Salaries in Stillwater, OK
What every job actually pays โ cost-of-living adjusted
Updated: February 2026 ยท 27 occupations ยท BLS + Census data
You might not expect a college town in central Oklahoma to be a stealth hotspot for software developers, but the numbers don't lie. Stillwater is home to Oklahoma State University, but its top earners are writing code, not grading papers. With a population just under 49,000, itโs got a quiet confidence that shows up in paychecks.
Hereโs the real story, though: your dollar works harder here than almost anywhere. The cost of living sits at 87.5โabout 12.5% below the national average. That median household income of $42,015 feels low until you realize a one-bedroom apartment rents for just $743 a month. The COL-adjusted average salary jumps to $62,707, which translates to serious purchasing power. Itโs not a bargain; itโs a financial advantage.
The economy orbits around Oklahoma State, which is the 800-pound gorilla for employment. But itโs not just academics. The healthcare system is robust, and construction keeps electricians busy. The real surprise is the tech scene, with software developers pulling a median of $122,487. For context, thatโs nearly triple the cityโs median income. Teachers and nurses do well, too, with COL-adjusted salaries pushing $94,000. Itโs a stable, educated marketโover half the adults here have a bachelorโs degree.
Now, the catch. Wages, while solid for the region, havenโt kept wild pace with national inflation trends. You wonโt get Silicon Valley money, but you also wonโt face Silicon Valley rent. This city works beautifully for remote workers cashing in a coastal salary, or for professionals in tech, healthcare, and education who value a low-stress, high-quality life. Itโs less ideal if youโre in a low-wage service role and feeling every national price hike.
The data below breaks down whoโs earning whatโand how far that money really goes in this surprisingly savvy little city.
๐ Top 5 Highest-Paying Jobs in Stillwater
Ranked by raw salary. See COL-adjusted figures in the full table below.
Software Developer
Accountant
Registered Nurse
Elementary School Teacher
Electrician
๐ Complete Salary Guide โ All 27 Occupations in Stillwater
COL-Adjusted Salary = Raw salary divided by the cost of living index (88/100). Higher = more real purchasing power. This city's COL is below the US average.
| # | Occupation โ | Raw Salary โ |
|---|---|---|
| 1 | Software Developer | $122,487 |
| 2 | Accountant | $82,851 |
| 3 | Registered Nurse | $82,842 |
| 4 | Elementary School Teacher | $61,282 |
| 5 | Electrician | $59,241 |
| 6 | Real Estate Agent | $59,174 |
| 7 | Heavy Truck Driver | $51,099 |
| 8 | Medical Assistant | $48,124 |
| 9 | Welder | $48,124 |
| 10 | Paralegal | $48,124 |
| 11 | Dental Hygienist | $48,124 |
| 12 | Police Officer | $48,124 |
| 13 | Project Manager | $48,124 |
| 14 | Graphic Designer | $48,124 |
| 15 | Data Analyst | $48,124 |
| 16 | Plumber | $48,124 |
| 17 | Firefighter | $48,124 |
| 18 | Carpenter | $48,124 |
| 19 | Physical Therapist | $48,124 |
| 20 | Human Resources Specialist | $48,124 |
| 21 | Financial Analyst | $48,124 |
| 22 | HVAC Technician | $48,124 |
| 23 | Pharmacist | $48,124 |
| 24 | Web Developer | $48,124 |
| 25 | Construction Manager | $48,124 |
| 26 | Marketing Manager | $48,124 |
| 27 | Nursing Assistant (CNA) | $48,124 |
Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.
๐๏ธ Living Costs in Stillwater
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๐ Editor's Verdict: Is Stillwater Worth It?
Iโll be blunt: Stillwater isnโt a gold rush, but itโs a smart value. At a 87.5 COL index and $743 rent, your paycheck stretchesโyet the $54,868 average salary tells you itโs not a high-earning hub. The outlier is software development. At $122,487, and a COL-adjusted $139,985, itโs the one path where you win big. Tech workers benefit most; healthcare and trades can live comfortably, but they wonโt see the same premium. If youโre considering the move, come for the software role or donโt come expecting big salariesโcome for the lifestyle and low costs.