๐Ÿ’ฐ COL Index: 103 โ€” Near Avg Cost

Salaries in Naperville, IL

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 40 occupations ยท BLS + Census data

Avg. Salary
$70,311
across 40 roles
COL-Adjusted Avg
$68,529
real purchasing power
Top Paying Role
Marketing Manager
$158,849
1BR Rent
$1,507
median monthly

You'd assume a place with a median household income over $152,000 is booming, right? But Napervilleโ€™s job market is actually cooling slightly, with unemployment ticking up to 4.5% in 2026. Itโ€™s a subtle shift, but it means competition for those high-paying roles is getting a little fiercer.

Letโ€™s talk real purchasing power. With a cost of living index of 102.6, youโ€™re paying a slight premium compared to the national average. A $1,507 monthly rent for a one-bedroom isnโ€™t cheap, but itโ€™s not the sticker shock youโ€™d find in Chicago proper. The key is that the median income here comfortably outpaces that cost, giving residents solid financial breathing room. Itโ€™s not a bargain, but itโ€™s a calculated value for families.

So whoโ€™s actually winning here? This is a city built on professionals. With 71.6% of residents holding a bachelorโ€™s degree or higher, the economy runs on educated talent. Top earners are in marketing management (nearly $159,000), pharmacy, and software development. Major local employers like Edward-Elmhurst Health and a dense cluster of corporate offices along the I-88 corridor fuel these salaries. Construction and project management also thrive, tied to the cityโ€™s constant, affluent suburban development.

The catch? Salaries are high, but theyโ€™re not growing fast enough to outpace the creeping cost of living. The COL-adjusted average salary here is just $68,529. It works beautifully if youโ€™re in a top-tier field or have a dual-income household. If youโ€™re in a role earning closer to the cityโ€™s average, youโ€™ll feel the squeeze more than you might expect.

The data below breaks down what you can actually expect to earn, both before and after the Naperville premium is factored in.

๐Ÿ† Top 5 Highest-Paying Jobs in Naperville

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ +1% vs national

Marketing Manager

$158,849
๐Ÿ’ก COL-Adjusted $154,824
โฑ Hourly $76.37/hr
๐Ÿ“ˆ Job Growth +8.0%
๐Ÿ‘ฅ Jobs Here 302
๐Ÿฅˆ +1% vs national

Pharmacist

$137,091
๐Ÿ’ก COL-Adjusted $133,617
โฑ Hourly $65.91/hr
๐Ÿ“ˆ Job Growth -3.0%
๐Ÿ‘ฅ Jobs Here 302
๐Ÿฅ‰ +1% vs national

Software Developer

$128,252
๐Ÿ’ก COL-Adjusted $125,002
โฑ Hourly $61.66/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿ‘ฅ Jobs Here 907
4๏ธโƒฃ +1% vs national

Construction Manager

$109,054
๐Ÿ’ก COL-Adjusted $106,290
โฑ Hourly $52.43/hr
๐Ÿ“ˆ Job Growth +8.0%
๐Ÿ‘ฅ Jobs Here 302
5๏ธโƒฃ +1% vs national

Project Manager

$102,069
๐Ÿ’ก COL-Adjusted $99,482
โฑ Hourly $49.07/hr
๐Ÿ“ˆ Job Growth +6.0%
๐Ÿ‘ฅ Jobs Here 302

๐Ÿ“‹ Complete Salary Guide โ€” All 40 Occupations in Naperville

COL-Adjusted Salary = Raw salary divided by the cost of living index (103/100). Higher = more real purchasing power. This city's COL is above the US average.

