๐Ÿ’ฐ COL Index: 93 โ€” Below Avg Cost

Salaries in Council Bluffs, IA

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 39 occupations ยท BLS + Census data

Avg. Salary
$68,732
across 39 roles
COL-Adjusted Avg
$74,305
real purchasing power
Top Paying Role
Marketing Manager
$154,073
1BR Rent
$971
median monthly

Hereโ€™s the thing about Council Bluffs: you can make a good living here without the crazy competition youโ€™d face in a bigger city. The unemployment rate is just 2.8%, which means if youโ€™ve got skills, youโ€™re in the driverโ€™s seat. Itโ€™s a small city with a surprisingly robust job market.

Letโ€™s talk real purchasing power. The cost of living index sits at 92.5, about 7.5% below the national average. A $64,092 median household income here feels a lot more substantial than it would in, say, Denver. Take a one-bedroom apartment at $971 a month; thatโ€™s a manageable chunk of your paycheck. The COL-adjusted average salary bumps up to $74,305, showing your dollar stretches further than you might expect. Honestly, itโ€™s a better value proposition than I initially figured.

Who thrives here? The economy leans heavily on healthcare, manufacturing, and transportation. Youโ€™ve got big regional players like the Methodist Health System and the Lozier Corporation anchoring things, plus the proximity to Omahaโ€™s finance and tech scene offers crossover opportunities. The education numbersโ€”only 21.7% with a bachelorโ€™s or higherโ€”tell you this is a place where skilled trades and experience often trump a degree on the wall.

But thereโ€™s a catch. While wages are solid for the region, they arenโ€™t exploding. The top-paying jobs are in marketing, pharmacy, and software development, but the median income suggests a lot of folks are earning less. This city works best for people in skilled trades, healthcare support, or those who can land one of those top-tier roles. Itโ€™s less ideal if youโ€™re in a low-wage service job or looking for major salary growth.

The data below breaks down the top-paying roles and what you can actually expect to earn.

๐Ÿ† Top 5 Highest-Paying Jobs in Council Bluffs

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ -2% vs national

Marketing Manager

$154,073
๐Ÿ’ก COL-Adjusted $166,565
โฑ Hourly $74.07/hr
๐Ÿ“ˆ Job Growth +8.0%
๐Ÿ‘ฅ Jobs Here 125
๐Ÿฅˆ -2% vs national

Pharmacist

$132,969
๐Ÿ’ก COL-Adjusted $143,750
โฑ Hourly $63.93/hr
๐Ÿ“ˆ Job Growth -3.0%
๐Ÿ‘ฅ Jobs Here 125
๐Ÿฅ‰ -2% vs national

Software Developer

$124,396
๐Ÿ’ก COL-Adjusted $134,482
โฑ Hourly $59.81/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿ‘ฅ Jobs Here 375
4๏ธโƒฃ -2% vs national

Construction Manager

$105,775
๐Ÿ’ก COL-Adjusted $114,351
โฑ Hourly $50.85/hr
๐Ÿ“ˆ Job Growth +8.0%
๐Ÿ‘ฅ Jobs Here 125
5๏ธโƒฃ -2% vs national

Project Manager

$99,001
๐Ÿ’ก COL-Adjusted $107,028
โฑ Hourly $47.60/hr
๐Ÿ“ˆ Job Growth +6.0%
๐Ÿ‘ฅ Jobs Here 125

๐Ÿ“‹ Complete Salary Guide โ€” All 39 Occupations in Council Bluffs

COL-Adjusted Salary = Raw salary divided by the cost of living index (93/100). Higher = more real purchasing power. This city's COL is below the US average.

