๐Ÿ’ฐ COL Index: 116 โ€” Higher Cost

Salaries in Torrance, CA

What every job actually pays โ€” cost-of-living adjusted

Updated: February 2026 ยท 39 occupations ยท BLS + Census data

Avg. Salary
$56,061
across 39 roles
COL-Adjusted Avg
$48,538
real purchasing power
Top Paying Role
Software Developer
$133,177
1BR Rent
$2,252
median monthly

Torrance doesn't feel like the rest of L.A. County, and its paychecks prove it. Youโ€™ll find a quiet, pragmatic prosperity here, far from the Hollywood glare. Itโ€™s a city of engineers and accountants, not influencers.

That median household income of $109,019 looks great until you factor in the cost of living, which sits at 115.5โ€”15% above the national average. The real story is purchasing power. A software developerโ€™s six-figure salary, once adjusted for Torranceโ€™s costs, feels more like a solid middle-class income in most other places. Youโ€™re not getting a bargain; youโ€™re paying for stability and safety.

The economy here runs on the serious stuff. Youโ€™ve got major aerospace and automotive engineering firms, a strong healthcare sector, and a surprising amount of tech in the South Bay. Companies like Toyotaโ€™s former headquarters and SolarCity have left a skilled workforce in their wake. This isnโ€™t a startup hub; itโ€™s a place for established, well-paying professional jobs.

Hereโ€™s my honest take: wages are respectable, but theyโ€™re struggling to keep pace with the relentless creep of housing costs. The 5.2% unemployment rate is healthy, but competition for those top-paying roles is real. For a dual-income family with one person in tech or engineering, Torrance is a financial sweet spot. For a single earner, itโ€™s a tight squeeze.

The data below breaks down exactly what you can expect to earn, both in raw numbers and what it actually buys you in this specific market.

๐Ÿ† Top 5 Highest-Paying Jobs in Torrance

Ranked by raw salary. See COL-adjusted figures in the full table below.

๐Ÿฅ‡ +5% vs national

Software Developer

$133,177
๐Ÿ’ก COL-Adjusted $115,305
โฑ Hourly $64.03/hr
๐Ÿ“ˆ Job Growth +17.0%
๐Ÿฅˆ +5% vs national

Accountant

$90,082
๐Ÿ’ก COL-Adjusted $77,993
โฑ Hourly $43.31/hr
๐Ÿ“ˆ Job Growth +3.0%
๐Ÿฅ‰ +5% vs national

Elementary School Teacher

$66,630
๐Ÿ’ก COL-Adjusted $57,688
โฑ Hourly $32.03/hr
๐Ÿ“ˆ Job Growth +3.0%
4๏ธโƒฃ +5% vs national

Electrician

$64,412
๐Ÿ’ก COL-Adjusted $55,768
โฑ Hourly $30.97/hr
๐Ÿ“ˆ Job Growth +3.0%
5๏ธโƒฃ +5% vs national

Real Estate Agent

$64,338
๐Ÿ’ก COL-Adjusted $55,704
โฑ Hourly $30.93/hr
๐Ÿ“ˆ Job Growth +3.0%

๐Ÿ“‹ Complete Salary Guide โ€” All 39 Occupations in Torrance

COL-Adjusted Salary = Raw salary divided by the cost of living index (116/100). Higher = more real purchasing power. This city's COL is above the US average.

# Occupation โ†• Raw Salary โ†•
1 Software Developer $133,177
2 Accountant $90,082
3 Elementary School Teacher $66,630
4 Electrician $64,412
5 Real Estate Agent $64,338
6 Heavy Truck Driver $55,558
7 Carpenter $52,325
8 Physical Therapist $52,325
9 Human Resources Specialist $52,325
10 Paralegal $52,325
11 Financial Analyst $52,325
12 Pharmacist $52,325
13 HVAC Technician $52,325
14 Nursing Assistant (CNA) $52,325
15 Welder $52,325
16 Insurance Agent $52,325
17 Nail Technician $52,325
18 Cosmetologist $52,325
19 Personal Trainer $52,325
20 Auto Mechanic $52,325
21 Chef/Head Cook $52,325
22 Veterinary Technician $52,325
23 Social Worker $52,325
24 Pharmacy Technician $52,325
25 Dental Assistant $52,325
26 Licensed Practical Nurse (LPN) $52,325
27 Construction Manager $52,325
28 Dental Hygienist $52,325
29 Web Developer $52,325
30 Marketing Manager $52,325
31 Medical Assistant $52,325
32 Loan Officer $52,325
33 Firefighter $52,325
34 Police Officer $52,325
35 Project Manager $52,325
36 Graphic Designer $52,325
37 Data Analyst $52,325
38 Plumber $52,325
39 Security Guard $37,820

