๐Ÿ’ฐ COL Index: 93 โ€” Below Avg Cost

Salaries in Des Moines, IA

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 40 occupations ยท BLS + Census data

Avg. Salary
$67,590
across 40 roles
COL-Adjusted Avg
$72,913
real purchasing power
Top Paying Role
Marketing Manager
$154,168
1BR Rent
$899
median monthly

Hereโ€™s the thing about Des Moines: you might assume itโ€™s a sleepy government town, but itโ€™s got a quietly fierce job market. The unemployment rate is a razor-thin 2.8%, and for a state capital, thatโ€™s no accident. Itโ€™s a place where a good resume doesnโ€™t just get you an interviewโ€”it gets you a bidding war.

Letโ€™s talk real money. With a cost of living index at 92.7, your paycheck here buys more than the national average. That median household income of $60,882 feels solid when a one-bedroom apartment runs you just $899 a month. Itโ€™s not a free ride, but itโ€™s a far cry from the financial squeeze youโ€™d feel on either coast. Youโ€™re not just getting by; youโ€™re building a life without the constant panic of a rent check.

So whoโ€™s actually thriving? Des Moines runs on three big engines: finance (thanks to a huge insurance and banking presence), healthcare (MercyOne and UnityPoint are massive employers), and a growing tech scene. The top paychecks go to the usual suspectsโ€”marketing managers, pharmacists, software developersโ€”who are pulling in salaries well into the six figures. Itโ€™s a city that rewards specialized skills, not just warm bodies.

But hereโ€™s my honest take: while salaries are comfortable, theyโ€™re not exploding. The cost of living is creeping up, and that gap between the COL-adjusted average ($72,913) and the actual average ($67,590) tells you that wage growth is playing catch-up. This city is a dream for young professionals, remote workers, or anyone in a high-demand field like tech or healthcare. If youโ€™re in a low-wage industry, youโ€™ll find it manageable, but you wonโ€™t be getting rich.

The data below breaks down the numbers, from top-paying jobs to the averages that define the middle class here. Itโ€™s a blueprint for seeing if Des Moines fits your wallet.

๐Ÿ† Top 5 Highest-Paying Jobs in Des Moines

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ -2% vs national

Marketing Manager

$154,168
๐Ÿ’ก COL-Adjusted $166,309
โฑ Hourly $74.12/hr
๐Ÿ“ˆ Job Growth +8.0%
๐Ÿ‘ฅ Jobs Here 420
๐Ÿฅˆ -2% vs national

Pharmacist

$133,050
๐Ÿ’ก COL-Adjusted $143,528
โฑ Hourly $63.97/hr
๐Ÿ“ˆ Job Growth -3.0%
๐Ÿ‘ฅ Jobs Here 420
๐Ÿฅ‰ -2% vs national

Software Developer

$124,473
๐Ÿ’ก COL-Adjusted $134,275
โฑ Hourly $59.84/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿ‘ฅ Jobs Here 1K
4๏ธโƒฃ -2% vs national

Construction Manager

$105,840
๐Ÿ’ก COL-Adjusted $114,175
โฑ Hourly $50.88/hr
๐Ÿ“ˆ Job Growth +8.0%
๐Ÿ‘ฅ Jobs Here 420
5๏ธโƒฃ -2% vs national

Project Manager

$99,061
๐Ÿ’ก COL-Adjusted $106,862
โฑ Hourly $47.63/hr
๐Ÿ“ˆ Job Growth +6.0%
๐Ÿ‘ฅ Jobs Here 420

๐Ÿ“‹ Complete Salary Guide โ€” All 40 Occupations in Des Moines

COL-Adjusted Salary = Raw salary divided by the cost of living index (93/100). Higher = more real purchasing power. This city's COL is below the US average.