# Occupation โ†• Raw Salary โ†•
1 Marketing Manager $154,073
2 Pharmacist $132,969
3 Software Developer $124,396
4 Construction Manager $105,775
5 Project Manager $99,001
6 Physical Therapist $97,466
7 Financial Analyst $96,782
8 Web Developer $90,663
9 Dental Hygienist $85,560
10 Accountant $84,143
11 Registered Nurse $84,133
12 Data Analyst $81,484
13 Police Officer $73,224
14 Human Resources Specialist $66,127
15 Elementary School Teacher $62,237
16 Plumber $61,924
17 Paralegal $61,338
18 Electrician $60,165
19 Real Estate Agent $60,096
20 Graphic Designer $59,959
21 Firefighter $55,834
22 Carpenter $55,639
23 HVAC Technician $54,417
24 Heavy Truck Driver $51,895
25 Licensed Practical Nurse (LPN) $48,875
26 Dental Assistant $48,875
27 Pharmacy Technician $48,875
28 Social Worker $48,875
29 Veterinary Technician $48,875
30 Auto Mechanic $48,875
31 Chef/Head Cook $48,875
32 Personal Trainer $48,875
33 Cosmetologist $48,875
34 Nail Technician $48,875
35 Nursing Assistant (CNA) $48,875
36 Insurance Agent $48,875
37 Loan Officer $48,875
38 Welder $48,474
39 Medical Assistant $37,408

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Council Bluffs

๐Ÿ 
1BR Rent
$971/mo
๐Ÿก
2BR Rent
$1,170/mo
๐Ÿ˜๏ธ
Median Home
$235,000
๐Ÿ“‰
Unemployment
2.8%
๐Ÿ’ณ
Median Income
$64,092
๐ŸŽ“
College Educated
22%
๐Ÿšถ
Walk Score
35/100
๐Ÿ“Š
Cost of Living
93
Below Avg Cost

๐Ÿงฎ Can You Afford to Live in Council Bluffs?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Council Bluffs. Enter your salary and see exactly how far your money goes.

โ“ Council Bluffs Salary FAQ

What is the average salary in Council Bluffs, IA?

โ–ผ
The average salary across 40 occupations in Council Bluffs is $68,732. This figure is 11.6% above the local median household income of $64,092. The local cost of living index is 92.5, meaning your salary goes further than the national average.

What jobs pay the most in Council Bluffs?

โ–ผ
The highest paying role in Council Bluffs is Marketing Manager, with an average salary of $154,073. This is more than double the city's average salary of $68,732. This high earning potential is amplified by the city's lower cost of living.

Is Council Bluffs affordable on a Marketing Manager salary?

โ–ผ
Yes, Council Bluffs is highly affordable on a Marketing Manager's $154,073 salary. The cost of living index is 92.5, and a 1BR apartment averages $971/month. A Marketing Manager's income is 2.4 times the median household income, providing significant financial comfort.

How does Council Bluffs's cost of living affect my paycheck?

โ–ผ
Council Bluffs's cost of living index of 92.5 means your paycheck has 7.5% more purchasing power than the national average. For example, a $68,732 average salary here feels like $73,873 nationally. This lower COL directly increases your disposable income.

What salary do you need to live comfortably in Council Bluffs?

โ–ผ
To live comfortably in Council Bluffs, a salary around $68,732 (the city average) is a strong benchmark. This is 7.1% higher than the median household income of $64,092, indicating a comfortable standard of living. The low 1BR rent of $971/month makes this salary even more viable.

๐Ÿ“ Editor's Verdict: Is Council Bluffs Worth It?

Hereโ€™s my honest verdict: Council Bluffs is a financially solid bet if you play to its strengths. With a cost-of-living index of 92.5 and rent under $1,000, your paycheck stretches further than in most cities. The catch? The average salary ($68,732) is decent but not dazzling. To truly win here, you need to be in a high-demand field. Marketing Managers are the clear sweet spot, commanding a COL-adjusted salary of over $166k, proving that specialized, strategic roles are rewarded handsomely. Tech and healthcare pros will also find strong, stable opportunities, while skilled tradespeople can leverage the lower living costs to build savings faster than in pricier markets.

If youโ€™re considering the move, my advice is simple: secure the job before you move. The market rewards specific skills, and remote opportunities are a great way to test the waters without a full commitment.

Explore Council Bluffs Further