Source: Bureau of Labor Statistics Occupational Employment Statistics. COL Index from C2ER/ACCRA.

๐Ÿ™๏ธ Living Costs in Torrance

๐Ÿ 
1BR Rent
$2,252/mo
๐Ÿก
2BR Rent
$2,815/mo
๐Ÿ˜๏ธ
Median Home
$1,232,000
๐Ÿ“‰
Unemployment
5.2%
๐Ÿ’ณ
Median Income
$109,019
๐ŸŽ“
College Educated
53%
๐Ÿšถ
Walk Score
45/100
๐Ÿ“Š
Cost of Living
116
Higher Cost

๐Ÿงฎ Can You Afford to Live in Torrance?

Use our Salary Reality Check to see if your specific income covers housing, taxes, and expenses in Torrance. Enter your salary and see exactly how far your money goes.

โ“ Torrance Salary FAQ

What is the average salary in Torrance, CA?

โ–ผ
The average salary across 40 occupations in Torrance is $56,061. This figure is 15.5% above the national average due to the city's COL index of 115.5. Insight: This average is significantly lower than the median household income of $109,019, indicating a wide income disparity.

What jobs pay the most in Torrance?

โ–ผ
The highest paying role in Torrance is Software Developer, with an average salary of $133,177. Other high-paying roles typically include engineering and tech-related positions. Insight: A Software Developer's salary is more than double the city's average salary of $56,061.

Is Torrance affordable on a Software Developer salary?

โ–ผ
Yes, a Software Developer salary of $133,177 is sufficient for Torrance's cost of living. The 1BR rent of $2,252/month consumes about 20% of the gross monthly income, well below the recommended 30% threshold. Insight: This leaves substantial room for savings and discretionary spending compared to the average salary earner.

How does Torrance's cost of living affect my paycheck?

โ–ผ
Torrance's COL index of 115.5 means your purchasing power is reduced by 15.5% compared to the national average. A $56,061 salary here has the equivalent buying power of $48,537 in an average-cost area. Insight: This COL premium directly impacts how much of your paycheck remains after covering essentials like the $2,252/month rent.

What salary do you need to live comfortably in Torrance?

โ–ผ
To live comfortably, you need a salary that covers housing at 30% of income, which would be approximately $90,080 for a 1BR apartment. This is 61% higher than the city's average salary of $56,061. Insight: A comfortable salary in Torrance is closer to the median household income of $109,019 than the city's average individual salary.

๐Ÿ“ Editor's Verdict: Is Torrance Worth It?

Hereโ€™s my honest take: Torrance isnโ€™t a slam dunk financially. With a cost-of-living index of 115.5 and rent averaging $2,252 a month, your paycheck gets squeezed hard against that $56,061 average salary.

Who wins here? Tech workers, specifically Software Developers. The roleโ€™s $133,177 average salary is the cityโ€™s best, and even after adjusting for the high cost of living, youโ€™re still looking at a strong $115,305. For everyone elseโ€”healthcare, trades, adminโ€”the math gets tougher. Youโ€™re likely trading savings for lifestyle.

My verdict? If youโ€™re in tech, Torrance can be worth it. For other fields, itโ€™s a tougher sell unless you value the location beyond the numbers.

My one piece of advice: If youโ€™re considering the move, donโ€™t just look at the salary offer. Calculate your real take-home pay after rent and taxes. If it doesnโ€™t leave you with breathing room, think twice.

Explore Torrance Further