itโ€™s not a bargain; itโ€™s a premium you pay for the beach, and itโ€™s a steep one.

So who actually thrives here? The tech sector is pulling ahead, with software developers earning a top salary of $133,177. But donโ€™t sleep on the old standards. Trade jobs like electricians are solid, and the healthcare and education sectors are anchored by community employers like Hoag Hospital and the Huntington Beach Union High School District. Itโ€™s a mix of new money and established, steady work.

Hereโ€™s my honest take: wages arenโ€™t keeping pace with the cost of living for most people. You need a serious income or a roommate to make it work comfortably. This city works best for dual-high-earner households or those in the top-tier professions. For everyone else, itโ€™s a tough financial squeeze.

The data below breaks it all down, from top-paying jobs to the real take-home pay you can expect in 2026.

๐Ÿ† Top 5 Highest-Paying Jobs in Huntington Beach

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ +5% vs national

Software Developer

$133,177
๐Ÿ’ก COL-Adjusted $115,305
โฑ Hourly $64.03/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿฅˆ +5% vs national

Accountant

$90,082
๐Ÿ’ก COL-Adjusted $77,993
โฑ Hourly $43.31/hr
๐Ÿ“ˆ Job Growth +3.0%
๐Ÿฅ‰ +5% vs national

Elementary School Teacher

$66,630
๐Ÿ’ก COL-Adjusted $57,688
โฑ Hourly $32.03/hr
๐Ÿ“ˆ Job Growth +3.0%
4๏ธโƒฃ +5% vs national

Electrician

$64,412
๐Ÿ’ก COL-Adjusted $55,768
โฑ Hourly $30.97/hr
๐Ÿ“ˆ Job Growth +3.0%
5๏ธโƒฃ +5% vs national

Real Estate Agent

$64,338
๐Ÿ’ก COL-Adjusted $55,704
โฑ Hourly $30.93/hr
๐Ÿ“ˆ Job Growth +3.0%

๐Ÿ“‹ Complete Salary Guide โ€” All 39 Occupations in Huntington Beach

COL-Adjusted Salary = Raw salary divided by the cost of living index (116/100). Higher = more real purchasing power. This city's COL is above the US average.

# Occupation โ†• Raw Salary โ†•
1 Software Developer $133,177
2 Accountant $90,082
3 Elementary School Teacher $66,630
4 Electrician $64,412
5 Real Estate Agent $64,338
6 Heavy Truck Driver $55,558
7 Paralegal $52,325
8 Carpenter $52,325
9 Physical Therapist $52,325
10 Human Resources Specialist $52,325
11 Financial Analyst $52,325
12 HVAC Technician $52,325
13 Pharmacist $52,325
14 Nursing Assistant (CNA) $52,325
15 Insurance Agent $52,325
16 Police Officer $52,325
17 Personal Trainer $52,325
18 Chef/Head Cook $52,325
19 Auto Mechanic $52,325
20 Social Worker $52,325
21 Licensed Practical Nurse (LPN) $52,325
22 Dental Assistant $52,325
23 Pharmacy Technician $52,325
24 Cosmetologist $52,325
25 Veterinary Technician $52,325
26 Construction Manager $52,325
27 Web Developer $52,325
28 Dental Hygienist $52,325
29 Marketing Manager $52,325
30 Medical Assistant $52,325
31 Firefighter $52,325
32 Loan Officer $52,325
33 Nail Technician $52,325
34 Welder $52,325
35 Project Manager $52,325
36 Graphic Designer $52,325
37 Data Analyst $52,325
38 Plumber $52,325
39 Security Guard $37,820

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Huntington Beach

๐Ÿ 
1BR Rent
$2,252/mo
๐Ÿก
2BR Rent
$2,815/mo
๐Ÿ˜๏ธ
Median Home
$1,285,000
๐Ÿ“‰
Unemployment
5.2%
๐Ÿ’ณ
Median Income
$120,231
๐ŸŽ“
College Educated
45%
๐Ÿšถ
Walk Score
45/100
๐Ÿ“Š
Cost of Living
116
Higher Cost

๐Ÿงฎ Can You Afford to Live in Huntington Beach?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Huntington Beach. Enter your salary and see exactly how far your money goes.

โ“ Huntington Beach Salary FAQ

What is the average salary in Huntington Beach, CA?

โ–ผ
The average salary across 40 occupations in Huntington Beach is $56,061 (2026). This is 15.5% below the city's COL index of 115.5, meaning typical earnings have less purchasing power than the national average. Insight: Average wages lag significantly behind the area's high cost of living.

What jobs pay the most in Huntington Beach?

โ–ผ
The highest paying role in Huntington Beach is Software Developer at $133,177 (2026). This salary is more than double the city's average of $56,061. Insight: Tech roles command a premium, but are still constrained by the local COL index of 115.5.

Is Huntington Beach affordable on a Software Developer salary?

โ–ผ
A Software Developer earning $133,177 can afford a 1BR apartment costing $2,252/month, which is 20.3% of their gross monthly income. This is below the recommended 30% threshold. Insight: The role is financially feasible, but high COL (115.5) limits savings compared to lower-cost areas.

How does Huntington Beach's cost of living affect my paycheck?

โ–ผ
Huntington Beach's COL index is 115.5, making it 15.5% more expensive than the national average. On a $56,061 average salary, your effective purchasing power is reduced to about $47,500 in national terms. Insight: The high COL erodes the value of typical paychecks, especially for median earners.

What salary do you need to live comfortably in Huntington Beach?

โ–ผ
To live comfortably in Huntington Beach, you need a salary that covers housing at 30% of income; for a $2,252/mo 1BR, that's about $90,000 annually. The median household income is $120,231, suggesting comfort for families requires above-average earnings. Insight: With a COL index of 115.5, comfortable living demands salaries well above the $56,061 average.

๐Ÿ“ Editor's Verdict: Is Huntington Beach Worth It?

As an editor, hereโ€™s my honest verdict: Huntington Beach is financially tough unless youโ€™re in tech. The average salary of $56,061 doesnโ€™t cut it when rent runs $2,252 a month and the cost-of-living index is 115.5. Software Developers are the clear winners, with a COL-adjusted salary of $115,305 making the premium worth it. For healthcare and trades, the math is harder; youโ€™ll need a partnerโ€™s income or a side hustle to live comfortably. If youโ€™re not in tech, moving here purely for work is a gamble. My advice: secure the job first, then negotiate hard. The ocean is beautiful, but it doesnโ€™t pay the bills.

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