๐Ÿ’ฐ COL Index: 97 โ€” Below Avg Cost

Salaries in Norfolk, VA

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 40 occupations ยท BLS + Census data

Avg. Salary
$68,564
across 40 roles
COL-Adjusted Avg
$70,395
real purchasing power
Top Paying Role
Marketing Manager
$156,390
1BR Rent
$1,287
median monthly

Hereโ€™s the thing about Norfolk: you probably assume itโ€™s a sleepy Navy town, but itโ€™s actually got one of the tightest job markets in the country right now. The unemployment rate is just 2.8%, which is almost comically low. And yet, it feels nothing like the frantic energy you see in Austin or Boston.

The cost of living sits at 97.4โ€”slightly below the national averageโ€”but the median household income is only $62,382. So, youโ€™re not getting the bargain you might expect. A one-bedroom apartment runs about $1,287 a month. Thatโ€™s manageable, but it means your paycheck doesnโ€™t stretch as far as the index might suggest. Youโ€™re trading a little bit of that COL savings for a decent housing market, which is a trade I think works for a lot of people.

Whoโ€™s actually thriving here? The obvious answer is the military and shipbuilding ecosystemโ€”think Huntington Ingalls and the massive Naval Station. But thereโ€™s a quieter, more lucrative side. The port is a huge logistics engine, and the healthcare system is a major employer. Youโ€™ll see the software developer and marketing manager salaries here arenโ€™t just flukes; theyโ€™re tied to a growing tech and professional services scene thatโ€™s feeding off the port and the university. Itโ€™s not Silicon Valley, but itโ€™s a solid, growing niche.

Hereโ€™s my honest take: wages are holding steady, but they arenโ€™t exploding. The average salary is $68,564, which adjusts to $70,395 with the local COL. Thatโ€™s not bad, but itโ€™s not a windfall. This city works best for two groups: the established professional who can command a top-tier salary (like those $156k marketing managers) and the person in a skilled trade, like a construction manager, who gets paid well in a city thatโ€™s constantly building and repairing. If youโ€™re just starting your career, the low unemployment is great, but youโ€™ll need to hustle to get your income up to a point where youโ€™re truly comfortable.

The data below will show you exactly which roles are pulling down the biggest paychecks and how your own field might stack up in this unique coastal market.

๐Ÿ† Top 5 Highest-Paying Jobs in Norfolk

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ -1% vs national

Marketing Manager

$156,390
๐Ÿ’ก COL-Adjusted $160,565
โฑ Hourly $75.19/hr
๐Ÿ“ˆ Job Growth +8.0%
๐Ÿ‘ฅ Jobs Here 461
๐Ÿฅˆ -1% vs national

Pharmacist

$134,968
๐Ÿ’ก COL-Adjusted $138,571
โฑ Hourly $64.89/hr
๐Ÿ“ˆ Job Growth -3.0%
๐Ÿ‘ฅ Jobs Here 461
๐Ÿฅ‰ -1% vs national

Software Developer

$126,267
๐Ÿ’ก COL-Adjusted $129,638
โฑ Hourly $60.71/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿ‘ฅ Jobs Here 1K
4๏ธโƒฃ -1% vs national

Construction Manager

$107,365
๐Ÿ’ก COL-Adjusted $110,231
โฑ Hourly $51.62/hr
๐Ÿ“ˆ Job Growth +8.0%
๐Ÿ‘ฅ Jobs Here 461
5๏ธโƒฃ -1% vs national

Project Manager

$100,490
๐Ÿ’ก COL-Adjusted $103,172
โฑ Hourly $48.31/hr
๐Ÿ“ˆ Job Growth +6.0%
๐Ÿ‘ฅ Jobs Here 461

๐Ÿ“‹ Complete Salary Guide โ€” All 40 Occupations in Norfolk

COL-Adjusted Salary = Raw salary divided by the cost of living index (97/100). Higher = more real purchasing power. This city's COL is below the US average.