# Occupation โ†• Raw Salary โ†•
1 Marketing Manager $158,849
2 Pharmacist $137,091
3 Software Developer $128,252
4 Construction Manager $109,054
5 Project Manager $102,069
6 Physical Therapist $100,487
7 Financial Analyst $99,782
8 Web Developer $93,473
9 Dental Hygienist $88,212
10 Accountant $86,751
11 Registered Nurse $86,741
12 Data Analyst $84,010
13 Insurance Agent $80,563
14 Loan Officer $76,794
15 Police Officer $75,494
16 Human Resources Specialist $68,177
17 Elementary School Teacher $64,166
18 Plumber $63,844
19 Paralegal $63,239
20 Electrician $62,030
21 Real Estate Agent $61,959
22 Graphic Designer $61,818
23 Social Worker $61,334
24 Chef/Head Cook $60,820
25 Firefighter $57,565
26 Carpenter $57,363
27 HVAC Technician $56,104
28 Licensed Practical Nurse (LPN) $55,046
29 Heavy Truck Driver $53,504
30 Welder $49,976
31 Auto Mechanic $48,696
32 Personal Trainer $47,044
33 Dental Assistant $45,169
34 Veterinary Technician $43,073
35 Pharmacy Technician $40,614
36 Cosmetologist $38,669
37 Medical Assistant $38,568
38 Security Guard $36,421
39 Nursing Assistant (CNA) $36,038
40 Nail Technician $33,610

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Naperville

๐Ÿ 
1BR Rent
$1,507/mo
๐Ÿก
2BR Rent
$1,714/mo
๐Ÿ˜๏ธ
Median Home
$541,000
๐Ÿ“‰
Unemployment
4.5%
๐Ÿ’ณ
Median Income
$152,181
๐ŸŽ“
College Educated
72%
๐Ÿšถ
Walk Score
45/100
๐Ÿ“Š
Cost of Living
103
Near Avg Cost

๐Ÿงฎ Can You Afford to Live in Naperville?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Naperville. Enter your salary and see exactly how far your money goes.

โ“ Naperville Salary FAQ

What is the average salary in Naperville, IL?

โ–ผ
The average salary across 40 occupations in Naperville is $70,311 (2026). This is slightly above the national average due to the city's high median household income of $152,181. Insight: The Cost of Living Index of 102.6 means your paycheck goes 2.6% less far than the U.S. average.

What jobs pay the most in Naperville?

โ–ผ
The highest paying role in Naperville is Marketing Manager at $158,849. Other high-paying roles typically include tech and healthcare management positions, averaging over $120,000. Insight: These salaries are competitive but must offset a COL index 2.6% above the national average.

Is Naperville affordable on a Marketing Manager salary?

โ–ผ
Yes, a Marketing Manager salary of $158,849 is highly affordable in Naperville. The median household income is $152,181, so this salary exceeds the local median. With a 1BR rent of $1,507/month, housing costs are manageable at about 11% of gross income.

How does Naperville's cost of living affect my paycheck?

โ–ผ
Naperville's COL index of 102.6 means expenses are 2.6% higher than the U.S. average. For a $70,311 average salary, this reduces purchasing power by roughly $1,800 annually. Insight: The high median household income of $152,181 suggests many residents earn enough to offset this premium.

What salary do you need to live comfortably in Naperville?

โ–ผ
To live comfortably, aim for a salary around $100,000, which covers the 1BR rent of $1,507/month (18% of income) and other costs. This is above the average salary of $70,311 but below the median household income of $152,181. Insight: The COL index of 102.6 means you need 2.6% more than the U.S. average for comfort.

๐Ÿ“ Editor's Verdict: Is Naperville Worth It?

Hereโ€™s my honest verdict: Naperville isnโ€™t a gold rush, but itโ€™s a solid bet if you know where to aim. With an average salary of $70,311 and a cost-of-living index of 102.6, youโ€™re paying a slight premium for those leafy streets and top-tier schools; rent at $1,507/month confirms it. The real winners here are marketing managers, who can clear $158,849 and still feel rich after adjusting for costs. More broadly, this town favors white-collar professionalsโ€”tech and healthcare folks will find steady, well-compensated roles. Tradespeople can do well too, but the ceiling is lower. If youโ€™re considering the move, my advice is blunt: lock down the job before you sign a lease. The commute into Chicago can gut your quality of life, and you donโ€™t want to be stuck here without the paycheck to match.

Explore Naperville Further