# Occupation โ†• Raw Salary โ†•
1 Marketing Manager $154,168
2 Pharmacist $133,050
3 Software Developer $124,473
4 Construction Manager $105,840
5 Project Manager $99,061
6 Physical Therapist $97,526
7 Financial Analyst $96,841
8 Web Developer $90,718
9 Dental Hygienist $85,613
10 Accountant $84,194
11 Registered Nurse $84,185
12 Data Analyst $81,534
13 Police Officer $73,269
14 Human Resources Specialist $66,168
15 Elementary School Teacher $62,275
16 Plumber $61,962
17 Paralegal $61,375
18 Electrician $60,202
19 Real Estate Agent $60,133
20 Graphic Designer $59,996
21 Firefighter $55,869
22 Carpenter $55,673
23 HVAC Technician $54,450
24 Heavy Truck Driver $51,927
25 Nail Technician $48,905
26 Insurance Agent $48,905
27 Personal Trainer $48,905
28 Cosmetologist $48,905
29 Chef/Head Cook $48,905
30 Auto Mechanic $48,905
31 Pharmacy Technician $48,905
32 Social Worker $48,905
33 Veterinary Technician $48,905
34 Licensed Practical Nurse (LPN) $48,905
35 Dental Assistant $48,905
36 Loan Officer $48,905
37 Welder $48,503
38 Medical Assistant $37,431
39 Security Guard $35,348
40 Nursing Assistant (CNA) $34,976

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Des Moines

๐Ÿ 
1BR Rent
$899/mo
๐Ÿก
2BR Rent
$1,080/mo
๐Ÿ˜๏ธ
Median Home
$211,500
๐Ÿ“‰
Unemployment
2.8%
๐Ÿ’ณ
Median Income
$60,882
๐ŸŽ“
College Educated
31%
๐Ÿšถ
Walk Score
55/100
๐Ÿ“Š
Cost of Living
93
Below Avg Cost

๐Ÿงฎ Can You Afford to Live in Des Moines?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Des Moines. Enter your salary and see exactly how far your money goes.

โ“ Des Moines Salary FAQ

What is the average salary in Des Moines, IA?

โ–ผ
The average salary across 40 occupations in Des Moines is $67,590. This is 7.3% above the median household income of $60,882. Insight: The average salary provides a strong middle-class income in a low-cost environment.

What jobs pay the most in Des Moines?

โ–ผ
Marketing Manager is the highest paying role at $154,168. This is 128% higher than the average salary of $67,590. Insight: Specialized management roles offer a significant premium over the local average.

Is Des Moines affordable on a Marketing Manager salary?

โ–ผ
Yes, a Marketing Manager salary of $154,168 is highly affordable in Des Moines. The cost of living index is 92.7, meaning expenses are 7.3% below the national average. A 1BR rent of $899/month is only 7% of the gross monthly pay for this role.

How does Des Moines's cost of living affect my paycheck?

โ–ผ
Des Moines's COL index of 92.7 increases your paycheck's purchasing power by 7.3% compared to the national average. The average salary of $67,590 can support a 1BR rent of $899/month at 16% of gross income. Insight: Lower costs allow for higher savings or discretionary spending relative to income.

What salary do you need to live comfortably in Des Moines?

โ–ผ
A comfortable living salary is approximately $67,590, which matches the local average. This salary is 11% higher than the median household income of $60,882. Insight: Earning the average salary allows for comfortable living due to the low cost of living index of 92.7.

๐Ÿ“ Editor's Verdict: Is Des Moines Worth It?

Bottom line: Des Moines is a smart money move if you want breathing room. With a $67,590 average salary, a 92.7 cost-of-living index, and $899 rent, your paycheck stretches further than in most metros. Marketing managers win big hereโ€”$154,168 on paper, $166,309 after COLโ€”but the real value is for healthcare workers, skilled trades, and steady tech roles where demand meets affordable living. If you're chasing Wall Street money, look elsewhere; if you want stability, short commutes, and actual savings, DSM delivers. My verdict: worth it financially for the right profiles. Advice before you move: line up a job firstโ€”Des Moines is growing, but it's still a small city, and salaries can lag if you're not selective.

Explore Des Moines Further