# Occupation โ†• Raw Salary โ†•
1 Marketing Manager $156,390
2 Pharmacist $134,968
3 Software Developer $126,267
4 Construction Manager $107,365
5 Project Manager $100,490
6 Physical Therapist $98,932
7 Financial Analyst $98,237
8 Web Developer $92,026
9 Dental Hygienist $86,847
10 Accountant $85,408
11 Registered Nurse $85,398
12 Data Analyst $82,709
13 Police Officer $74,325
14 Human Resources Specialist $67,122
15 Elementary School Teacher $63,173
16 Plumber $62,855
17 Paralegal $62,260
18 Electrician $61,069
19 Real Estate Agent $61,000
20 Graphic Designer $60,861
21 Firefighter $56,674
22 Carpenter $56,476
23 HVAC Technician $55,235
24 Heavy Truck Driver $52,675
25 Nail Technician $49,610
26 Insurance Agent $49,610
27 Personal Trainer $49,610
28 Cosmetologist $49,610
29 Auto Mechanic $49,610
30 Chef/Head Cook $49,610
31 Social Worker $49,610
32 Veterinary Technician $49,610
33 Licensed Practical Nurse (LPN) $49,610
34 Dental Assistant $49,610
35 Pharmacy Technician $49,610
36 Loan Officer $49,610
37 Welder $49,203
38 Medical Assistant $37,971
39 Security Guard $35,858
40 Nursing Assistant (CNA) $35,481

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Norfolk

๐Ÿ 
1BR Rent
$1,287/mo
๐Ÿก
2BR Rent
$1,493/mo
๐Ÿ˜๏ธ
Median Home
$315,000
๐Ÿ“‰
Unemployment
2.8%
๐Ÿ’ณ
Median Income
$62,382
๐ŸŽ“
College Educated
33%
๐Ÿšถ
Walk Score
55/100
๐Ÿ“Š
Cost of Living
97
Below Avg Cost

๐Ÿงฎ Can You Afford to Live in Norfolk?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Norfolk. Enter your salary and see exactly how far your money goes.

โ“ Norfolk Salary FAQ

What is the average salary in Norfolk, VA?

โ–ผ
The average salary across 40 occupations in Norfolk is $68,564. This is 10% above the local median household income of $62,382. Insight: The average is skewed upward by high-paying roles like Marketing Manager.

What jobs pay the most in Norfolk?

โ–ผ
The highest paying role in Norfolk is Marketing Manager at $156,390. This is more than double the average salary across all 40 occupations. Insight: Specialized business roles command a significant premium in the local market.

Is Norfolk affordable on a Marketing Manager salary?

โ–ผ
Yes, a Marketing Manager salary of $156,390 is highly affordable in Norfolk. With a Cost of Living Index of 97.4, your purchasing power is 2.6% above the national average. Insight: A one-bedroom rent of $1,287/month consumes only about 10% of this salary, leaving substantial room for savings and discretionary spending.

How does Norfolk's cost of living affect my paycheck?

โ–ผ
Norfolk's Cost of Living Index is 97.4, meaning expenses are 2.6% lower than the national average. For a salary of $68,564, this effectively increases your purchasing power by about $1,780 annually compared to a typical U.S. city. Insight: The primary benefit comes from housing costs, with the $1,287/month rent being a key affordability driver.

What salary do you need to live comfortably in Norfolk?

โ–ผ
A comfortable living salary in Norfolk is approximately $62,382, which matches the median household income. This allows for the $1,287/month rent to be 25% of gross income, aligning with standard affordability guidelines. Insight: To live comfortably beyond basic needs, targeting the average salary of $68,564 or higher provides a better buffer for savings and lifestyle expenses.

๐Ÿ“ Editor's Verdict: Is Norfolk Worth It?

Hereโ€™s my honest take: Norfolk isnโ€™t going to make you rich, but it can absolutely work if youโ€™re strategic. The average salary ($68,564) is modest, but the cost of living (97.4 index) and rent ($1,287) keep it manageable. If youโ€™re in marketing, youโ€™re sitting prettyโ€”especially with that COL-adjusted salary pushing $160k. For everyone else, the math gets tighter.

Trades and healthcare workers will find steady demand and decent value here, but tech salaries havenโ€™t fully caught up to the cost of living. My advice? If youโ€™re moving for work, lock in a remote role or a job that pays above the local average. Otherwise, youโ€™re just getting by, not building wealth. Norfolk is livable, but itโ€™s not a gold rush. Come with a plan, not just a hope.

Explore Norfolk Further