ocity
💰 COL Index: 92 — Below Avg Cost

Salaries in St. Joseph, MO

Modeled occupation planning estimates with gross-pay and cost-context formulas.

Model generated 2026-02-26 · Methodology reviewed July 16, 2026 · 39 selected occupations

Selected-Role Model Average
$68,604
unweighted modeled medians; not a worker average
Purchasing-Power Model
$74,408
model average ÷ 92.2 × 100
Highest Modeled Role
Marketing Manager
$153,742
City 1BR Rent Reference
$734
monthly context; not a current quote

What does the salary model mean for St. Joseph?

$68,604 is the unweighted arithmetic average of the modeled medians for these 39 selected occupations. It is not an official mean or median for all local workers.

Model average$68,604/year
Gross monthly equivalent$5,717/month
Household income context$57,205

Keep the measures separate: gross monthly salary is before taxes and deductions; household income can include multiple earners; the selected-role model average is not weighted by local employment.

🏆 Highest Modeled Values in This 39-Role Set

Ranked by modeled annual occupation median. These are planning estimates, not direct local OEWS rows.

🥇 -3% vs national

Marketing Manager

$153,742
💡 Purchasing-power model $166,748
⏱ Hourly modeled equivalent $73.91/hr
National projected growth +8.0%
Career Guide → Best Cities →
🥈 -3% vs national

Pharmacist

$132,683
💡 Purchasing-power model $143,908
⏱ Hourly modeled equivalent $63.79/hr
National projected growth -3.0%
Career Guide → Best Cities →
🥉 -3% vs national

Software Developer

$124,129
💡 Purchasing-power model $134,630
⏱ Hourly modeled equivalent $59.68/hr
National projected growth +17.0%
Career Guide → Best Cities →
4️⃣ -3% vs national

Construction Manager

$105,548
💡 Purchasing-power model $114,477
⏱ Hourly modeled equivalent $50.74/hr
National projected growth +8.0%
Career Guide → Best Cities →
5️⃣ -3% vs national

Project Manager

$98,788
💡 Purchasing-power model $107,145
⏱ Hourly modeled equivalent $47.49/hr
National projected growth +6.0%
Career Guide → Best Cities →

📋 Complete Salary Guide — All 39 Occupations in St. Joseph

Purchasing-power equivalent = modeled annual median divided by the planning cost index (92.2/100). It does not estimate taxes or take-home pay. This city cost reference is below 100.

Showing all 39 occupations.

#
1 Marketing Manager $153,742
2 Pharmacist $132,683
3 Software Developer $124,129
4 Construction Manager $105,548
5 Project Manager $98,788
6 Physical Therapist $97,257
7 Financial Analyst $96,574
8 Web Developer $90,468
9 Dental Hygienist $85,376
10 Accountant $83,962
11 Registered Nurse $83,952
12 Data Analyst $81,309
13 Police Officer $73,067
14 Human Resources Specialist $65,985
15 Elementary School Teacher $62,103
16 Plumber $61,791
17 Paralegal $61,206
18 Electrician $60,035
19 Real Estate Agent $59,967
20 Graphic Designer $59,831
21 Firefighter $55,714
22 Carpenter $55,519
23 HVAC Technician $54,300
24 Heavy Truck Driver $51,783
25 Loan Officer $48,829
26 Licensed Practical Nurse (LPN) $48,829
27 Pharmacy Technician $48,829
28 Dental Assistant $48,829
29 Veterinary Technician $48,829
30 Social Worker $48,829
31 Auto Mechanic $48,829
32 Personal Trainer $48,829
33 Nail Technician $48,829
34 Insurance Agent $48,829
35 Cosmetologist $48,829
36 Nursing Assistant (CNA) $48,829
37 Chef/Head Cook $48,829
38 Welder $48,370
39 Medical Assistant $37,328

OCity planning estimates. National occupation references are inputs; displayed city values are modeled rather than direct local BLS occupation rows.

St. Joseph salary model: formulas, sources and limitations

Stored occupation model comparison

modeled estimate ÷ stored national reference = row comparison

On this owner, estimate-to-reference ratios are 0.611×–1.464× across occupations. Ratios can vary by occupation, so this is not described as one citywide multiplier or a direct local OEWS download.

Purchasing-power equivalent

modeled estimate ÷ 92.2 × 100

This comparison does not estimate taxes or take-home pay and is not an official BLS adjustment.

Limitations. “Average” is unweighted across selected occupations. Growth fields are national occupation projections, not local forecasts. City and metro geographies can differ. Repeated stored employment counts are not presented as local jobs.
BLS OEWS methodologyBLS national projectionsCensus/ACS income context

Model generated 2026-02-26; methodology reviewed July 16, 2026.

🏙️ Living Costs in St. Joseph

🏠
1BR Rent
$734/mo
🏡
2BR Rent
$964/mo
🏘️
Median Home
$170,000
📉
Unemployment
3.2%
💳
Median Income
$57,205
🎓
College Educated
19%
🚶
Walk Score
30/100
📊
Cost of Living
92
Below Avg Cost
📊 Full Cost of Living Breakdown → 🏠 Real Estate Market →

🧮 Test Your St. Joseph Budget

Use scenario tools to compare gross pay and city cost context. Results depend on the inputs and do not guarantee take-home pay, housing approval or affordability.

💰 Decode a Job Offer 🔄 Salary Equivalence Calculator 🔍 Career Arbitrage Tool

❓ St. Joseph Salary FAQ

What does the average salary in St. Joseph mean on this page?

▼
$68,604 is the unweighted arithmetic average of the modeled medians for 39 selected occupations. It is not an official mean or median for all St. Joseph workers.

What is the monthly salary estimate in St. Joseph?

▼
The selected-occupation model average equals about $5,717 per month before taxes and deductions. This gross arithmetic conversion is not take-home pay or household income.

What is a good salary in St. Joseph?

▼
There is no universal threshold. Household size, current housing quotes, taxes, debt, benefits, transportation and other recurring costs determine fit. The figures here are planning references, not affordability guarantees.

Are these direct local BLS salary observations for St. Joseph?

▼
No. Each stored city planning estimate is compared with its stored national occupation reference. The estimate-to-reference relationship is 0.611×–1.464× across occupations; it is not represented as one universal city multiplier or a direct local BLS observation.

📝 Planning Takeaways for St. Joseph

Use the occupation rows to compare modeled gross-pay references, not to predict an offer. Validate the exact role, experience level, employer, benefits and location. Then model taxes and current household costs before making a relocation or career decision.

Career Decisions

Make your salary work in St. Joseph

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