💰 COL Index: 109 — Near Avg Cost

Salaries in Frederick, MD

Modeled occupation planning estimates with gross-pay and cost-context formulas.

Model generated 2026-02-26 · Methodology reviewed July 16, 2026 · 40 selected occupations

Selected-Role Model Average
$71,251
unweighted modeled medians; not a worker average
Purchasing-Power Model
$65,609
model average ÷ 108.6 × 100
Highest Modeled Role
Marketing Manager
$161,686
City 1BR Rent Reference
$1,803
monthly context; not a current quote

What does the salary model mean for Frederick?

$71,251 is the unweighted arithmetic average of the modeled medians for these 40 selected occupations. It is not an official mean or median for all local workers.

Model average$71,251/year
Gross monthly equivalent$5,938/month
Household income context$96,084

Keep the measures separate: gross monthly salary is before taxes and deductions; household income can include multiple earners; the selected-role model average is not weighted by local employment.

🏆 Highest Modeled Values in This 40-Role Set

Ranked by modeled annual occupation median. These are planning estimates, not direct local OEWS rows.

🥇 +3% vs national

Marketing Manager

$161,686
💡 Purchasing-power model $148,882
⏱ Hourly modeled equivalent $77.73/hr
National projected growth +8.0%
🥈 +3% vs national

Pharmacist

$139,539
💡 Purchasing-power model $128,489
⏱ Hourly modeled equivalent $67.09/hr
National projected growth -3.0%
🥉 +3% vs national

Software Developer

$130,543
💡 Purchasing-power model $120,205
⏱ Hourly modeled equivalent $62.76/hr
National projected growth +17.0%
4️⃣ +3% vs national

Construction Manager

$111,001
💡 Purchasing-power model $102,211
⏱ Hourly modeled equivalent $53.37/hr
National projected growth +8.0%
5️⃣ +3% vs national

Project Manager

$103,893
💡 Purchasing-power model $95,666
⏱ Hourly modeled equivalent $49.95/hr
National projected growth +6.0%

📋 Complete Salary Guide — All 40 Occupations in Frederick

Purchasing-power equivalent = modeled annual median divided by the planning cost index (108.6/100). It does not estimate taxes or take-home pay. This city cost reference is above 100.

Showing all 40 occupations.

#
1 Marketing Manager $161,686
2 Pharmacist $139,539
3 Software Developer $130,543
4 Construction Manager $111,001
5 Project Manager $103,893
6 Physical Therapist $102,282
7 Financial Analyst $101,564
8 Web Developer $95,142
9 Dental Hygienist $89,788
10 Accountant $88,300
11 Registered Nurse $88,290
12 Data Analyst $85,510
13 Police Officer $76,842
14 Human Resources Specialist $69,395
15 Elementary School Teacher $65,312
16 Plumber $64,984
17 Paralegal $64,368
18 Electrician $63,137
19 Real Estate Agent $63,066
20 Graphic Designer $62,922
21 Firefighter $58,593
22 Carpenter $58,388
23 HVAC Technician $57,106
24 Heavy Truck Driver $54,459
25 Pharmacy Technician $51,289
26 Veterinary Technician $51,289
27 Loan Officer $51,289
28 Insurance Agent $51,289
29 Nursing Assistant (CNA) $51,289
30 Auto Mechanic $51,289
31 Chef/Head Cook $51,289
32 Personal Trainer $51,289
33 Cosmetologist $51,289
34 Nail Technician $51,289
35 Licensed Practical Nurse (LPN) $51,289
36 Dental Assistant $51,289
37 Social Worker $51,289
38 Welder $50,869
39 Medical Assistant $39,257
40 Security Guard $37,072

OCity planning estimates. National occupation references are inputs; displayed city values are modeled rather than direct local BLS occupation rows.

Frederick salary model: formulas, sources and limitations

Stored occupation model comparison

modeled estimate ÷ stored national reference = row comparison

On this owner, estimate-to-reference ratios are 0.642×–1.538× across occupations. Ratios can vary by occupation, so this is not described as one citywide multiplier or a direct local OEWS download.

Purchasing-power equivalent

modeled estimate ÷ 108.6 × 100

This comparison does not estimate taxes or take-home pay and is not an official BLS adjustment.

Limitations. “Average” is unweighted across selected occupations. Growth fields are national occupation projections, not local forecasts. City and metro geographies can differ. Repeated stored employment counts are not presented as local jobs.

Model generated 2026-02-26; methodology reviewed July 16, 2026.

🏙️ Living Costs in Frederick

🏠
1BR Rent
$1,803/mo
🏡
2BR Rent
$2,045/mo
🏘️
Median Home
$451,541
📉
Unemployment
3.0%
💳
Median Income
$96,084
🎓
College Educated
48%
🚶
Walk Score
35/100
📊
Cost of Living
109
Near Avg Cost

🧮 Test Your Frederick Budget

Use scenario tools to compare gross pay and city cost context. Results depend on the inputs and do not guarantee take-home pay, housing approval or affordability.

Frederick Salary FAQ

What does the average salary in Frederick mean on this page?

$71,251 is the unweighted arithmetic average of the modeled medians for 40 selected occupations. It is not an official mean or median for all Frederick workers.

What is the monthly salary estimate in Frederick?

The selected-occupation model average equals about $5,938 per month before taxes and deductions. This gross arithmetic conversion is not take-home pay or household income.

What is a good salary in Frederick?

There is no universal threshold. Household size, current housing quotes, taxes, debt, benefits, transportation and other recurring costs determine fit. The figures here are planning references, not affordability guarantees.

Are these direct local BLS salary observations for Frederick?

No. Each stored city planning estimate is compared with its stored national occupation reference. The estimate-to-reference relationship is 0.642×–1.538× across occupations; it is not represented as one universal city multiplier or a direct local BLS observation.

📝 Planning Takeaways for Frederick

Use the occupation rows to compare modeled gross-pay references, not to predict an offer. Validate the exact role, experience level, employer, benefits and location. Then model taxes and current household costs before making a relocation or career decision.

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